Title: Consumer Debt Service Payments as a Percent of Disposable Personal Income Series ID: CDSP Source: Board of Governors of the Federal Reserve System (US) Release: Household Debt Service and Financial Obligations Ratios Seasonal Adjustment: Seasonally Adjusted Frequency: Quarterly Units: Percent Date Range: 1980-01-01 to 2023-10-01 Last Updated: 2024-04-02 1:18 PM CDT Notes: The Household Debt Service Ratio (DSR) (https://fred.stlouisfed.org/series/TDSP) is the ratio of total required household debt payments to total disposable income. The DSR is divided into two parts. The Mortgage DSR (MDSP) (https://fred.stlouisfed.org/series/MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income. The Consumer DSR (CDSP) (https://fred.stlouisfed.org/series/CDSP) is total quarterly scheduled consumer debt payments divided by total quarterly disposable personal income. The Mortgage DSR and the Consumer DSR sum to the DSR. For more information, please visit the Board of Governors (https://www.federalreserve.gov/releases/housedebt/about.htm). DATE VALUE 1980-01-01 6.236001 1980-04-01 6.147871 1980-07-01 5.910868 1980-10-01 5.740865 1981-01-01 5.693852 1981-04-01 5.697535 1981-07-01 5.591744 1981-10-01 5.583673 1982-01-01 5.570092 1982-04-01 5.579686 1982-07-01 5.524005 1982-10-01 5.505557 1983-01-01 5.496735 1983-04-01 5.522929 1983-07-01 5.524976 1983-10-01 5.556113 1984-01-01 5.588695 1984-04-01 5.681964 1984-07-01 5.755984 1984-10-01 5.844351 1985-01-01 6.008261 1985-04-01 6.034609 1985-07-01 6.190530 1985-10-01 6.243289 1986-01-01 6.232594 1986-04-01 6.268497 1986-07-01 6.322765 1986-10-01 6.376257 1987-01-01 6.249894 1987-04-01 6.273851 1987-07-01 6.179090 1987-10-01 6.096414 1988-01-01 6.031035 1988-04-01 5.974719 1988-07-01 5.901923 1988-10-01 5.844392 1989-01-01 5.817072 1989-04-01 5.879173 1989-07-01 5.852560 1989-10-01 5.770460 1990-01-01 5.640185 1990-04-01 5.542845 1990-07-01 5.480760 1990-10-01 5.416153 1991-01-01 5.348809 1991-04-01 5.231242 1991-07-01 5.131398 1991-10-01 5.013739 1992-01-01 4.867729 1992-04-01 4.777525 1992-07-01 4.706882 1992-10-01 4.665224 1993-01-01 4.657254 1993-04-01 4.653505 1993-07-01 4.710171 1993-10-01 4.760305 1994-01-01 4.837372 1994-04-01 4.930256 1994-07-01 5.041743 1994-10-01 5.126206 1995-01-01 5.254862 1995-04-01 5.402047 1995-07-01 5.531247 1995-10-01 5.603496 1996-01-01 5.663362 1996-04-01 5.686396 1996-07-01 5.725355 1996-10-01 5.791432 1997-01-01 5.742050 1997-04-01 5.721193 1997-07-01 5.735954 1997-10-01 5.722914 1998-01-01 5.644468 1998-04-01 5.686946 1998-07-01 5.702296 1998-10-01 5.778994 1999-01-01 5.819247 1999-04-01 5.929219 1999-07-01 6.002290 1999-10-01 5.989029 2000-01-01 5.978188 2000-04-01 6.078356 2000-07-01 6.201877 2000-10-01 6.345516 2001-01-01 6.454295 2001-04-01 6.595124 2001-07-01 6.563462 2001-10-01 6.743693 2002-01-01 6.637720 2002-04-01 6.579984 2002-07-01 6.557459 2002-10-01 6.499285 2003-01-01 6.482181 2003-04-01 6.446315 2003-07-01 6.359652 2003-10-01 6.371961 2004-01-01 6.368558 2004-04-01 6.307107 2004-07-01 6.329715 2004-10-01 6.258245 2005-01-01 6.348542 2005-04-01 6.298622 2005-07-01 6.226176 2005-10-01 6.151832 2006-01-01 6.138328 2006-04-01 6.019503 2006-07-01 5.981194 2006-10-01 5.971953 2007-01-01 5.963785 2007-04-01 5.978429 2007-07-01 6.014170 2007-10-01 6.041944 2008-01-01 6.025007 2008-04-01 5.860219 2008-07-01 5.885958 2008-10-01 5.857518 2009-01-01 5.801164 2009-04-01 5.633348 2009-07-01 5.582103 2009-10-01 5.416134 2010-01-01 5.298321 2010-04-01 5.130423 2010-07-01 5.037316 2010-10-01 5.034306 2011-01-01 5.070338 2011-04-01 5.053158 2011-07-01 5.019475 2011-10-01 5.022145 2012-01-01 4.958773 2012-04-01 4.948530 2012-07-01 5.027311 2012-10-01 4.916003 2013-01-01 5.186939 2013-04-01 5.202495 2013-07-01 5.225513 2013-10-01 5.269051 2014-01-01 5.291480 2014-04-01 5.312735 2014-07-01 5.355042 2014-10-01 5.381475 2015-01-01 5.419858 2015-04-01 5.499435 2015-07-01 5.581413 2015-10-01 5.514347 2016-01-01 5.508125 2016-04-01 5.608293 2016-07-01 5.685338 2016-10-01 5.720854 2017-01-01 5.715533 2017-04-01 5.715440 2017-07-01 5.729070 2017-10-01 5.755928 2018-01-01 5.737088 2018-04-01 5.697756 2018-07-01 5.709432 2018-10-01 5.719207 2019-01-01 5.723680 2019-04-01 5.769110 2019-07-01 5.801644 2019-10-01 5.826060 2020-01-01 5.794757 2020-04-01 5.165804 2020-07-01 5.327486 2020-10-01 5.434904 2021-01-01 4.844119 2021-04-01 5.360200 2021-07-01 5.529470 2021-10-01 5.618214 2022-01-01 5.784660 2022-04-01 5.828417 2022-07-01 5.834883 2022-10-01 5.876824 2023-01-01 5.770139 2023-04-01 5.757520 2023-07-01 5.778318 2023-10-01 5.780752