Title:               Large Bank Consumer Mortgage Balances: Original Loan-to-Value (LTV): 50th Percentile
Series ID:           RCMFLBOLTVPCT50
Source:              Federal Reserve Bank of Philadelphia
Release:             FR Y-14M Large Bank Credit Card and Mortgage Data
Seasonal Adjustment: Not Seasonally Adjusted
Frequency:           Quarterly, End of Quarter
Units:               Ratio
Date Range:          2012-07-01 to 2023-10-01
Last Updated:        2024-04-15 2:19 PM CDT
Notes:               The 50th percentile original loan-to-value (LTV) ratio. The original
                     LTV ratio is the original loan amount divided by the lesser of the
                     selling price or the appraised value of the property securing the
                     mortgage at origination. Only mortgage accounts with LTV values
                     greater than 0 percent and less than 125 percent are included in the
                     original LTV percentile calculations.For more detail see: methodology
                     (https://www.philadelphiafed.org/-/media/frbp/assets/surveys-and-data/y14/y-14-data-methodology).

DATE       VALUE
2012-07-01    76
2012-10-01    76
2013-01-01    76
2013-04-01    75
2013-07-01    75
2013-10-01    75
2014-01-01    75
2014-04-01    75
2014-07-01    75
2014-10-01    75
2015-01-01    75
2015-04-01    75
2015-07-01    75
2015-10-01    75
2016-01-01    75
2016-04-01    75
2016-07-01    75
2016-10-01    75
2017-01-01    75
2017-04-01    75
2017-07-01    75
2017-10-01    75
2018-01-01    75
2018-04-01    75
2018-07-01    75
2018-10-01    75
2019-01-01    75
2019-04-01    75
2019-07-01    75
2019-10-01    75
2020-01-01    74
2020-04-01    74
2020-07-01    73
2020-10-01    73
2021-01-01    72
2021-04-01    72
2021-07-01    72
2021-10-01    71
2022-01-01    71
2022-04-01    71
2022-07-01    71
2022-10-01    71
2023-01-01    72
2023-04-01    72
2023-07-01    72
2023-10-01    71