Annual

L.100 Domestic Nonfinancial Sectors

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1945    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		2025 200,570,996 Millions of U.S. Dollars 182,097,042 Millions of U.S. Dollars 182,097,042 Millions of U.S. Dollars Mil. of U.S. $
line 2
U.S. official reserve assets 		2025 1,350,490 Millions of U.S. Dollars 892,721 Millions of U.S. Dollars 892,721 Millions of U.S. Dollars Mil. of U.S. $
line 3
Foreign deposits 		2025 260,536 Millions of U.S. Dollars 269,624 Millions of U.S. Dollars 269,624 Millions of U.S. Dollars Mil. of U.S. $
line 4
Checkable deposits and currency 		2025 10,034,967 Millions of U.S. Dollars 8,478,170 Millions of U.S. Dollars 8,478,170 Millions of U.S. Dollars Mil. of U.S. $
line 5
Time and savings deposits 		2025 11,506,458 Millions of U.S. Dollars 12,095,346 Millions of U.S. Dollars 12,095,346 Millions of U.S. Dollars Mil. of U.S. $
line 6
Money market fund shares 		2025 6,646,824 Millions of U.S. Dollars 5,895,333 Millions of U.S. Dollars 5,895,333 Millions of U.S. Dollars Mil. of U.S. $
line 7
Security repurchase agreements 		2025 305,758 Millions of U.S. Dollars 267,702 Millions of U.S. Dollars 267,702 Millions of U.S. Dollars Mil. of U.S. $
line 8
Debt securities 		2025 9,347,909 Millions of U.S. Dollars 8,830,792 Millions of U.S. Dollars 8,830,792 Millions of U.S. Dollars Mil. of U.S. $
line 9
Open market paper 		2025 512,450 Millions of U.S. Dollars 470,933 Millions of U.S. Dollars 470,933 Millions of U.S. Dollars Mil. of U.S. $
line 10
Treasury securities 		2025 4,722,541 Millions of U.S. Dollars 4,310,144 Millions of U.S. Dollars 4,310,144 Millions of U.S. Dollars Mil. of U.S. $
line 11
Agency- and GSE-backed securities 		2025 1,442,720 Millions of U.S. Dollars 1,518,459 Millions of U.S. Dollars 1,518,459 Millions of U.S. Dollars Mil. of U.S. $
line 12
Municipal securities 		2025 2,140,915 Millions of U.S. Dollars 2,016,307 Millions of U.S. Dollars 2,016,307 Millions of U.S. Dollars Mil. of U.S. $
line 13
Corporate and foreign bonds 		2025 529,284 Millions of U.S. Dollars 514,949 Millions of U.S. Dollars 514,949 Millions of U.S. Dollars Mil. of U.S. $
line 14
Loans 		2025 4,177,374 Millions of U.S. Dollars 3,989,025 Millions of U.S. Dollars 3,989,025 Millions of U.S. Dollars Mil. of U.S. $
line 15
Other loans and advances 		2025 1,878,898 Millions of U.S. Dollars 1,766,063 Millions of U.S. Dollars 1,766,063 Millions of U.S. Dollars Mil. of U.S. $
line 16
Mortgages 		2025 704,997 Millions of U.S. Dollars 689,583 Millions of U.S. Dollars 689,583 Millions of U.S. Dollars Mil. of U.S. $
line 17
Consumer credit 		2025 1,593,480 Millions of U.S. Dollars 1,533,379 Millions of U.S. Dollars 1,533,379 Millions of U.S. Dollars Mil. of U.S. $
line 18
Corporate equities 		2025 51,375,828 Millions of U.S. Dollars 42,770,206 Millions of U.S. Dollars 42,770,206 Millions of U.S. Dollars Mil. of U.S. $
line 19
Mutual fund shares 		2025 14,249,688 Millions of U.S. Dollars 12,799,024 Millions of U.S. Dollars 12,799,024 Millions of U.S. Dollars Mil. of U.S. $
line 20
Trade receivables 		2025 8,027,616 Millions of U.S. Dollars 7,461,421 Millions of U.S. Dollars 7,461,421 Millions of U.S. Dollars Mil. of U.S. $
line 21
Life insurance reserves 		2025 2,201,189 Millions of U.S. Dollars 2,161,913 Millions of U.S. Dollars 2,161,913 Millions of U.S. Dollars Mil. of U.S. $
line 22
Pension entitlements 		2025 34,591,606 Millions of U.S. Dollars 32,620,691 Millions of U.S. Dollars 32,620,691 Millions of U.S. Dollars Mil. of U.S. $
line 23
Taxes payable 		2025 780,723 Millions of U.S. Dollars 704,803 Millions of U.S. Dollars 704,803 Millions of U.S. Dollars Mil. of U.S. $
line 24
Equity in noncorporate business 		2025 16,001,132 Millions of U.S. Dollars 15,837,093 Millions of U.S. Dollars 15,837,093 Millions of U.S. Dollars Mil. of U.S. $
line 25
U.S. direct investment abroad 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 26
Miscellaneous assets 		2025 19,269,952 Millions of U.S. Dollars 18,818,588 Millions of U.S. Dollars 18,818,588 Millions of U.S. Dollars Mil. of U.S. $
line 27
Total liabilities 		2025 109,075,448 Millions of U.S. Dollars 105,199,586 Millions of U.S. Dollars 105,199,586 Millions of U.S. Dollars Mil. of U.S. $
line 28
U.S. official reserve assets 		2025 157,303 Millions of U.S. Dollars 149,795 Millions of U.S. Dollars 149,795 Millions of U.S. Dollars Mil. of U.S. $
line 29
SDR certificates 		2025 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars Mil. of U.S. $
line 30
Treasury currency 		2025 52,878 Millions of U.S. Dollars 52,497 Millions of U.S. Dollars 52,497 Millions of U.S. Dollars Mil. of U.S. $
line 31
Debt securities 		2025 42,634,385 Millions of U.S. Dollars 40,256,979 Millions of U.S. Dollars 40,256,979 Millions of U.S. Dollars Mil. of U.S. $
line 32
Open market paper 		2025 214,998 Millions of U.S. Dollars 196,313 Millions of U.S. Dollars 196,313 Millions of U.S. Dollars Mil. of U.S. $
line 33
Treasury securities 		2025 30,069,641 Millions of U.S. Dollars 28,139,470 Millions of U.S. Dollars 28,139,470 Millions of U.S. Dollars Mil. of U.S. $
line 34
Agency- and GSE-backed securities 		2025 21,894 Millions of U.S. Dollars 20,455 Millions of U.S. Dollars 20,455 Millions of U.S. Dollars Mil. of U.S. $
line 35
Municipal securities 		2025 4,403,752 Millions of U.S. Dollars 4,214,961 Millions of U.S. Dollars 4,214,961 Millions of U.S. Dollars Mil. of U.S. $
line 36
Corporate and foreign bonds 		2025 7,393,738 Millions of U.S. Dollars 7,192,031 Millions of U.S. Dollars 7,192,031 Millions of U.S. Dollars Mil. of U.S. $
line 37
Loans 		2025 38,084,919 Millions of U.S. Dollars 36,614,016 Millions of U.S. Dollars 36,614,016 Millions of U.S. Dollars Mil. of U.S. $
line 38
Depository institution loans n.e.c. 		2025 3,224,832 Millions of U.S. Dollars 3,329,141 Millions of U.S. Dollars 3,329,141 Millions of U.S. Dollars Mil. of U.S. $
line 39
Other loans and advances 		2025 8,193,843 Millions of U.S. Dollars 7,468,626 Millions of U.S. Dollars 7,468,626 Millions of U.S. Dollars Mil. of U.S. $
line 40
Mortgages 		2025 21,559,615 Millions of U.S. Dollars 20,868,189 Millions of U.S. Dollars 20,868,189 Millions of U.S. Dollars Mil. of U.S. $
line 41
Consumer credit 		2025 5,106,630 Millions of U.S. Dollars 4,948,060 Millions of U.S. Dollars 4,948,060 Millions of U.S. Dollars Mil. of U.S. $
line 42
Trade payables 		2025 7,962,739 Millions of U.S. Dollars 7,340,801 Millions of U.S. Dollars 7,340,801 Millions of U.S. Dollars Mil. of U.S. $
line 43
Life insurance reserves 		2025 59,077 Millions of U.S. Dollars 56,507 Millions of U.S. Dollars 56,507 Millions of U.S. Dollars Mil. of U.S. $
line 44
Taxes payable 		2025 445,665 Millions of U.S. Dollars 479,394 Millions of U.S. Dollars 479,394 Millions of U.S. Dollars Mil. of U.S. $
line 45
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 46
Miscellaneous liabilities 		2025 19,361,876 Millions of U.S. Dollars 19,892,379 Millions of U.S. Dollars 19,892,379 Millions of U.S. Dollars Mil. of U.S. $
   

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