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Title:               CSBS Community Bank Sentiment, Franchise Value Index
Series ID:           CBSIFV
Source:              Conference of State Bank Supervisors
Release:             Community Bank Sentiment Index
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly
Units:               Diffusion Index = 100
Date Range:          2019-04-01 to 2024-01-01
Last Updated:        2024-04-09 10:26 AM CDT
Notes:               The CSBS Community Bank Sentiment, Franchise Value Index captures on a
                     quarterly basis what community bankers nationwide think about their
                     bank?s future franchise value over the next 12 months. The Franchise
                     Value Index is one of seven indicators used to create the Community
                     Bank Sentiment Index. Survey responses are used to calculate an index
                     for each indicator. Each index is calculated by subtracting the
                     percentage of respondents reporting a decrease from the percentage
                     reporting an increase and then adding 100. When the share of community
                     banks reporting an increase exceeds the share of community banks
                     reporting a decrease, the index will be greater than 100, suggesting
                     expansion and positive sentiment. If the share of community banks
                     reporting a decrease exceeds the share reporting an increase, the
                     index will be below 100, suggesting contraction and negative
                     sentiment. An index will be 100 when the number of community banks
                     reporting an increase is equal to the number of community banks
                     reporting a decrease. For further information regarding the CSBS
                     Community Bank Sentiment Index, visit:  The CSBS website
                     (https://www.csbs.org/cbindex)
                     
                     <b>Copyrighted: Citation required</b>
                     These series are under copyright; but, provided you have not engaged
                     in any prohibited uses, you may use these data series with proper
                     attribution of the source and acknowledgment that you obtained the
                     data from FRED (example, “Source: CSBS via FRED”) when displaying
                     or publishing it.

DATE            VALUE
2019-04-01  157.25806
2019-07-01  149.48454
2019-10-01  157.94872
2020-01-01  120.93023
2020-04-01   97.96748
2020-07-01  115.86826
2020-10-01  126.76056
2021-01-01  149.50000
2021-04-01  155.03356
2021-07-01  134.71698
2021-10-01  136.11111
2022-01-01  129.12088
2022-04-01  123.38710
2022-07-01  135.82090
2022-10-01  127.98354
2023-01-01  122.12121
2023-04-01  102.25225
2023-07-01  125.14286
2023-10-01  131.18280
2024-01-01  135.85657