NOTE: THIS DATA FILE WILL CHANGE! To improve accessibility of data for all users, we will convert this file from a text format to an html table by the end of June 2024. Title: Equifax Subprime Credit Population for Schenectady County, NY Series ID: EQFXSUBPRIME036093 Source: Equifax, Federal Reserve Bank of New York Release: Equifax Credit Quality (Not a Press Release) Seasonal Adjustment: Not Seasonally Adjusted Frequency: Quarterly Units: Percent Date Range: 2014-04-01 to 2024-01-01 Last Updated: 2024-04-29 10:36 AM CDT Notes: Estimate of the percentage of the population with a credit score below 660. Counties with fewer than 20 people in the sample are not reported for privacy reasons. The estimate is based on the representative primary sample of the New York Fed Consumer Credit Panel, which includes only the primary sample member per household (about 5% of the U.S. credit report population, defined as all U.S. residents with a credit history). For more details about the data and sample, see "An Introduction to the Consumer Credit Panel" (https://www.newyorkfed.org/research/staff_reports/sr479.html). Source: Federal Reserve Bank of New York/Equifax Consumer Credit Panel Reprinted with permission. Copyright © 2016, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax. DATE VALUE 2014-04-01 29.685573366214552 2014-07-01 30.102902779910917 2014-10-01 30.350609756097562 2015-01-01 29.780085522296883 2015-04-01 29.542682926829265 2015-07-01 29.544072948328264 2015-10-01 29.531321098134384 2016-01-01 28.705953827460510 2016-04-01 24.351451513279805 2016-07-01 24.791344667697064 2016-10-01 25.000000000000000 2017-01-01 24.633027522935780 2017-04-01 23.746177370030580 2017-07-01 23.770366986447390 2017-10-01 24.407294832826747 2018-01-01 23.783287419651057 2018-04-01 23.641928079571540 2018-07-01 23.506036986092006 2018-10-01 24.127995147103430 2019-01-01 24.156197971848040 2019-04-01 23.867938815689836 2019-07-01 24.508023009385408 2019-10-01 24.500825701846570 2020-01-01 23.866384522370012 2020-04-01 22.673716012084590 2020-07-01 22.324946953622310 2020-10-01 22.125225767609873 2021-01-01 21.105754745405243 2021-04-01 20.774962742175855 2021-07-01 20.508601346297680 2021-10-01 21.098868374032160 2022-01-01 20.842604954754490 2022-04-01 20.457244655581945 2022-07-01 20.536375759371758 2022-10-01 21.324288453030526 2023-01-01 21.389585484584746 2023-04-01 20.589101620029453 2023-07-01 21.133793508591570 2023-10-01 21.591240875912410 2024-01-01 21.599532983070635