Release: H.15 Selected Interest Rates
Averages of Business Days, Discount Basis
Board of Governors of the Federal Reserve System (US), 3-Month Treasury Bill Secondary Market Rate [WTB3MS], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/WTB3MS, January 21, 2022.
The Financial Obligations Ratio is a broader measure than the Debt Service Ratio (TDSP). It includes rent payments on tenant-occupied property, auto lease payments, homeowners' insurance, and property tax payments.
For more information, please visit the Board of Governors.
Board of Governors of the Federal Reserve System (US), Household Financial Obligations as a Percent of Disposable Personal Income [FODSP], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/FODSP, January 21, 2022.