Release Tables

Optimal Blue Mortgage Market Indices

Optimal Blue Mortgage Market Indices™ (OBMMI™) is calculated from actual locked rates with consumers across over one-third of all mortgage transactions nationwide. OBMMI includes multiple mortgage pricing indices developed around the most popular products and specific borrower and loan level attributes.

		Percent
	Name	2026-03-12	2026-03-11	2025-03-13
	Primary Mortgage Indices
	30-Year Fixed Rate Conforming	6.190	6.125	6.639
	30-Year Fixed Rate Conforming Non-Adjusted	6.050	5.997	6.492
	30-Year Fixed Rate Jumbo	6.417	6.358	6.687
	30-Year Fixed Rate FHA	5.958	5.944	6.364
	30-Year Fixed Rate Veterans Affairs	5.806	5.750	6.187
	30-Year Fixed Rate USDA	5.937	5.836	6.363
	15-Year Fixed Rate Conforming	5.515	5.399	5.854
	30-Year Conforming
	Loan-to-Value <= 80
	FICO Score Greater Than 740	6.103	6.036	6.542
	FICO Score Between 720 and 739	6.183	6.194	6.653
	FICO Score Between 700 and 719	6.236	6.227	6.680
	FICO Score Between 680 and 699	6.330	6.158	6.765
	FICO Score Less Than 680	6.303	6.271	6.774
	Loan-to-Value > 80
	FICO Score Greater Than 740	6.205	6.115	6.633
	FICO Score Between 720 and 739	6.247	6.210	6.690
	FICO Score Between 700 and 719	6.288	6.251	6.721
	FICO Score Between 680 and 699	6.350	6.288	6.899
	FICO Score Less Than 680	6.529	6.422	6.996