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Title:               Large Bank Consumer Mortgage Balances: Current Credit Score: 25th Percentile
Series ID:           RCMFLBSCOREPCT25
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Credit Score
Date Range:          2012-07-01 to 2023-10-01
Last Updated:        2024-04-15 2:19 PM CDT
Notes:               The 25th percentile credit score among outstanding first liens. The
                     current credit score is the most recently determined commercially
                     available credit score of the primary borrower on the mortgage loan.
                     The credit score provider may vary by FR Y-14M reporting firm and even
                     within the firm's reporting. Only mortgage accounts with credit scores
                     between 150 and 950 are included in the original credit score
                     percentile calculations. For more detail see: methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01   628
2012-10-01   630
2013-01-01   632
2013-04-01   637
2013-07-01   640
2013-10-01   643
2014-01-01   645
2014-04-01   651
2014-07-01   654
2014-10-01   657
2015-01-01   659
2015-04-01   663
2015-07-01   667
2015-10-01   672
2016-01-01   674
2016-04-01   681
2016-07-01   685
2016-10-01   689
2017-01-01   696
2017-04-01   702
2017-07-01   707
2017-10-01   709
2018-01-01   712
2018-04-01   717
2018-07-01   720
2018-10-01   723
2019-01-01   725
2019-04-01   728
2019-07-01   729
2019-10-01   731
2020-01-01   734
2020-04-01   737
2020-07-01   738
2020-10-01   738
2021-01-01   738
2021-04-01   740
2021-07-01   741
2021-10-01   742
2022-01-01   744
2022-04-01   746
2022-07-01   748
2022-10-01   748
2023-01-01   749
2023-04-01   750
2023-07-01   751
2023-10-01   751