Annual

F.113 Banks in U.S.-Affiliated Areas

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

Please select a date range

    1946    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Gross saving 		2025 257 Millions of U.S. Dollars 241 Millions of U.S. Dollars 241 Millions of U.S. Dollars Mil. of U.S. $
line 2
Fixed nonresidential investment 		2025 312 Millions of U.S. Dollars 290 Millions of U.S. Dollars 290 Millions of U.S. Dollars Mil. of U.S. $
line 3
Net acquisition of financial assets 		2025 -9,658 Millions of U.S. Dollars 3,486 Millions of U.S. Dollars 3,486 Millions of U.S. Dollars Mil. of U.S. $
line 4
Reserves at Federal Reserve 		2025 -1,001 Millions of U.S. Dollars -359 Millions of U.S. Dollars -359 Millions of U.S. Dollars Mil. of U.S. $
line 5
Debt securities 		2025 -6,144 Millions of U.S. Dollars 6,490 Millions of U.S. Dollars 6,490 Millions of U.S. Dollars Mil. of U.S. $
line 6
Treasury securities 		2025 1,046 Millions of U.S. Dollars 1,308 Millions of U.S. Dollars 1,308 Millions of U.S. Dollars Mil. of U.S. $
line 7
Agency- and GSE-backed securities 		2025 -1,614 Millions of U.S. Dollars -979 Millions of U.S. Dollars -979 Millions of U.S. Dollars Mil. of U.S. $
line 8
Municipal securities 		2025 102 Millions of U.S. Dollars -2 Millions of U.S. Dollars -2 Millions of U.S. Dollars Mil. of U.S. $
line 9
Corporate and foreign bonds 		2025 -5,678 Millions of U.S. Dollars 6,163 Millions of U.S. Dollars 6,163 Millions of U.S. Dollars Mil. of U.S. $
line 10
Loans 		2025 305 Millions of U.S. Dollars 3,633 Millions of U.S. Dollars 3,633 Millions of U.S. Dollars Mil. of U.S. $
line 11
Depository institution loans n.e.c. 		2025 -264 Millions of U.S. Dollars 2,631 Millions of U.S. Dollars 2,631 Millions of U.S. Dollars Mil. of U.S. $
line 12
Home mortgages 		2025 442 Millions of U.S. Dollars 466 Millions of U.S. Dollars 466 Millions of U.S. Dollars Mil. of U.S. $
line 13
Commercial mortgages 		2025 127 Millions of U.S. Dollars 536 Millions of U.S. Dollars 536 Millions of U.S. Dollars Mil. of U.S. $
line 14
Miscellaneous assets 		2025 -2,602 Millions of U.S. Dollars -6,224 Millions of U.S. Dollars -6,224 Millions of U.S. Dollars Mil. of U.S. $
line 15
Net increase in liabilities 		2025 -5,616 Millions of U.S. Dollars 2,871 Millions of U.S. Dollars 2,871 Millions of U.S. Dollars Mil. of U.S. $
line 16
Net interbank liabilities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 17
Checkable deposits 		2025 -1,381 Millions of U.S. Dollars -3,515 Millions of U.S. Dollars -3,515 Millions of U.S. Dollars Mil. of U.S. $
line 18
Time and savings deposits 		2025 1,198 Millions of U.S. Dollars -5,040 Millions of U.S. Dollars -5,040 Millions of U.S. Dollars Mil. of U.S. $
line 19
Miscellaneous liabilities 		2025 -5,433 Millions of U.S. Dollars 11,426 Millions of U.S. Dollars 11,426 Millions of U.S. Dollars Mil. of U.S. $
line 20
Discrepancy 		2025 3,988 Millions of U.S. Dollars -664 Millions of U.S. Dollars -664 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 21
Uninsured deposits 		2025 -412 Millions of U.S. Dollars 99 Millions of U.S. Dollars 99 Millions of U.S. Dollars Mil. of U.S. $
   

Back to Top

Subscribe to the FRED newsletter

Follow us

 

Need Help?

Questions or Comments
FRED Help
Legal
Privacy Notice & Policy