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Title:               Large Bank Consumer Credit Card Originations: Original Credit Score: 25th Percentile
Series ID:           RCCCOSCOREPCT25
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Credit Score
Date Range:          2012-07-01 to 2023-10-01
Last Updated:        2024-04-15 2:19 PM CDT
Notes:               The 25th percentile original credit score among credit card
                     originations. The original credit score is the commercially available
                     credit score at origination for the primary account holder. If a
                     commercially available credit bureau score was not obtained during the
                     origination process, the institution is instructed to map the internal
                     credit score used to evaluate the primary account holder's
                     creditworthiness at origination to a commercially available credit
                     bureau score. The source of the original credit score may vary by FR
                     Y-14M reporting firm and even within the firm's reporting. Only credit
                     card accounts with original credit scores between 150 and 950 are
                     included in the original credit score percentile calculations. For
                     more detail see: methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01   669
2012-10-01   676
2013-01-01   677
2013-04-01   676
2013-07-01   670
2013-10-01   667
2014-01-01   663
2014-04-01   660
2014-07-01   655
2014-10-01   654
2015-01-01   653
2015-04-01   652
2015-07-01   653
2015-10-01   653
2016-01-01   654
2016-04-01   656
2016-07-01   661
2016-10-01   659
2017-01-01   663
2017-04-01   661
2017-07-01   662
2017-10-01   662
2018-01-01   663
2018-04-01   663
2018-07-01   662
2018-10-01   663
2019-01-01   666
2019-04-01   662
2019-07-01   660
2019-10-01   659
2020-01-01   664
2020-04-01   673
2020-07-01   673
2020-10-01   661
2021-01-01   663
2021-04-01   658
2021-07-01   659
2021-10-01   658
2022-01-01   662
2022-04-01   659
2022-07-01   661
2022-10-01   661
2023-01-01   669
2023-04-01   671
2023-07-01   673
2023-10-01   673