Annual

F.114 Credit Unions

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

Please select a date range

    1946    
 
 
    2024
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Gross saving 		2024 38,300 Millions of U.S. Dollars 36,420 Millions of U.S. Dollars 36,420 Millions of U.S. Dollars Mil. of U.S. $
line 2
Fixed nonresidential investment 		2024 13,860 Millions of U.S. Dollars 12,203 Millions of U.S. Dollars 12,203 Millions of U.S. Dollars Mil. of U.S. $
line 3
Net acquisition of financial assets 		2024 46,940 Millions of U.S. Dollars 72,804 Millions of U.S. Dollars 72,804 Millions of U.S. Dollars Mil. of U.S. $
line 4
Reserves at Federal Reserve 		2024 10,510 Millions of U.S. Dollars 31,197 Millions of U.S. Dollars 31,197 Millions of U.S. Dollars Mil. of U.S. $
line 5
Federal funds and security repos 		2024 -2 Millions of U.S. Dollars -31 Millions of U.S. Dollars -31 Millions of U.S. Dollars Mil. of U.S. $
line 6
Debt securities 		2024 -8,168 Millions of U.S. Dollars -40,410 Millions of U.S. Dollars -40,410 Millions of U.S. Dollars Mil. of U.S. $
line 7
Open market paper 		2024 60 Millions of U.S. Dollars -79 Millions of U.S. Dollars -79 Millions of U.S. Dollars Mil. of U.S. $
line 8
Treasury securities 		2024 -6,108 Millions of U.S. Dollars -9,935 Millions of U.S. Dollars -9,935 Millions of U.S. Dollars Mil. of U.S. $
line 9
Agency- and GSE-backed securities 		2024 -6,356 Millions of U.S. Dollars -28,695 Millions of U.S. Dollars -28,695 Millions of U.S. Dollars Mil. of U.S. $
line 10
Municipal securities 		2024 -476 Millions of U.S. Dollars -449 Millions of U.S. Dollars -449 Millions of U.S. Dollars Mil. of U.S. $
line 11
Corporate and foreign bonds 		2024 4,712 Millions of U.S. Dollars -1,252 Millions of U.S. Dollars -1,252 Millions of U.S. Dollars Mil. of U.S. $
line 12
Loans 		2024 40,473 Millions of U.S. Dollars 100,160 Millions of U.S. Dollars 100,160 Millions of U.S. Dollars Mil. of U.S. $
line 13
Depository institution loans n.e.c. 		2024 -3,482 Millions of U.S. Dollars 8,334 Millions of U.S. Dollars 8,334 Millions of U.S. Dollars Mil. of U.S. $
line 14
Home mortgages 		2024 40,701 Millions of U.S. Dollars 48,791 Millions of U.S. Dollars 48,791 Millions of U.S. Dollars Mil. of U.S. $
line 15
Consumer credit 		2024 -12,571 Millions of U.S. Dollars 25,889 Millions of U.S. Dollars 25,889 Millions of U.S. Dollars Mil. of U.S. $
line 16
Mutual fund shares 		2024 -948 Millions of U.S. Dollars -840 Millions of U.S. Dollars -840 Millions of U.S. Dollars Mil. of U.S. $
line 17
Miscellaneous assets 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 18
Net increase in liabilities 		2024 34,512 Millions of U.S. Dollars 72,489 Millions of U.S. Dollars 72,489 Millions of U.S. Dollars Mil. of U.S. $
line 19
Net interbank liabilities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 20
Checkable deposits 		2024 9,068 Millions of U.S. Dollars -12,822 Millions of U.S. Dollars -12,822 Millions of U.S. Dollars Mil. of U.S. $
line 21
Time and savings deposits 		2024 69,648 Millions of U.S. Dollars 43,872 Millions of U.S. Dollars 43,872 Millions of U.S. Dollars Mil. of U.S. $
line 22
Federal funds and security repos 		2024 0 Millions of U.S. Dollars -152 Millions of U.S. Dollars -152 Millions of U.S. Dollars Mil. of U.S. $
line 23
Loans (other loans and advances) 		2024 5,126 Millions of U.S. Dollars -11,404 Millions of U.S. Dollars -11,404 Millions of U.S. Dollars Mil. of U.S. $
line 24
Miscellaneous liabilities 		2024 -49,330 Millions of U.S. Dollars 52,995 Millions of U.S. Dollars 52,995 Millions of U.S. Dollars Mil. of U.S. $
line 25
Discrepancy 		2024 12,012 Millions of U.S. Dollars 23,902 Millions of U.S. Dollars 23,902 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 26
Uninsured deposits 		2024 19,581 Millions of U.S. Dollars -5,659 Millions of U.S. Dollars -5,659 Millions of U.S. Dollars Mil. of U.S. $
   

Back to Top

Subscribe to the FRED newsletter

Follow us

 

Need Help?

Questions or Comments
FRED Help
Legal
Privacy Notice & Policy