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Title:               CSBS Community Bank Sentiment, Profitability Index
Series ID:           CBSIPR
Source:              Conference of State Bank Supervisors
Release:             Community Bank Sentiment Index
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly
Units:               Diffusion Index = 100
Date Range:          2019-04-01 to 2024-01-01
Last Updated:        2024-04-09 10:26 AM CDT
Notes:               The CSBS Community Bank Sentiment, Profitability Index captures on a
                     quarterly basis what community bankers nationwide think about their
                     bank's future profitability over the next 12 months. The Profitability
                     Index is one of seven indicators used to create the Community Bank
                     Sentiment Index. Survey responses are used to calculate an index for
                     each indicator. Each index is calculated by subtracting the percentage
                     of respondents reporting a decrease from the percentage reporting an
                     increase and then adding 100. When the share of community banks
                     reporting an increase exceeds the share of community banks reporting a
                     decrease, the index will be greater than 100, suggesting expansion and
                     positive sentiment. If the share of community banks reporting a
                     decrease exceeds the share reporting an increase, the index will be
                     below 100, suggesting contraction and negative sentiment. An index
                     will be 100 when the number of community banks reporting an increase
                     is equal to the number of community banks reporting a decrease. For
                     further information regarding the CSBS Community Bank Sentiment Index,
                     visit:  The CSBS website (https://www.csbs.org/cbindex)
                     
                     <b>Copyrighted: Citation required</b>
                     These series are under copyright; but, provided you have not engaged
                     in any prohibited uses, you may use these data series with proper
                     attribution of the source and acknowledgment that you obtained the
                     data from FRED (example, “Source: CSBS via FRED”) when displaying
                     or publishing it.

DATE            VALUE
2019-04-01  126.00806
2019-07-01  114.43299
2019-10-01  109.74359
2020-01-01   65.89147
2020-04-01   54.87805
2020-07-01   67.66467
2020-10-01   61.97183
2021-01-01  105.00000
2021-04-01  107.38255
2021-07-01   66.03774
2021-10-01   50.69444
2022-01-01   68.13187
2022-04-01  100.80645
2022-07-01  120.89552
2022-10-01   99.17695
2023-01-01   81.51515
2023-04-01   68.01802
2023-07-01   77.71429
2023-10-01   81.36201
2024-01-01   86.85259