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Title:               CSBS Community Bank Sentiment, Capital Spending Index
Series ID:           CBSICS
Source:              Conference of State Bank Supervisors
Release:             Community Bank Sentiment Index
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly
Units:               Diffusion Index = 100
Date Range:          2019-04-01 to 2024-01-01
Last Updated:        2024-04-09 10:26 AM CDT
Notes:               The CSBS Community Bank Sentiment, Capital Spending Index captures on
                     a quarterly basis what community bankers nationwide think about their
                     bank's capital expenditures on facilities or operations over the next
                     12 months. The Capital Spending Index is one of seven indicators used
                     to create the Community Bank Sentiment Index. Survey responses are
                     used to calculate an index for each indicator. Each index is
                     calculated by subtracting the percentage of respondents reporting a
                     decrease from the percentage reporting an increase and then adding
                     100. When the share of community banks reporting an increase exceeds
                     the share of community banks reporting a decrease, the index will be
                     greater than 100, suggesting expansion and positive sentiment. If the
                     share of community banks reporting a decrease exceeds the share
                     reporting an increase, the index will be below 100, suggesting
                     contraction and negative sentiment. An index will be 100 when the
                     number of community banks reporting an increase is equal to the number
                     of community banks reporting a decrease. For further information
                     regarding the CSBS Community Bank Sentiment Index, visit:  The CSBS
                     website (https://www.csbs.org/cbindex)
                     
                     <b>Copyrighted: Citation required</b>
                     These series are under copyright; but, provided you have not engaged
                     in any prohibited uses, you may use these data series with proper
                     attribution of the source and acknowledgment that you obtained the
                     data from FRED (example, “Source: CSBS via FRED”) when displaying
                     or publishing it.

DATE            VALUE
2019-04-01  137.50000
2019-07-01  135.05155
2019-10-01  137.94872
2020-01-01  117.05426
2020-04-01  112.19512
2020-07-01  113.47305
2020-10-01  115.49296
2021-01-01  139.50000
2021-04-01  138.25503
2021-07-01  134.71698
2021-10-01  147.22222
2022-01-01  137.91209
2022-04-01  138.70968
2022-07-01  144.02985
2022-10-01  137.03704
2023-01-01  132.72727
2023-04-01  124.77477
2023-07-01  132.00000
2023-10-01  118.27957
2024-01-01  131.07570