Annual

S1281.t Life insurance companies

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1946    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Gross saving less net capital transfers paid 		2025 28,867 Millions of U.S. Dollars 28,850 Millions of U.S. Dollars 28,850 Millions of U.S. Dollars Mil. of U.S. $
line 2
Fixed nonresidential investment 		2025 41,074 Millions of U.S. Dollars 38,072 Millions of U.S. Dollars 38,072 Millions of U.S. Dollars Mil. of U.S. $
line 3
Net acquisition of financial assets 		2025 258,550 Millions of U.S. Dollars 340,059 Millions of U.S. Dollars 340,059 Millions of U.S. Dollars Mil. of U.S. $
line 4
Checkable deposits and currency 		2025 23,422 Millions of U.S. Dollars 7,312 Millions of U.S. Dollars 7,312 Millions of U.S. Dollars Mil. of U.S. $
line 5
Money market fund shares 		2025 10,565 Millions of U.S. Dollars 223 Millions of U.S. Dollars 223 Millions of U.S. Dollars Mil. of U.S. $
line 6
Security repurchase agreements 		2025 -759 Millions of U.S. Dollars -250 Millions of U.S. Dollars -250 Millions of U.S. Dollars Mil. of U.S. $
line 7
Debt securities 		2025 230,452 Millions of U.S. Dollars 229,309 Millions of U.S. Dollars 229,309 Millions of U.S. Dollars Mil. of U.S. $
line 8
Open market paper 		2025 -12,474 Millions of U.S. Dollars 5,671 Millions of U.S. Dollars 5,671 Millions of U.S. Dollars Mil. of U.S. $
line 9
Treasury securities 		2025 9,906 Millions of U.S. Dollars 12,448 Millions of U.S. Dollars 12,448 Millions of U.S. Dollars Mil. of U.S. $
line 10
Agency- and GSE-backed securities 		2025 19,599 Millions of U.S. Dollars -756 Millions of U.S. Dollars -756 Millions of U.S. Dollars Mil. of U.S. $
line 11
Municipal securities 		2025 -4,735 Millions of U.S. Dollars -14,065 Millions of U.S. Dollars -14,065 Millions of U.S. Dollars Mil. of U.S. $
line 12
Corporate and foreign bonds 		2025 218,156 Millions of U.S. Dollars 226,011 Millions of U.S. Dollars 226,011 Millions of U.S. Dollars Mil. of U.S. $
line 13
Loans 		2025 74,579 Millions of U.S. Dollars 75,817 Millions of U.S. Dollars 75,817 Millions of U.S. Dollars Mil. of U.S. $
line 14
Other loans and advances 		2025 8,961 Millions of U.S. Dollars 8,686 Millions of U.S. Dollars 8,686 Millions of U.S. Dollars Mil. of U.S. $
line 15
Mortgages 		2025 63,313 Millions of U.S. Dollars 67,131 Millions of U.S. Dollars 67,131 Millions of U.S. Dollars Mil. of U.S. $
line 16
Corporate equities 		2025 -101,029 Millions of U.S. Dollars -25,032 Millions of U.S. Dollars -25,032 Millions of U.S. Dollars Mil. of U.S. $
line 17
Mutual fund shares 		2025 -132,853 Millions of U.S. Dollars -128,582 Millions of U.S. Dollars -128,582 Millions of U.S. Dollars Mil. of U.S. $
line 18
Trade receivables 		2025 -3,759 Millions of U.S. Dollars 6,739 Millions of U.S. Dollars 6,739 Millions of U.S. Dollars Mil. of U.S. $
line 19
Life insurance reserves 		2025 -4,129 Millions of U.S. Dollars -4,141 Millions of U.S. Dollars -4,141 Millions of U.S. Dollars Mil. of U.S. $
line 20
Pension entitlements 		2025 -11,555 Millions of U.S. Dollars 129,604 Millions of U.S. Dollars 129,604 Millions of U.S. Dollars Mil. of U.S. $
line 21
U.S. direct investment abroad 		2025 4,434 Millions of U.S. Dollars 12,170 Millions of U.S. Dollars 12,170 Millions of U.S. Dollars Mil. of U.S. $
line 22
Miscellaneous assets 		2025 170,068 Millions of U.S. Dollars 35,138 Millions of U.S. Dollars 35,138 Millions of U.S. Dollars Mil. of U.S. $
line 23
Equity in FHLB 		2025 1,419 Millions of U.S. Dollars 1,752 Millions of U.S. Dollars 1,752 Millions of U.S. Dollars Mil. of U.S. $
line 24
Deferred and unpaid life ins. premiums 		2025 1,429 Millions of U.S. Dollars 158 Millions of U.S. Dollars 158 Millions of U.S. Dollars Mil. of U.S. $
line 25
Other reserves 		2025 -183 Millions of U.S. Dollars 4,590 Millions of U.S. Dollars 4,590 Millions of U.S. Dollars Mil. of U.S. $
line 26
Other 		2025 168,822 Millions of U.S. Dollars 30,390 Millions of U.S. Dollars 30,390 Millions of U.S. Dollars Mil. of U.S. $
line 27
Net increase in liabilities 		2025 266,026 Millions of U.S. Dollars 329,001 Millions of U.S. Dollars 329,001 Millions of U.S. Dollars Mil. of U.S. $
line 28
Security repurchase agreements 		2025 -5,715 Millions of U.S. Dollars 5,621 Millions of U.S. Dollars 5,621 Millions of U.S. Dollars Mil. of U.S. $
line 29
Corporate equity issues 		2025 -24,726 Millions of U.S. Dollars -34,115 Millions of U.S. Dollars -34,115 Millions of U.S. Dollars Mil. of U.S. $
line 30
Loans (other loans and advances) 		2025 16,954 Millions of U.S. Dollars 18,580 Millions of U.S. Dollars 18,580 Millions of U.S. Dollars Mil. of U.S. $
line 31
Trade payables 		2025 -13,830 Millions of U.S. Dollars 116,181 Millions of U.S. Dollars 116,181 Millions of U.S. Dollars Mil. of U.S. $
line 32
Life insurance reserves 		2025 -36,121 Millions of U.S. Dollars 65,502 Millions of U.S. Dollars 65,502 Millions of U.S. Dollars Mil. of U.S. $
line 33
Pension entitlements 		2025 25,198 Millions of U.S. Dollars 133,813 Millions of U.S. Dollars 133,813 Millions of U.S. Dollars Mil. of U.S. $
line 34
Taxes payable 		2025 353 Millions of U.S. Dollars -1,790 Millions of U.S. Dollars -1,790 Millions of U.S. Dollars Mil. of U.S. $
line 35
Foreign direct investment in U.S. 		2025 -4,426 Millions of U.S. Dollars 2,424 Millions of U.S. Dollars 2,424 Millions of U.S. Dollars Mil. of U.S. $
line 36
Miscellaneous liabilities 		2025 279,634 Millions of U.S. Dollars -8,893 Millions of U.S. Dollars -8,893 Millions of U.S. Dollars Mil. of U.S. $
line 37
Investment by parent companies 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 38
Funding agreements backing securities 		2025 59,311 Millions of U.S. Dollars 30,897 Millions of U.S. Dollars 30,897 Millions of U.S. Dollars Mil. of U.S. $
line 39
Other reserves 		2025 -808 Millions of U.S. Dollars 12,417 Millions of U.S. Dollars 12,417 Millions of U.S. Dollars Mil. of U.S. $
line 40
Unallocated insurance contracts 		2025 3,337 Millions of U.S. Dollars 1,764 Millions of U.S. Dollars 1,764 Millions of U.S. Dollars Mil. of U.S. $
line 41
Other 		2025 217,794 Millions of U.S. Dollars -53,971 Millions of U.S. Dollars -53,971 Millions of U.S. Dollars Mil. of U.S. $
line 42
Discrepancy 		2025 -33,435 Millions of U.S. Dollars -51,958 Millions of U.S. Dollars -51,958 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 43
Securities lending 		2025 13,069 Millions of U.S. Dollars 4,945 Millions of U.S. Dollars 4,945 Millions of U.S. Dollars Mil. of U.S. $
line 44
Direct reserve 		2025 70,589 Millions of U.S. Dollars 237,232 Millions of U.S. Dollars 237,232 Millions of U.S. Dollars Mil. of U.S. $
line 45
Reinsured to U.S. reinsurers 		2025 -22,746 Millions of U.S. Dollars 15,882 Millions of U.S. Dollars 15,882 Millions of U.S. Dollars Mil. of U.S. $
line 46
Reinsured to non-U.S. reinsurers 		2025 -22,964 Millions of U.S. Dollars 133,545 Millions of U.S. Dollars 133,545 Millions of U.S. Dollars Mil. of U.S. $
line 47
Reinsured from non-U.S. reinsurers 		2025 -1 Millions of U.S. Dollars 1,400 Millions of U.S. Dollars 1,400 Millions of U.S. Dollars Mil. of U.S. $
   

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