Annual

S1S.t Domestic nonfinancial sectors


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/


   

Please select a date range

    1946    
 
 
    2025
Millions of U.S. Dollars
Line Name 2025 Preceding
Period
Year Ago
from Period
line 1
Gross saving less net capital transfers paid
6,623,830 6,306,434 6,306,434
line 2
Gross investment
7,319,013 7,446,883 7,446,883
line 3
Capital expenditures
8,239,822 7,948,008 7,948,008
line 4
Consumer durables
2,114,776 2,033,254 2,033,254
line 5
Fixed residential investment
1,203,566 1,193,015 1,193,015
line 6
Fixed nonresidential investment
4,906,382 4,668,062 4,668,062
line 7
Inventory change
15,147 53,546 53,546
line 8
Nonproduced nonfinancial assets
-49 132 132
line 9
Net lending (+) or net borrowing (-)
-920,809 -501,125 -501,125
line 10
Net acqisition of financial assets
4,665,014 3,555,680 3,555,680
line 11
U.S. official reserve assets
2,338 1,871 1,871
line 12
Foreign deposits
19,673 -34,903 -34,903
line 13
Checkable deposits and currency
1,549,740 461,344 461,344
line 14
Time and savings deposits
-601,353 -18,501 -18,501
line 15
Money market fund shares
766,216 781,217 781,217
line 16
Security repurchase agreements
42,296 27,601 27,601
line 17
Debt securities
-41,698 149,012 149,012
line 18
Open market paper
49,130 -19,702 -19,702
line 19
Treasury securities
327,616 247,786 247,786
line 20
Agency- and GSE-backed securities
-123,379 80,843 80,843
line 21
Municipal securities
101,759 98,557 98,557
line 22
Corporate and foreign bonds
-396,824 -258,472 -258,472
line 23
Loans
272,095 157,912 157,912
line 24
Other loans and advances
154,124 61,523 61,523
line 25
Mortgages
18,663 16,199 16,199
line 26
Consumer credit
57,012 52,589 52,589
line 27
Corporate equities
661,712 638,606 638,606
line 28
Mutual fund shares
-214,210 45,575 45,575
line 29
Trade receivables
573,630 250,318 250,318
line 30
Life insurance reserves
-42,849 58,536 58,536
line 31
Pension entitlements
327,007 431,314 431,314
line 32
Taxes payable
88,287 10,964 10,964
line 33
Equity in noncorporate business
92,475 114,704 114,704
line 34
U.S. direct investment abroad
308,181 247,806 247,806
line 35
Miscellaneous assets
894,851 246,585 246,585
line 36
Net increase in liabilities
5,534,102 4,124,682 4,124,682
line 37
U.S. official reserve assets
0 0 0
line 38
SDR certificates
0 10,000 10,000
line 39
Treasury currency
381 122 122
line 40
Debt securities
2,374,845 2,285,143 2,285,143
line 41
Open market paper
20,879 -21,646 -21,646
line 42
Treasury securities
1,930,171 1,912,901 1,912,901
line 43
Agency- and GSE-backed securities
1,439 278 278
line 44
Municipal securities
188,696 120,274 120,274
line 45
Corporate and foreign bonds
202,643 257,557 257,557
line 46
Loans
1,590,241 1,214,699 1,214,699
line 47
Depository institution loans n.e.c.
113,933 53,048 53,048
line 48
Other loans and advances
668,728 480,751 480,751
line 49
Mortgages
700,630 582,031 582,031
line 50
Consumer credit
106,950 98,869 98,869
line 51
Corporate equities
-304,066 -398,014 -398,014
line 52
Trade payables
577,423 228,501 228,501
line 53
Life insurance reserves
2,570 2,174 2,174
line 54
Taxes payable
-45,428 188 188
line 55
Equity in noncorporate business
62,085 97,933 97,933
line 56
Foreign direct investment in U.S.
269,501 255,584 255,584
line 57
Miscellaneous liabilities
1,058,272 370,475 370,475
line 58
Discrepancy
-695,183 -1,140,450 -1,140,450
   

Back to Top