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Title:               Large Bank Consumer Credit Card Balances: Current Credit Score: 10th Percentile
Series ID:           RCCCBSCOREPCT10
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Credit Score
Date Range:          2012-07-01 to 2023-10-01
Last Updated:        2024-04-15 2:19 PM CDT
Notes:               The 10th percentile credit score among credit card accounts. The
                     current credit score is the most recently determined commercially
                     available credit score of the primary account holder. If an updated
                     commercial credit bureau score is not available or is not currently
                     being used by the reporting institution to evaluate the primary
                     account holder's creditworthiness, the institution is instructed to
                     map the most current internal credit score used to evaluate the
                     primary account holder's creditworthiness to a commercially available
                     credit bureau score. The source of the current credit score may vary
                     by FR Y-14M reporting firm and even within the firm's reporting. Only
                     credit card accounts with current credit scores between 150 and 950
                     are included in the current credit score percentile calculations. For
                     more detail see: methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01   633
2012-10-01   633
2013-01-01   633
2013-04-01   637
2013-07-01   638
2013-10-01   638
2014-01-01   637
2014-04-01   639
2014-07-01   638
2014-10-01   636
2015-01-01   635
2015-04-01   637
2015-07-01   633
2015-10-01   632
2016-01-01   632
2016-04-01   633
2016-07-01   631
2016-10-01   630
2017-01-01   628
2017-04-01   631
2017-07-01   629
2017-10-01   629
2018-01-01   629
2018-04-01   632
2018-07-01   630
2018-10-01   629
2019-01-01   628
2019-04-01   631
2019-07-01   629
2019-10-01   625
2020-01-01   625
2020-04-01   633
2020-07-01   638
2020-10-01   638
2021-01-01   640
2021-04-01   644
2021-07-01   642
2021-10-01   640
2022-01-01   638
2022-04-01   638
2022-07-01   634
2022-10-01   632
2023-01-01   630
2023-04-01   632
2023-07-01   629
2023-10-01   627