NOTE: THIS DATA FILE WILL CHANGE! To improve accessibility of data for all users, we will convert this file from a text format to an html table by the end of June 2024. Title: Ratio of Loans and Discounts to Individual Deposits, National Banks, Total for United States Series ID: M14042USM156NNBR Source: National Bureau of Economic Research Release: NBER Macrohistory Database (Not a Press Release) Seasonal Adjustment: Not Seasonally Adjusted Frequency: Monthly Units: Percent Date Range: 1870-03-01 to 1915-12-01 Last Updated: 2012-08-20 8:32 AM CDT Notes: Monthly Coverage Varies From Year To Year. Except For 1870, Which Only Has Data For Four Months, All Years 1871-1914 Have Scattered Five Month Coverage. Six Months Are Presented For 1915. See Original Series On "Loans And Discounts" And "Individual Deposits" Except That Here, "Clearing-House Exchanges" Have Been Deducted From The Latter. Source: Computed By NBER From Data In Annual Reports Of The Comptroller Of The Currency. This NBER data series m14042 appears on the NBER website in Chapter 14 at http://www.nber.org/databases/macrohistory/contents/chapter14.html. NBER Indicator: m14042 DATE VALUE 1870-03-01 161 1870-04-01 . 1870-05-01 . 1870-06-01 157 1870-07-01 . 1870-08-01 . 1870-09-01 . 1870-10-01 170 1870-11-01 . 1870-12-01 168 1871-01-01 . 1871-02-01 . 1871-03-01 167 1871-04-01 162 1871-05-01 . 1871-06-01 158 1871-07-01 . 1871-08-01 . 1871-09-01 . 1871-10-01 166 1871-11-01 . 1871-12-01 170 1872-01-01 . 1872-02-01 168 1872-03-01 . 1872-04-01 167 1872-05-01 . 1872-06-01 165 1872-07-01 . 1872-08-01 . 1872-09-01 . 1872-10-01 174 1872-11-01 . 1872-12-01 174 1873-01-01 . 1873-02-01 174 1873-03-01 . 1873-04-01 174 1873-05-01 . 1873-06-01 169 1873-07-01 . 1873-08-01 . 1873-09-01 177 1873-10-01 . 1873-11-01 . 1873-12-01 179 1874-01-01 . 1874-02-01 169 1874-03-01 . 1874-04-01 . 1874-05-01 167 1874-06-01 166 1874-07-01 . 1874-08-01 . 1874-09-01 . 1874-10-01 167 1874-11-01 . 1874-12-01 168 1875-01-01 . 1875-02-01 . 1875-03-01 168 1875-04-01 . 1875-05-01 167 1875-06-01 161 1875-07-01 . 1875-08-01 . 1875-09-01 . 1875-10-01 166 1875-11-01 . 1875-12-01 174 1876-01-01 . 1876-02-01 . 1876-03-01 169 1876-04-01 . 1876-05-01 168 1876-06-01 163 1876-07-01 . 1876-08-01 . 1876-09-01 . 1876-10-01 164 1876-11-01 . 1876-12-01 168 1877-01-01 159 1877-02-01 . 1877-03-01 . 1877-04-01 163 1877-05-01 . 1877-06-01 156 1877-07-01 . 1877-08-01 . 1877-09-01 . 1877-10-01 163 1877-11-01 . 1877-12-01 163 1878-01-01 . 1878-02-01 . 1878-03-01 159 1878-04-01 . 1878-05-01 160 1878-06-01 155 1878-07-01 . 1878-08-01 . 1878-09-01 . 1878-10-01 154 1878-11-01 . 1878-12-01 154 1879-01-01 150 1879-02-01 . 1879-03-01 . 1879-04-01 152 1879-05-01 . 1879-06-01 147 1879-07-01 . 1879-08-01 . 1879-09-01 . 1879-10-01 144 1879-11-01 . 1879-12-01 145 1880-01-01 . 1880-02-01 143 1880-03-01 . 1880-04-01 143 1880-05-01 . 1880-06-01 140 1880-07-01 . 1880-08-01 . 1880-09-01 . 1880-10-01 138 1880-11-01 . 1880-12-01 137 1881-01-01 . 1881-02-01 . 1881-03-01 136 1881-04-01 . 1881-05-01 131 1881-06-01 128 1881-07-01 . 1881-08-01 . 1881-09-01 . 1881-10-01 133 1881-11-01 . 1881-12-01 131 1882-01-01 . 1882-02-01 . 1882-03-01 135 1882-04-01 . 1882-05-01 133 1882-06-01 . 1882-07-01 132 1882-08-01 . 1882-09-01 . 1882-10-01 135 1882-11-01 . 1882-12-01 134 1883-01-01 . 1883-02-01 . 1883-03-01 139 1883-04-01 . 1883-05-01 136 1883-06-01 135 1883-07-01 . 1883-08-01 . 1883-09-01 . 1883-10-01 137 1883-11-01 . 1883-12-01 134 1884-01-01 . 1884-02-01 . 1884-03-01 135 1884-04-01 136 1884-05-01 . 1884-06-01 139 1884-07-01 . 1884-08-01 . 1884-09-01 136 1884-10-01 . 1884-11-01 . 1884-12-01 135 1885-01-01 . 1885-02-01 . 1885-03-01 131 1885-04-01 . 1885-05-01 128 1885-06-01 . 1885-07-01 126 1885-08-01 . 1885-09-01 . 1885-10-01 128 1885-11-01 . 1885-12-01 132 1886-01-01 . 1886-02-01 . 1886-03-01 130 1886-04-01 . 1886-05-01 . 1886-06-01 131 1886-07-01 . 1886-08-01 135 1886-09-01 . 1886-10-01 134 1886-11-01 . 1886-12-01 134 1887-01-01 . 1887-02-01 . 1887-03-01 133 1887-04-01 . 1887-05-01 132 1887-06-01 . 1887-07-01 . 1887-08-01 135 1887-09-01 . 1887-10-01 137 1887-11-01 . 1887-12-01 138 1888-01-01 . 1888-02-01 134 1888-03-01 . 1888-04-01 135 1888-05-01 . 1888-06-01 133 1888-07-01 . 1888-08-01 . 1888-09-01 . 1888-10-01 135 1888-11-01 . 1888-12-01 135 1889-01-01 . 1889-02-01 134 1889-03-01 . 1889-04-01 . 1889-05-01 132 1889-06-01 . 1889-07-01 132 1889-08-01 . 1889-09-01 135 1889-10-01 . 1889-11-01 . 1889-12-01 136 1890-01-01 . 1890-02-01 135 1890-03-01 . 1890-04-01 . 1890-05-01 135 1890-06-01 . 1890-07-01 135 1890-08-01 . 1890-09-01 . 1890-10-01 136 1890-11-01 . 1890-12-01 138 1891-01-01 . 1891-02-01 137 1891-03-01 . 1891-04-01 . 1891-05-01 136 1891-06-01 . 1891-07-01 135 1891-08-01 . 1891-09-01 137 1891-10-01 . 1891-11-01 . 1891-12-01 134 1892-01-01 . 1892-02-01 . 1892-03-01 131 1892-04-01 . 1892-05-01 128 1892-06-01 . 1892-07-01 128 1892-08-01 . 1892-09-01 131 1892-10-01 . 1892-11-01 . 1892-12-01 131 1893-01-01 . 1893-02-01 . 1893-03-01 133 1893-04-01 . 1893-05-01 132 1893-06-01 . 1893-07-01 139 1893-08-01 . 1893-09-01 . 1893-10-01 137 1893-11-01 . 1893-12-01 127 1894-01-01 . 1894-02-01 123 1894-03-01 . 1894-04-01 . 1894-05-01 121 1894-06-01 . 1894-07-01 121 1894-08-01 . 1894-09-01 . 1894-10-01 122 1894-11-01 . 1894-12-01 123 1895-01-01 . 1895-02-01 . 1895-03-01 123 1895-04-01 . 1895-05-01 124 1895-06-01 . 1895-07-01 122 1895-08-01 . 1895-09-01 125 1895-10-01 . 1895-11-01 . 1895-12-01 125 1896-01-01 . 1896-02-01 126 1896-03-01 . 1896-04-01 . 1896-05-01 124 1896-06-01 . 1896-07-01 124 1896-08-01 . 1896-09-01 . 1896-10-01 124 1896-11-01 . 1896-12-01 122 1897-01-01 . 1897-02-01 . 1897-03-01 119 1897-04-01 . 1897-05-01 117 1897-06-01 . 1897-07-01 118 1897-08-01 . 1897-09-01 . 1897-10-01 119 1897-11-01 . 1897-12-01 117 1898-01-01 . 1898-02-01 115 1898-03-01 . 1898-04-01 . 1898-05-01 113 1898-06-01 . 1898-07-01 112 1898-08-01 . 1898-09-01 113 1898-10-01 . 1898-11-01 . 1898-12-01 110 1899-01-01 . 1899-02-01 107 1899-03-01 . 1899-04-01 109 1899-05-01 . 1899-06-01 108 1899-07-01 . 1899-08-01 . 1899-09-01 110 1899-10-01 . 1899-11-01 . 1899-12-01 110 1900-01-01 . 1900-02-01 109 1900-03-01 . 1900-04-01 112 1900-05-01 . 1900-06-01 115 1900-07-01 . 1900-08-01 . 1900-09-01 114 1900-10-01 . 1900-11-01 . 1900-12-01 113 1901-01-01 . 1901-02-01 113 1901-03-01 . 1901-04-01 113 1901-05-01 . 1901-06-01 . 1901-07-01 113 1901-08-01 . 1901-09-01 113 1901-10-01 . 1901-11-01 . 1901-12-01 114 1902-01-01 . 1902-02-01 113 1902-03-01 . 1902-04-01 113 1902-05-01 . 1902-06-01 . 1902-07-01 114 1902-08-01 . 1902-09-01 115 1902-10-01 . 1902-11-01 115 1902-12-01 . 1903-01-01 . 1903-02-01 115 1903-03-01 . 1903-04-01 116 1903-05-01 . 1903-06-01 116 1903-07-01 . 1903-08-01 . 1903-09-01 117 1903-10-01 . 1903-11-01 116 1903-12-01 . 1904-01-01 115 1904-02-01 . 1904-03-01 116 1904-04-01 . 1904-05-01 . 1904-06-01 114 1904-07-01 . 1904-08-01 . 1904-09-01 116 1904-10-01 . 1904-11-01 114 1904-12-01 . 1905-01-01 113 1905-02-01 . 1905-03-01 111 1905-04-01 . 1905-05-01 112 1905-06-01 . 1905-07-01 . 1905-08-01 113 1905-09-01 . 1905-10-01 . 1905-11-01 112 1905-12-01 . 1906-01-01 112 1906-02-01 . 1906-03-01 . 1906-04-01 114 1906-05-01 . 1906-06-01 113 1906-07-01 . 1906-08-01 . 1906-09-01 114 1906-10-01 . 1906-11-01 113 1906-12-01 . 1907-01-01 113 1907-02-01 . 1907-03-01 114 1907-04-01 . 1907-05-01 115 1907-06-01 . 1907-07-01 . 1907-08-01 114 1907-09-01 . 1907-10-01 . 1907-11-01 . 1907-12-01 117 1908-01-01 . 1908-02-01 114 1908-03-01 . 1908-04-01 . 1908-05-01 112 1908-06-01 . 1908-07-01 112 1908-08-01 . 1908-09-01 112 1908-10-01 . 1908-11-01 111 1908-12-01 . 1909-01-01 . 1909-02-01 110 1909-03-01 . 1909-04-01 110 1909-05-01 . 1909-06-01 110 1909-07-01 . 1909-08-01 . 1909-09-01 110 1909-10-01 . 1909-11-01 109 1909-12-01 . 1910-01-01 110 1910-02-01 . 1910-03-01 111 1910-04-01 . 1910-05-01 . 1910-06-01 112 1910-07-01 . 1910-08-01 . 1910-09-01 113 1910-10-01 . 1910-11-01 111 1910-12-01 . 1911-01-01 110 1911-02-01 . 1911-03-01 110 1911-04-01 . 1911-05-01 . 1911-06-01 108 1911-07-01 . 1911-08-01 . 1911-09-01 110 1911-10-01 . 1911-11-01 . 1911-12-01 108 1912-01-01 . 1912-02-01 108 1912-03-01 . 1912-04-01 108 1912-05-01 . 1912-06-01 107 1912-07-01 . 1912-08-01 . 1912-09-01 108 1912-10-01 . 1912-11-01 107 1912-12-01 . 1913-01-01 . 1913-02-01 108 1913-03-01 . 1913-04-01 108 1913-05-01 . 1913-06-01 108 1913-07-01 . 1913-08-01 110 1913-09-01 . 1913-10-01 109 1913-11-01 . 1913-12-01 . 1914-01-01 106 1914-02-01 . 1914-03-01 109 1914-04-01 . 1914-05-01 . 1914-06-01 108 1914-07-01 . 1914-08-01 . 1914-09-01 107 1914-10-01 107 1914-11-01 . 1914-12-01 106 1915-01-01 . 1915-02-01 . 1915-03-01 107 1915-04-01 . 1915-05-01 106 1915-06-01 106 1915-07-01 . 1915-08-01 . 1915-09-01 106 1915-10-01 . 1915-11-01 103 1915-12-01 103