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Title:               Large Bank Consumer Mortgage Originations: Original Credit Score: 50th Percentile
Series ID:           RCMFLOSCOREPCT50
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Credit Score
Date Range:          2012-07-01 to 2023-10-01
Last Updated:        2024-04-15 2:19 PM CDT
Notes:               The 50th percentile credit score among first lien originations. The
                     original credit score is the credit score at origination for the
                     borrower using a commercially available credit score. The original
                     credit score provider may vary by FR Y-14M reporting firm and even
                     within the firm's reporting. Only mortgage accounts with credit scores
                     between 150 and 950 are included in the original credit score
                     percentile calculations. These data include total bank loans
                     originated and held in portfolio in a given quarter, including those
                     that will later be sold or securitized. For more detail see:
                     methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01   773
2012-10-01   772
2013-01-01   771
2013-04-01   770
2013-07-01   766
2013-10-01   761
2014-01-01   759
2014-04-01   765
2014-07-01   765
2014-10-01   766
2015-01-01   769
2015-04-01   770
2015-07-01   767
2015-10-01   766
2016-01-01   764
2016-04-01   766
2016-07-01   767
2016-10-01   766
2017-01-01   760
2017-04-01   762
2017-07-01   762
2017-10-01   762
2018-01-01   760
2018-04-01   762
2018-07-01   762
2018-10-01   761
2019-01-01   762
2019-04-01   765
2019-07-01   767
2019-10-01   768
2020-01-01   768
2020-04-01   775
2020-07-01   778
2020-10-01   779
2021-01-01   779
2021-04-01   776
2021-07-01   773
2021-10-01   771
2022-01-01   769
2022-04-01   768
2022-07-01   768
2022-10-01   768
2023-01-01   769
2023-04-01   772
2023-07-01   771
2023-10-01   770