Federal Reserve Economic Data

Quarterly

L.101 Households and Nonprofit Organizations

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    Q4 1945    
 
 
    Q2 2025
Line Name Q2 2025 Q1 2025 Q2 2024 Units
line 1
Total financial assets 		134,589.795 Billions of Dollars 128,742.464 Billions of Dollars 125,034.116 Billions of Dollars Bil. of $
line 2
Foreign deposits 		57,663 Millions of Dollars 57,367 Millions of Dollars 54,331 Millions of Dollars Mil. of $
line 3
Checkable deposits and currency 		4,890.857 Billions of Dollars 4,884.860 Billions of Dollars 4,517.117 Billions of Dollars Bil. of $
line 4
Time and savings deposits 		9,846.346 Billions of Dollars 9,865.724 Billions of Dollars 9,698.629 Billions of Dollars Bil. of $
line 5
Money market fund shares 		4,876.475 Billions of Dollars 4,820.097 Billions of Dollars 4,194.263 Billions of Dollars Bil. of $
line 6
Debt securities 		5,876,576 Millions of Dollars 5,783,696 Millions of Dollars 5,600,075 Millions of Dollars Mil. of $
line 7
Treasury securities 		2,751,044 Millions of Dollars 2,692,708 Millions of Dollars 2,498,453 Millions of Dollars Mil. of $
line 8
Agency- and GSE-backed securities 		909,786 Millions of Dollars 908,925 Millions of Dollars 948,195 Millions of Dollars Mil. of $
line 9
Municipal securities 		1,971,999 Millions of Dollars 1,940,605 Millions of Dollars 1,918,440 Millions of Dollars Mil. of $
line 10
Corporate and foreign bonds 		243,747 Millions of Dollars 241,458 Millions of Dollars 234,987 Millions of Dollars Mil. of $
line 11
Loans 		1,216,025 Millions of Dollars 1,224,792 Millions of Dollars 1,333,764 Millions of Dollars Mil. of $
line 12
Other loans and advances 		1,133,263 Millions of Dollars 1,140,574 Millions of Dollars 1,245,345 Millions of Dollars Mil. of $
line 13
Mortgages 		68.058 Billions of Dollars 69.142 Billions of Dollars 72.640 Billions of Dollars Bil. of $
line 14
Consumer credit (student loans) 		14.704 Billions of Dollars 15.076 Billions of Dollars 15.779 Billions of Dollars Bil. of $
line 15
Corporate equities 		41,789.781 Billions of Dollars 38,056.012 Billions of Dollars 36,284.023 Billions of Dollars Bil. of $
line 16
Mutual fund shares 		12,758.887 Billions of Dollars 11,920.203 Billions of Dollars 11,893.040 Billions of Dollars Bil. of $
line 17
Trade receivables 		461,232 Millions of Dollars 452,587 Millions of Dollars 426,506 Millions of Dollars Mil. of $
line 18
Life insurance reserves 		2,214.409 Billions of Dollars 2,165.076 Billions of Dollars 2,121.666 Billions of Dollars Bil. of $
line 19
Pension entitlements 		33,334,110 Millions of Dollars 32,261,900 Millions of Dollars 31,728,600 Millions of Dollars Mil. of $
line 20
Claims of pension fund on sponsor 		4,095,516 Millions of Dollars 4,419,199 Millions of Dollars 4,439,040 Millions of Dollars Mil. of $
line 21
Funded pension entitlements 		29,238,594 Millions of Dollars 27,842,701 Millions of Dollars 27,289,560 Millions of Dollars Mil. of $
line 22
Equity in noncorporate business 		15,524,338 Millions of Dollars 15,523,271 Millions of Dollars 15,524,977 Millions of Dollars Mil. of $
line 23
Miscellaneous assets 		1,743.096 Billions of Dollars 1,726.879 Billions of Dollars 1,657.125 Billions of Dollars Bil. of $
line 24
Total liabilities 		20,986.621 Billions of Dollars 20,803.559 Billions of Dollars 20,674.146 Billions of Dollars Bil. of $
line 25
Debt securities (municipal securities) 		223.060 Billions of Dollars 217.248 Billions of Dollars 212.835 Billions of Dollars Bil. of $
line 26
Loans 		20,148,926 Millions of Dollars 19,978,760 Millions of Dollars 19,877,645 Millions of Dollars Mil. of $
line 27
Home mortgages 		13,532.594 Billions of Dollars 13,424.686 Billions of Dollars 13,161.678 Billions of Dollars Bil. of $
line 28
Consumer credit 		4,997.731 Billions of Dollars 4,965.385 Billions of Dollars 4,980.877 Billions of Dollars Bil. of $
line 29
Depository institution loans n.e.c. 		270.123 Billions of Dollars 281.949 Billions of Dollars 482.576 Billions of Dollars Bil. of $
line 30
Other loans and advances 		867.500 Billions of Dollars 828.519 Billions of Dollars 781.604 Billions of Dollars Bil. of $
line 31
Commercial mortgages 		480.978 Billions of Dollars 478.221 Billions of Dollars 470.910 Billions of Dollars Bil. of $
line 32
Trade payables 		572,614 Millions of Dollars 565,103 Millions of Dollars 542,646 Millions of Dollars Mil. of $
line 33
Deferred and unpaid life insurance premiums 		42.021 Billions of Dollars 42.448 Billions of Dollars 41.020 Billions of Dollars Bil. of $
   

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