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Title:               Large Bank Consumer Credit Card Balances: Share of Accounts Making Full Balance Payment
Series ID:           RCCCBSHRFULL
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Percent
Date Range:          2012-07-01 to 2023-10-01
Last Updated:        2024-04-15 2:19 PM CDT
Notes:               The share of credit card accounts paying the full account balance.
                     Payment behavior (Active Accounts Only) variables indicate the payment
                     behavior of active credit card accounts in the final month of the
                     quarter. When an account has a zero-cycle ending balance, the prior
                     month's payment behavior is used to properly classify the account.
                     Payment behavior shares do not sum to 100 percent because active
                     accounts with a zero or negative cycle ending balance or missing
                     payment information are not shown nor are active accounts that made no
                     payment or a payment that was less than the minimum. Active credit
                     card accounts are defined as credit card accounts that are open and
                     have had debit, credit, or balance activity in the last 12 months. For
                     more detail see: methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE        VALUE
2012-07-01  24.81
2012-10-01  26.53
2013-01-01  28.07
2013-04-01  28.46
2013-07-01  27.26
2013-10-01  27.58
2014-01-01  29.19
2014-04-01  28.17
2014-07-01  27.90
2014-10-01  27.77
2015-01-01  29.08
2015-04-01  28.21
2015-07-01  27.69
2015-10-01  28.09
2016-01-01  29.08
2016-04-01  27.68
2016-07-01  28.01
2016-10-01  27.75
2017-01-01  29.08
2017-04-01  28.42
2017-07-01  28.08
2017-10-01  28.14
2018-01-01  29.91
2018-04-01  30.48
2018-07-01  29.80
2018-10-01  30.10
2019-01-01  31.16
2019-04-01  30.97
2019-07-01  30.57
2019-10-01  30.69
2020-01-01  31.55
2020-04-01  31.08
2020-07-01  32.23
2020-10-01  33.15
2021-01-01  35.02
2021-04-01  35.43
2021-07-01  34.75
2021-10-01  34.81
2022-01-01  34.79
2022-04-01  34.25
2022-07-01  33.50
2022-10-01  33.50
2023-01-01  33.90
2023-04-01  33.67
2023-07-01  33.18
2023-10-01  33.26