Equifax Subprime Credit Population, Quarterly

Michigan

Reprinted with permission. Copyright © 2016, Equifax. All rights reserved. Reproduction of median credit score per county in any form is prohibited except with the prior written permission of Equifax.

		Percent
	Name	Q4 2025	Q3 2025	Q4 2024
	Alcona County, MI	13.93298	13.15789	14.10935
	Alger County, MI	13.06667	13.94737	12.63158
	Allegan County, MI	17.41409	17.29352	16.99728
	Alpena County, MI	15.93245	15.84377	15.71956
	Antrim County, MI	18.26446	16.91297	16.27713
	Arenac County, MI	17.55162	16.76471	16.64190
	Baraga County, MI	16.77419	16.55844	14.85149
	Barry County, MI	17.40741	16.63565	15.86233
	Bay County, MI	19.54240	19.28496	18.63589
	Benzie County, MI	14.01557	13.88578	13.45496
	Berrien County, MI	21.59238	21.39656	21.47204
	Branch County, MI	24.35530	23.03274	23.83151
	Calhoun County, MI	27.41798	26.64507	26.18394
	Cass County, MI	22.34832	22.05240	21.80781
	Charlevoix County, MI	16.04323	16.43036	16.54198
	Cheboygan County, MI	17.67036	17.13147	16.20112
	Chippewa County, MI	20.59406	19.88189	19.75066
	Clare County, MI	24.10714	23.82271	23.50487
	Clinton County, MI	14.97514	14.66628	14.36545
	Crawford County, MI	23.52941	22.47934	22.35099
	Delta County, MI	16.82192	16.52031	15.54318
	Dickinson County, MI	15.68966	16.17900	15.60892
	Eaton County, MI	19.74934	19.18558	18.59898
	Emmet County, MI	15.78947	15.54437	15.06329
	Genesee County, MI	28.35034	27.95318	27.11041
	Gladwin County, MI	16.10968	16.19294	16.76647
	Gogebic County, MI	20.16393	19.31260	17.61827
	Grand Traverse County, MI	14.57042	14.06667	13.99021
	Gratiot County, MI	22.41814	21.21783	21.66247
	Hillsdale County, MI	22.12029	22.12526	22.30216
	Houghton County, MI	13.39915	12.21751	12.02847
	Huron County, MI	13.85942	13.37325	13.84820
	Ingham County, MI	24.16272	23.76377	22.77900
	Ionia County, MI	20.81520	20.53925	20.31683
	Iosco County, MI	19.37008	18.87836	18.55670
	Iron County, MI	16.04478	16.54275	16.38418
	Isabella County, MI	23.59736	23.96007	23.31237
	Jackson County, MI	23.14574	22.64124	22.45527
	Kalamazoo County, MI	21.79861	21.23212	20.33214
	Kalkaska County, MI	23.26139	23.88420	24.45783
	Kent County, MI	19.60243	19.24143	18.60397
	Keweenaw County, MI	10.63830	10.86957	9.41176
	Lake County, MI	25.19685	24.40945	25.19685
	Lapeer County, MI	17.50963	17.60165	17.07504
	Leelanau County, MI	8.83191	8.85122	8.53659
	Lenawee County, MI	22.24299	21.48896	20.95906
	Livingston County, MI	12.85844	12.73370	12.18257
	Luce County, MI	17.35160	17.72727	16.35514
	Mackinac County, MI	14.25662	13.78601	14.28571
	Macomb County, MI	22.79238	22.35355	21.52298
	Manistee County, MI	19.44444	19.22723	18.08810
	Marquette County, MI	15.72350	15.18306	14.90909
	Mason County, MI	18.84615	18.74040	18.69231
	Mecosta County, MI	22.18917	22.68409	21.18343
	Menominee County, MI	15.89958	15.76763	16.20227
	Midland County, MI	16.43366	16.08410	15.65949
	Missaukee County, MI	23.35766	24.01747	21.66911
	Monroe County, MI	19.90243	19.78433	19.66292
	Montcalm County, MI	21.16341	20.83173	21.03206
	Montmorency County, MI	17.80538	18.78914	17.35537
	Muskegon County, MI	25.10526	25.06607	24.77454
	Newaygo County, MI	21.19072	20.71753	19.54315
	Oakland County, MI	17.45928	17.06511	16.37757
	Oceana County, MI	20.07168	20.16202	18.84721
	Ogemaw County, MI	20.50781	19.15934	19.46375
	Ontonagon County, MI	13.48315	14.76015	15.49296
	Osceola County, MI	23.76426	23.17189	23.32054
	Oscoda County, MI	18.63980	19.59288	20.14925
	Otsego County, MI	20.83675	20.87459	20.29826
	Ottawa County, MI	14.41288	13.87105	13.47762
	Presque Isle County, MI	11.04199	10.53459	9.44272
	Roscommon County, MI	17.75478	17.91165	17.79388
	Saginaw County, MI	24.18364	23.76166	23.25412
	St. Clair County, MI	21.20527	21.17930	20.63152
	St. Joseph County, MI	23.10372	23.09783	23.26848
	Sanilac County, MI	20.38567	20.03330	19.62201
	Schoolcraft County, MI	13.70262	13.82353	16.86047
	Shiawassee County, MI	20.91786	20.99502	20.85971
	Tuscola County, MI	19.45624	19.65957	19.59799
	Van Buren County, MI	21.76975	21.62990	20.42579
	Washtenaw County, MI	15.60947	15.30192	14.49757
	Wayne County, MI	32.84013	32.47121	31.31012
	Wexford County, MI	22.60692	22.98772	22.16851