Release Tables

Optimal Blue Mortgage Market Indices

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. OBMMI includes multiple mortgage pricing indices developed around the most popular products and specific borrower and loan level attributes.

		Percent
	Name	2026-04-16	2026-04-15	2025-04-17
	Primary Mortgage Indices
	30-Year Fixed Rate Conforming	6.230	6.247	6.783
	30-Year Fixed Rate Conforming Non-Adjusted	6.100	6.137	6.641
	30-Year Fixed Rate Jumbo	6.528	6.476	6.950
	30-Year Fixed Rate FHA	6.060	6.026	6.501
	30-Year Fixed Rate Veterans Affairs	5.833	5.858	6.348
	30-Year Fixed Rate USDA	5.863	5.916	6.414
	15-Year Fixed Rate Conforming	5.535	5.591	5.983
	30-Year Conforming
	Loan-to-Value <= 80
	FICO Score Greater Than 740	6.132	6.167	6.736
	FICO Score Between 720 and 739	6.234	6.290	6.676
	FICO Score Between 700 and 719	6.237	6.249	6.803
	FICO Score Between 680 and 699	6.277	6.304	6.770
	FICO Score Less Than 680	6.392	6.413	6.929
	Loan-to-Value > 80
	FICO Score Greater Than 740	6.246	6.249	6.764
	FICO Score Between 720 and 739	6.356	6.330	6.863
	FICO Score Between 700 and 719	6.387	6.372	6.967
	FICO Score Between 680 and 699	6.386	6.391	6.941
	FICO Score Less Than 680	6.417	6.521	6.919