Release Tables

Optimal Blue Mortgage Market Indices

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. OBMMI includes multiple mortgage pricing indices developed around the most popular products and specific borrower and loan level attributes.

		Percent
	Name	2025-12-03	2025-12-02	2024-12-04
	Primary Mortgage Indices
	30-Year Fixed Rate Conforming	6.170	6.209	6.673
	30-Year Fixed Rate Conforming Non-Adjusted	6.035	6.067	6.501
	30-Year Fixed Rate Jumbo	6.431	6.448	6.758
	30-Year Fixed Rate FHA	5.985	6.052	6.393
	30-Year Fixed Rate Veterans Affairs	5.792	5.837	6.132
	30-Year Fixed Rate USDA	5.961	6.093	6.310
	15-Year Fixed Rate Conforming	5.331	5.469	6.030
	30-Year Conforming
	Loan-to-Value <= 80
	FICO Score Greater Than 740	6.099	6.100	6.604
	FICO Score Between 720 and 739	6.165	6.259	6.614
	FICO Score Between 700 and 719	6.274	6.224	6.562
	FICO Score Between 680 and 699	6.235	6.333	6.854
	FICO Score Less Than 680	6.190	6.283	6.771
	Loan-to-Value > 80
	FICO Score Greater Than 740	6.157	6.211	6.649
	FICO Score Between 720 and 739	6.308	6.250	6.815
	FICO Score Between 700 and 719	6.310	6.348	6.846
	FICO Score Between 680 and 699	6.300	6.536	6.868
	FICO Score Less Than 680	6.482	6.540	7.010