Annual

S129.t Private and public pension funds


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/


   

Please select a date range

    1946    
 
 
    2025
Millions of U.S. Dollars
Line Name 2025 Preceding
Period
Year Ago
from Period
line 1
Gross saving
4,050 3,804 3,804
line 2
Fixed nonresidential investment
10,291 10,147 10,147
line 3
Net acquisition of financial assets
294,226 307,437 307,437
line 4
Checkable deposits and currency
-6,590 21,651 21,651
line 5
Time and savings deposits
-697 -2,966 -2,966
line 6
Money market fund shares
25,697 14,161 14,161
line 7
Security repurchase agreements
51,649 49,141 49,141
line 8
Debt securities
203,589 232,195 232,195
line 9
Open market paper
1,958 -989 -989
line 10
Treasury securities
92,492 119,042 119,042
line 11
Agency- and GSE-backed securities
33,959 32,577 32,577
line 12
Municipal securities
0 4 4
line 13
Corporate and foreign bonds
75,180 81,561 81,561
line 14
Loans
390,405 245,207 245,207
line 15
Other loans and advances
0 0 0
line 16
Mortgages
4,072 3,435 3,435
line 17
Corporate equities
47,533 -239,889 -239,889
line 18
Mutual fund shares
-506,668 -185,753 -185,753
line 19
Miscellaneous assets
88,254 173,787 173,787
line 20
Unallocated insurance contracts
3,337 1,764 1,764
line 21
Contributions receivable
3,448 3,853 3,853
line 22
Claims of pension fund on sponsor
145,727 243,398 243,398
line 23
Other
-64,258 -75,228 -75,228
line 24
Net increase in pension entitlements (liabilities)
300,442 313,780 313,780
Memo:
line 25
Household retirement assets
649,597 930,528 930,528
line 26
Defined benefit plans
242,107 242,846 242,846
line 27
Defined contribution plans
58,335 70,934 70,934
line 28
Individual retirement plans (IRAs)
370,305 531,724 531,724
line 29
Annuities at life insurance companies
-21,150 85,024 85,024
   

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