Federal Reserve Economic Data


Burdened households are those households who pay 30 percent or more of their household income on housing (such as rent or mortgage expenses).

This is calculated as the sum of households with a mortgage spending 30.0-34.9% of their income on selected monthly owner costs, households with a mortgage spending 35.0% or more of their income on selected monthly owner costs, households without a mortgage spending 30.0-34.9% of their income on selected monthly owner costs, households without a mortgage spending 35.0% or more of their income on selected monthly owner costs, households that rent spending 30.0-34.9% of their income on gross rent, and households that rent spending 35.0% or more of their income on gross rent (ACS 5-year variables DP04_0114E, DP04_0115E, DP04_0123E, DP04_0124E, DP04_0141E, and DP04_0142E respectively from table DP04) divided by the sum of the total number of households with a mortgage, the total number of households without a mortgage, and the total number of households that rent (ACS 5-year variables DP04_0110E, DP04_0117E, and DP04_0136E respectively from table DP04). Note that the calculation excludes households where selected monthly owner costs or gross rent cannot be calculated.

Selected monthly owner costs are the sum of payments for mortgages, deeds of trust, contracts to purchase, or similar debts on the property (including payments for the first mortgage, second mortgages, home equity loans, and other junior mortgages); real estate taxes; fire, hazard, and flood insurance on the property; utilities (electricity, gas, and water and sewer); and fuels (oil, coal, kerosene, wood, etc.). It also includes, where appropriate, the monthly condominium fee for condominiums and mobile home costs (installment loan payments, personal property taxes, site rent, registration fees, and license fees).

Gross rent provides information on the monthly housing cost expenses for renters. Gross rent is the contract rent plus the estimated average monthly cost of utilities (electricity, gas, and water and sewer) and fuels (oil, coal, kerosene, wood, etc.) if these are paid by the renter (or paid for the renter by someone else). Gross rent is intended to eliminate differentials that result from varying practices with respect to the inclusion of utilities and fuels as part of the rental payment. The estimated costs of water and sewer, and fuels are reported on a 12-month basis but are converted to monthly figures for the tabulations.

Multiyear estimates from the American Community Survey (ACS) are "period" estimates derived from a data sample collected over a period of time, as opposed to "point-in-time" estimates such as those from past decennial censuses. ACS 5-year estimate includes data collected over a 60-month period. The date of the data is the end of the 5-year period. For example, a value dated 2014 represents data from 2010 to 2014. However, they do not describe any specific day, month, or year within that time period.

Multiyear estimates require some considerations that single-year estimates do not. For example, multiyear estimates released in consecutive years consist mostly of overlapping years and shared data. The 2010-2014 ACS 5-year estimates share sample data from 2011 through 2014 with the 2011-2015 ACS 5-year estimates. Because of this overlap, users should use extreme caution in making comparisons with consecutive years of multiyear estimates.

Please see "Section 3: Understanding and Using ACS Single-Year and Multiyear Estimates" on publication page 13 (file page 19) of the 2018 ACS General Handbook for a more thorough clarification. https://www.census.gov/content/dam/Census/library/publications/2018/acs/acs_general_handbook_2018.pdf


   

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    2010    
 
 
    2023
Percent
Name 2023 Preceding
Period
Year Ago
from Period
Adair County, KY
23.49216 22.21876 22.21876
Allen County, KY
23.33158 24.68812 24.68812
Anderson County, KY
21.24064 22.60448 22.60448
Ballard County, KY
17.52612 19.30937 19.30937
Barren County, KY
26.64374 25.63860 25.63860
Bath County, KY
18.99377 19.31097 19.31097
Bell County, KY
30.30127 28.22263 28.22263
Boone County, KY
20.99240 20.32732 20.32732
Bourbon County, KY
28.93567 30.34832 30.34832
Boyd County, KY
25.60234 24.51725 24.51725
Boyle County, KY
25.98738 29.14692 29.14692
Bracken County, KY
22.47154 19.85840 19.85840
Breathitt County, KY
20.23204 21.81479 21.81479
Breckinridge County, KY
18.56682 17.78062 17.78062
Bullitt County, KY
21.03117 21.22457 21.22457
Butler County, KY
19.84408 19.86467 19.86467
Caldwell County, KY
22.96998 23.22410 23.22410
Calloway County, KY
28.36508 27.83381 27.83381
Campbell County, KY
26.08049 27.12368 27.12368
Carlisle County, KY
22.49862 23.77545 23.77545
Carroll County, KY
25.81218 26.05905 26.05905
Carter County, KY
19.67043 19.04171 19.04171
Casey County, KY
22.60262 20.89947 20.89947
Christian County, KY
34.12429 36.11123 36.11123
Clark County, KY
25.57278 27.77237 27.77237
Clay County, KY
22.57322 23.22621 23.22621
Clinton County, KY
20.76271 19.99421 19.99421
Crittenden County, KY
17.00985 19.41864 19.41864
Cumberland County, KY
29.47559 30.66381 30.66381
Daviess County, KY
25.65897 25.39092 25.39092
Edmonson County, KY
15.10612 13.47750 13.47750
Elliott County, KY
28.97807 25.57692 25.57692
Estill County, KY
25.48913 27.92195 27.92195
Fayette County, KY
31.78478 31.08744 31.08744
Fleming County, KY
22.51319 19.24326 19.24326
Floyd County, KY
27.13091 28.42912 28.42912
Franklin County, KY
26.50145 24.86864 24.86864
Fulton County, KY
27.53686 29.96981 29.96981
Gallatin County, KY
21.22538 23.79705 23.79705
Garrard County, KY
25.68952 22.74789 22.74789
Grant County, KY
20.56213 20.11875 20.11875
Graves County, KY
26.83818 25.79315 25.79315
Grayson County, KY
22.02590 24.08342 24.08342
Green County, KY
19.38998 19.86351 19.86351
Greenup County, KY
19.67912 19.82588 19.82588
Hancock County, KY
19.23890 18.47390 18.47390
Hardin County, KY
23.12601 23.06476 23.06476
Harlan County, KY
23.42970 24.72278 24.72278
Harrison County, KY
22.94844 20.72821 20.72821
Hart County, KY
27.75203 28.57557 28.57557
Henderson County, KY
29.08206 29.24624 29.24624
Henry County, KY
29.31236 27.21671 27.21671
Hickman County, KY
17.68489 19.23077 19.23077
Hopkins County, KY
22.26761 21.95207 21.95207
Jackson County, KY
20.74401 23.83758 23.83758
Jefferson County, KY
29.49182 28.62576 28.62576
Jessamine County, KY
25.43759 25.40532 25.40532
Johnson County, KY
30.14715 28.09033 28.09033
Kenton County, KY
23.92049 23.50211 23.50211
Knott County, KY
20.85653 21.08659 21.08659
Knox County, KY
28.19549 27.13512 27.13512
LaRue County, KY
24.77766 25.32735 25.32735
Laurel County, KY
23.13989 22.13368 22.13368
Lawrence County, KY
21.98633 22.84458 22.84458
Lee County, KY
28.17542 28.71592 28.71592
Leslie County, KY
19.12409 20.87552 20.87552
Letcher County, KY
22.58983 24.50783 24.50783
Lewis County, KY
19.35924 22.68017 22.68017
Lincoln County, KY
21.02737 21.49451 21.49451
Livingston County, KY
16.95706 20.75767 20.75767
Logan County, KY
20.60025 22.66464 22.66464
Lyon County, KY
20.15576 19.03706 19.03706
McCracken County, KY
24.82120 24.91521 24.91521
McCreary County, KY
24.64539 22.71710 22.71710
McLean County, KY
15.26269 14.86168 14.86168
Madison County, KY
25.61726 26.57954 26.57954
Magoffin County, KY
26.55872 25.60159 25.60159
Marion County, KY
25.17184 25.32406 25.32406
Marshall County, KY
20.54729 18.78037 18.78037
Martin County, KY
23.88406 22.66306 22.66306
Mason County, KY
24.38951 23.23374 23.23374
Meade County, KY
22.21898 20.81051 20.81051
Menifee County, KY
19.83471 18.85539 18.85539
Mercer County, KY
22.31027 21.24719 21.24719
Metcalfe County, KY
18.17954 19.82780 19.82780
Monroe County, KY
20.00000 18.05917 18.05917
Montgomery County, KY
20.51579 23.65655 23.65655
Morgan County, KY
19.81389 20.55814 20.55814
Muhlenberg County, KY
20.77138 21.00449 21.00449
Nelson County, KY
23.11950 22.69687 22.69687
Nicholas County, KY
22.75173 19.60784 19.60784
Ohio County, KY
17.67013 16.86492 16.86492
Oldham County, KY
18.21967 17.77472 17.77472
Owen County, KY
24.16285 20.31367 20.31367
Owsley County, KY
18.34229 18.07860 18.07860
Pendleton County, KY
22.79865 27.28554 27.28554
Perry County, KY
24.14813 23.67572 23.67572
Pike County, KY
29.06557 27.73968 27.73968
Powell County, KY
26.36840 30.46838 30.46838
Pulaski County, KY
25.74334 25.96331 25.96331
Robertson County, KY
24.26367 25.58459 25.58459
Rockcastle County, KY
19.99663 20.41803 20.41803
Rowan County, KY
28.21749 27.95201 27.95201
Russell County, KY
24.18938 20.78058 20.78058
Scott County, KY
20.92600 20.82957 20.82957
Shelby County, KY
25.17620 23.32457 23.32457
Simpson County, KY
28.97758 27.24143 27.24143
Spencer County, KY
18.57892 17.47544 17.47544
Taylor County, KY
19.74670 18.85511 18.85511
Todd County, KY
18.37394 19.32530 19.32530
Trigg County, KY
25.69420 25.45227 25.45227
Trimble County, KY
19.51068 18.14745 18.14745
Union County, KY
18.40816 19.45823 19.45823
Warren County, KY
27.74735 27.64501 27.64501
Washington County, KY
22.70198 21.54942 21.54942
Wayne County, KY
24.93788 24.09049 24.09049
Webster County, KY
17.90374 19.48775 19.48775
Whitley County, KY
26.76376 25.96520 25.96520
Wolfe County, KY
35.18442 28.72295 28.72295
Woodford County, KY
24.01734 24.58106 24.58106
   

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