NOTE: THIS DATA FILE WILL CHANGE! To improve accessibility of data for all users, we will convert this file from a text format to an html table by the end of June 2024. Title: Loan Loss Reserve to Total Loans for Commercial Banks with Assets under $5B in Albany-Schenectady-Troy, NY (MSA) (DISCONTINUED) Series ID: LLSRALB Source: Federal Financial Institutions Examination Council (US), Federal Reserve Bank of St. Louis Release: Reports of Condition and Income for All Insured U.S. Commercial Banks Seasonal Adjustment: Not Seasonally Adjusted Frequency: Quarterly Units: Percent Date Range: 1989-01-01 to 2020-07-01 Last Updated: 2020-12-10 2:49 PM CST Notes: This series is discontinued and will no longer be updated. Additional consolidated data is available on the FDIC's Bank Data and Statistics (https://www.fdic.gov/bank/statistical/). This series is constructed as ratio of Allowance for Loan and Lease Losses call item RCFD3123 to Quarterly Average of Total Loans call item RCFD3360. The asset class is determined by using Total Assets call item RCFD2170 less than or equal to $5B. Geographic location is determined by Abbreviated State Name call item RSSD9200 and County Code call item RSSD9150, which is mapped to the proper Core Based Statistical Area (CBSA) defined by the Office of Management and Budget (OMB). Users are advised to use the Federal Reserve Board of Governors' data dictionary (https://www.federalreserve.gov/apps/mdrm/data-dictionary) to retrieve detailed information for specific call items. This series is calculated by the Federal Reserve Bank of St. Louis using raw data that are collected by the FFIEC. Raw data can be found at https://cdr.ffiec.gov/public/. DATE VALUE 1989-01-01 0.9845939964 1989-04-01 0.9740127659 1989-07-01 0.9782945535 1989-10-01 1.1187513831 1990-01-01 1.1404595733 1990-04-01 1.3106883219 1990-07-01 1.5161634645 1990-10-01 1.4501431047 1991-01-01 1.3785207598 1991-04-01 1.4598548184 1991-07-01 1.5620261808 1991-10-01 1.2877334325 1992-01-01 1.4073077898 1992-04-01 1.4378448187 1992-07-01 1.6281540570 1992-10-01 1.7230914237 1993-01-01 1.8639439487 1993-04-01 1.8618764537 1993-07-01 2.0895008699 1993-10-01 2.0963670039 1994-01-01 2.1800403951 1994-04-01 2.1974242755 1994-07-01 2.2472779064 1994-10-01 2.1894351134 1995-01-01 2.2704359495 1995-04-01 2.6455919503 1995-07-01 2.1118271908 1995-10-01 2.0626074302 1996-01-01 2.3664288531 1996-04-01 2.4958874421 1996-07-01 2.4765958301 1996-10-01 2.4430270160 1997-01-01 2.4362804154 1997-04-01 2.4499827771 1997-07-01 2.4217678686 1997-10-01 2.5092363841 1998-01-01 2.5294947554 1998-04-01 2.6271879065 1998-07-01 2.5846964023 1998-10-01 2.5365956401 1999-01-01 2.4967444115 1999-04-01 2.5156811265 1999-07-01 2.4810774016 1999-10-01 2.4371975061 2000-01-01 2.4142072247 2000-04-01 2.4020480081 2000-07-01 2.4036782789 2000-10-01 2.3865405823 2001-01-01 2.3798491933 2001-04-01 2.6413287064 2001-07-01 2.5763711140 2001-10-01 2.5557013842 2002-01-01 2.5608094694 2002-04-01 2.5261867175 2002-07-01 2.4992318138 2002-10-01 1.6806393273 2003-01-01 1.6759559151 2003-04-01 1.7297160422 2003-07-01 1.7779950785 2003-10-01 1.8076930915 2004-01-01 1.7598434250 2004-04-01 1.7670122168 2004-07-01 1.7607372818 2004-10-01 1.7335872464 2005-01-01 1.7212004914 2005-04-01 1.7213165750 2005-07-01 1.6928963854 2005-10-01 1.6125635144 2006-01-01 1.5978608445 2006-04-01 1.5603606676 2006-07-01 1.5692140145 2006-10-01 1.5454562098 2007-01-01 1.5459766869 2007-04-01 1.5245338403 2007-07-01 1.5144646378 2007-10-01 1.4782549242 2008-01-01 1.4578876701 2008-04-01 1.4570568447 2008-07-01 1.4643127292 2008-10-01 1.4202324996 2009-01-01 1.4774605207 2009-04-01 1.5168832627 2009-07-01 1.5265500512 2009-10-01 1.4843965683 2010-01-01 1.5382532794 2010-04-01 1.5837633270 2010-07-01 1.6064566945 2010-10-01 1.6446141825 2011-01-01 1.6289582441 2011-04-01 1.6866561388 2011-07-01 1.7021918495 2011-10-01 1.5700881753 2012-01-01 1.7811359082 2012-04-01 1.7489612150 2012-07-01 1.7191206242 2012-10-01 1.6810463022 2013-01-01 1.6630682667 2013-04-01 1.6376529378 2013-07-01 1.6015244226 2013-10-01 1.5591127041 2014-01-01 1.5240007264 2014-04-01 1.4918231878 2014-07-01 1.4575912740 2014-10-01 1.4266820471 2015-01-01 1.4043386035 2015-04-01 1.3839943673 2015-07-01 1.3560801932 2015-10-01 1.3313704424 2016-01-01 1.3143650514 2016-04-01 1.2901861432 2016-07-01 1.2784432496 2016-10-01 1.2558319364 2017-01-01 1.2528336244 2017-04-01 1.2506148961 2017-07-01 1.2412549812 2017-10-01 1.2264224818 2018-01-01 1.2320201543 2018-04-01 1.2331570435 2018-07-01 1.2257182481 2018-10-01 1.2032792935 2019-01-01 1.2728921498 2019-04-01 1.2925937504 2019-07-01 1.3158365271 2019-10-01 1.3433323365 2020-01-01 1.4918231063 2020-04-01 1.5802535437 2020-07-01 1.6686802532