Federal Reserve Economic Data

Quarterly

F.128 Finance Companies


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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Please select a date range

    Q4 1946    
 
 
    Q1 2025
Millions of Dollars
Line Name Q1 2025 Q4 2024 Q1 2024
line 1
Gross saving less net capital transfers paid
98,609 106,412 100,132
line 2
Fixed nonresidential investment
70,944 67,404 64,845
line 3
Net acquisition of financial assets
-19,462 11,739 112,541
line 4
Checkable deposits and currency
3,284 -2,264 -10,524
line 5
Time and savings deposits
9,856 -6,796 -31,576
line 6
Debt securities (corporate and foreign bonds)
-1,068 -6,188 4,408
line 7
Loans
-96,405 18,122 13,218
line 8
Other loans and advances
-56,261 14,787 20,656
line 9
Mortgages
-17,606 -423 -22,825
line 10
Consumer credit
-22,315 4,282 16,076
line 11
U.S. direct investment abroad
-17,796 -860 36,552
line 12
Miscellaneous assets
82,671 9,708 100,467
line 13
Net increase in liabilities
77,730 -1,985 96,529
line 14
Debt securities
-5,877 -2,724 54,734
line 15
Open market paper
-11,685 25,928 -65,782
line 16
Corporate bonds
5,808 -28,652 120,516
line 17
Loans
1,044 -11,552 72,084
line 18
Depository institution loans n.e.c.
1,312 -11,244 72,828
line 19
Other loans and advances
-44 216 -56
line 20
Taxes payable
-156 1,596 -1,328
line 21
Foreign direct investment in U.S.
-6,751 -3,080 -2,500
line 22
Miscellaneous liabilities
83,937 11,251 -28,617
line 23
Investment by parent
47,700 -7,976 -43,000
line 24
Other
36,237 19,227 14,383
line 25
Discrepancy
119,325 22,760 17,119
Memo:
line 26
Consumer leases not included above
16,896 22,440 -4,240
   

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