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Title:               CSBS Community Bank Sentiment Index
Series ID:           CBSICO
Source:              Conference of State Bank Supervisors
Release:             Community Bank Sentiment Index
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly
Units:               Diffusion Index = 100
Date Range:          2019-04-01 to 2024-01-01
Last Updated:        2024-04-09 10:26 AM CDT
Notes:               The CSBS Community Bank Sentiment Index captures on a quarterly basis
                     what community bankers nationwide think about future business and
                     economic conditions over the next 12 months. The composite index is
                     created from survey responses to seven questions which are used to
                     calculate an index for each indicator. Each index is calculated by
                     subtracting the percentage of respondents reporting a decrease from
                     the percentage reporting an increase and then adding 100. When the
                     share of community banks reporting an increase exceeds the share of
                     community banks reporting a decrease, the index will be greater than
                     100, suggesting expansion and positive sentiment. If the share of
                     community banks reporting a decrease exceeds the share reporting an
                     increase, the index will be below 100, suggesting contraction and
                     negative sentiment. An index will be 100 when the number of community
                     banks reporting an increase is equal to the number of community banks
                     reporting a decrease. For further information regarding the CSBS
                     Community Bank Sentiment Index, visit:  The CSBS website
                     (https://www.csbs.org/cbindex)
                     
                     <b>Copyrighted: Citation required</b>
                     These series are under copyright; but, provided you have not engaged
                     in any prohibited uses, you may use these data series with proper
                     attribution of the source and acknowledgment that you obtained the
                     data from FRED (example, “Source: CSBS via FRED”) when displaying
                     or publishing it.

DATE            VALUE
2019-04-01  122.49424
2019-07-01  120.98675
2019-10-01  122.85714
2020-01-01   91.25138
2020-04-01   90.47619
2020-07-01   97.13430
2020-10-01   98.18913
2021-01-01  114.57143
2021-04-01  114.76510
2021-07-01   99.78437
2021-10-01  100.69444
2022-01-01   97.33124
2022-04-01   83.87097
2022-07-01   90.93817
2022-10-01   84.59730
2023-01-01   82.68398
2023-04-01   72.84427
2023-07-01   85.55102
2023-10-01   92.01229
2024-01-01   97.83722