Table Data - Large Bank Consumer Credit Card Originations: Average Original Purchase APR: General Purpose
| Title | Large Bank Consumer Credit Card Originations: Average Original Purchase APR: General Purpose |
|---|---|
| Series ID | RCCCOAPRAVGPCTGP |
| Source | Federal Reserve Bank of Philadelphia |
| Release | FR Y-14M Large Bank Credit Card and Mortgage Data |
| Seasonal Adjustment | Not Seasonally Adjusted |
| Frequency | Quarterly, End of Quarter |
| Units | Percent |
| Date Range | 2012-07-01 to 2025-04-01 |
| Last Updated | 2025-10-17 8:01 AM CDT |
| Notes | The average original purchase APR among general purpose credit card accounts originated in the observed quarter. For more detail see the methodology. |
| DATE | VALUE |
|---|---|
| 2012-07-01 | 18.97 |
| 2012-10-01 | 19.32 |
| 2013-01-01 | 18.65 |
| 2013-04-01 | 19.08 |
| 2013-07-01 | 18.84 |
| 2013-10-01 | 19.01 |
| 2014-01-01 | 18.59 |
| 2014-04-01 | 19.04 |
| 2014-07-01 | 18.70 |
| 2014-10-01 | 19.01 |
| 2015-01-01 | 18.70 |
| 2015-04-01 | 18.95 |
| 2015-07-01 | 19.25 |
| 2015-10-01 | 19.57 |
| 2016-01-01 | 19.61 |
| 2016-04-01 | 20.33 |
| 2016-07-01 | 20.02 |
| 2016-10-01 | 20.41 |
| 2017-01-01 | 20.05 |
| 2017-04-01 | 20.87 |
| 2017-07-01 | 21.02 |
| 2017-10-01 | 21.59 |
| 2018-01-01 | 21.09 |
| 2018-04-01 | 21.43 |
| 2018-07-01 | 21.61 |
| 2018-10-01 | 22.17 |
| 2019-01-01 | 22.15 |
| 2019-04-01 | 22.48 |
| 2019-07-01 | 22.55 |
| 2019-10-01 | 22.27 |
| 2020-01-01 | 21.67 |
| 2020-04-01 | 20.22 |
| 2020-07-01 | 20.59 |
| 2020-10-01 | 21.45 |
| 2021-01-01 | 21.30 |
| 2021-04-01 | 21.65 |
| 2021-07-01 | 21.59 |
| 2021-10-01 | 21.65 |
| 2022-01-01 | 21.57 |
| 2022-04-01 | 22.33 |
| 2022-07-01 | 23.49 |
| 2022-10-01 | 25.18 |
| 2023-01-01 | 25.80 |
| 2023-04-01 | 26.14 |
| 2023-07-01 | 26.58 |
| 2023-10-01 | 27.24 |
| 2024-01-01 | 26.77 |
| 2024-04-01 | 27.33 |
| 2024-07-01 | 27.78 |
| 2024-10-01 | 27.76 |
| 2025-01-01 | 26.83 |
| 2025-04-01 | 27.21 |