Annual

S121.t Monetary authority

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1946    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Gross saving 		2025 -46,007 Millions of U.S. Dollars -78,407 Millions of U.S. Dollars -78,407 Millions of U.S. Dollars Mil. of U.S. $
line 2
Fixed nonresidential investment 		2025 1,531 Millions of U.S. Dollars 1,433 Millions of U.S. Dollars 1,433 Millions of U.S. Dollars Mil. of U.S. $
line 3
Net acquisition of financial assets 		2025 -210,652 Millions of U.S. Dollars -845,427 Millions of U.S. Dollars -845,427 Millions of U.S. Dollars Mil. of U.S. $
line 4
U.S. official reserve assets 		2025 311 Millions of U.S. Dollars 246 Millions of U.S. Dollars 246 Millions of U.S. Dollars Mil. of U.S. $
line 5
SDR certificates 		2025 0 Millions of U.S. Dollars 10,000 Millions of U.S. Dollars 10,000 Millions of U.S. Dollars Mil. of U.S. $
line 6
Treasury currency 		2025 3 Millions of U.S. Dollars 55 Millions of U.S. Dollars 55 Millions of U.S. Dollars Mil. of U.S. $
line 7
Federal Reserve float 		2025 -5 Millions of U.S. Dollars -533 Millions of U.S. Dollars -533 Millions of U.S. Dollars Mil. of U.S. $
line 8
Interbank loans 		2025 1,040 Millions of U.S. Dollars -125,398 Millions of U.S. Dollars -125,398 Millions of U.S. Dollars Mil. of U.S. $
line 9
Discount window 		2025 6,422 Millions of U.S. Dollars -219 Millions of U.S. Dollars -219 Millions of U.S. Dollars Mil. of U.S. $
line 10
AMLF 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 11
Security repurchase agreements 		2025 74,600 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 12
Debt securities 		2025 -282,208 Millions of U.S. Dollars -719,581 Millions of U.S. Dollars -719,581 Millions of U.S. Dollars Mil. of U.S. $
line 13
Open market paper 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 14
Treasury securities 		2025 -82,832 Millions of U.S. Dollars -515,292 Millions of U.S. Dollars -515,292 Millions of U.S. Dollars Mil. of U.S. $
line 15
Treasury bills 		2025 38,175 Millions of U.S. Dollars -20,921 Millions of U.S. Dollars -20,921 Millions of U.S. Dollars Mil. of U.S. $
line 16
Other Treasury securities 		2025 -121,007 Millions of U.S. Dollars -494,371 Millions of U.S. Dollars -494,371 Millions of U.S. Dollars Mil. of U.S. $
line 17
Agency- and GSE-backed securities 		2025 -199,534 Millions of U.S. Dollars -204,237 Millions of U.S. Dollars -204,237 Millions of U.S. Dollars Mil. of U.S. $
line 18
Mortgage-backed securities 		2025 -199,504 Millions of U.S. Dollars -204,209 Millions of U.S. Dollars -204,209 Millions of U.S. Dollars Mil. of U.S. $
line 19
Other agency- and GSE-baked securities 		2025 -30 Millions of U.S. Dollars -28 Millions of U.S. Dollars -28 Millions of U.S. Dollars Mil. of U.S. $
line 20
Loans (depository institution loans n.e.c.) 		2025 -4,468 Millions of U.S. Dollars -4,926 Millions of U.S. Dollars -4,926 Millions of U.S. Dollars Mil. of U.S. $
line 21
Corporate equities 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 22
Miscellaneous assets 		2025 872 Millions of U.S. Dollars 4,896 Millions of U.S. Dollars 4,896 Millions of U.S. Dollars Mil. of U.S. $
line 23
Nonofficial foreign currencies 		2025 -639 Millions of U.S. Dollars -237 Millions of U.S. Dollars -237 Millions of U.S. Dollars Mil. of U.S. $
line 24
Other 		2025 872 Millions of U.S. Dollars -5,105 Millions of U.S. Dollars -5,105 Millions of U.S. Dollars Mil. of U.S. $
line 25
Net increase in liabilities 		2025 -212,430 Millions of U.S. Dollars -846,273 Millions of U.S. Dollars -846,273 Millions of U.S. Dollars Mil. of U.S. $
line 26
Depository institution reserves 		2025 -38,922 Millions of U.S. Dollars -242,396 Millions of U.S. Dollars -242,396 Millions of U.S. Dollars Mil. of U.S. $
line 27
Vault cash of depository institutions 		2025 -896 Millions of U.S. Dollars 2,690 Millions of U.S. Dollars 2,690 Millions of U.S. Dollars Mil. of U.S. $
line 28
Checkable deposits and currency 		2025 280,682 Millions of U.S. Dollars -20,326 Millions of U.S. Dollars -20,326 Millions of U.S. Dollars Mil. of U.S. $
line 29
Due to federal government 		2025 150,966 Millions of U.S. Dollars -46,778 Millions of U.S. Dollars -46,778 Millions of U.S. Dollars Mil. of U.S. $
line 30
Treasury cash holdings 		2025 5 Millions of U.S. Dollars -80 Millions of U.S. Dollars -80 Millions of U.S. Dollars Mil. of U.S. $
line 31
Treasury general deposit account 		2025 150,961 Millions of U.S. Dollars -46,698 Millions of U.S. Dollars -46,698 Millions of U.S. Dollars Mil. of U.S. $
line 32
Treasury temporary supplementary financing account 		2025 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 33
Due to government-sponsored enterprises 		2025 3,828 Millions of U.S. Dollars -3,476 Millions of U.S. Dollars -3,476 Millions of U.S. Dollars Mil. of U.S. $
line 34
Due to rest of the world 		2025 -249 Millions of U.S. Dollars -4 Millions of U.S. Dollars -4 Millions of U.S. Dollars Mil. of U.S. $
line 35
Currency outside banks 		2025 72,820 Millions of U.S. Dollars 22,816 Millions of U.S. Dollars 22,816 Millions of U.S. Dollars Mil. of U.S. $
line 36
Security repurchase agreements 		2025 -426,197 Millions of U.S. Dollars -502,276 Millions of U.S. Dollars -502,276 Millions of U.S. Dollars Mil. of U.S. $
line 37
Reverse repurchase agreement operations 		2025 -367,467 Millions of U.S. Dollars -545,023 Millions of U.S. Dollars -545,023 Millions of U.S. Dollars Mil. of U.S. $
line 38
Other 		2025 -58,730 Millions of U.S. Dollars 42,747 Millions of U.S. Dollars 42,747 Millions of U.S. Dollars Mil. of U.S. $
line 39
Miscellaneous liabilities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 40
Federal Reserve Bank stock 		2025 1,970 Millions of U.S. Dollars 1,117 Millions of U.S. Dollars 1,117 Millions of U.S. Dollars Mil. of U.S. $
line 41
Other 		2025 -27,993 Millions of U.S. Dollars -81,275 Millions of U.S. Dollars -81,275 Millions of U.S. Dollars Mil. of U.S. $
line 42
Discrepancy 		2025 -47,346 Millions of U.S. Dollars -79,570 Millions of U.S. Dollars -79,570 Millions of U.S. Dollars Mil. of U.S. $
   

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