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Title:               Large Bank Consumer Mortgage Balances: Original Front-End Debt-to-Income (DTI): 90th Percentile
Series ID:           RCMFLBFEDTIPCT90
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Ratio
Date Range:          2012-07-01 to 2023-10-01
Last Updated:        2024-04-15 2:19 PM CDT
Notes:               The 90th percentile front-end debt-to-income ratio. The front-end DTI
                     ratio is the percentage of a borrower's monthly income that would go
                     toward housing expenses. The total housing liabilities of the
                     borrower, including the monthly principal, interest, taxes, insurance,
                     association dues, etc., are divided by the total monthly income of the
                     borrower. Front-end DTI is reported at origination. For more detail
                     see: methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01    41
2012-10-01    41
2013-01-01    41
2013-04-01    41
2013-07-01    41
2013-10-01    40
2014-01-01    41
2014-04-01    40
2014-07-01    40
2014-10-01    40
2015-01-01    39
2015-04-01    38
2015-07-01    38
2015-10-01    38
2016-01-01    37
2016-04-01    35
2016-07-01    35
2016-10-01    35
2017-01-01    35
2017-04-01    35
2017-07-01    35
2017-10-01    35
2018-01-01    35
2018-04-01    35
2018-07-01    35
2018-10-01    35
2019-01-01    35
2019-04-01    35
2019-07-01    35
2019-10-01    35
2020-01-01    35
2020-04-01    35
2020-07-01    35
2020-10-01    35
2021-01-01    35
2021-04-01    35
2021-07-01    35
2021-10-01    35
2022-01-01    35
2022-04-01    35
2022-07-01    35
2022-10-01    36
2023-01-01    36
2023-04-01    36
2023-07-01    36
2023-10-01    36