Annual

L.103 Nonfinancial Corporate Business

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1945    
 
 
    2024
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		2024 32,697,512 Millions of U.S. Dollars 31,436,706 Millions of U.S. Dollars 31,436,706 Millions of U.S. Dollars Mil. of U.S. $
line 2
Foreign deposits 		2024 213,028 Millions of U.S. Dollars 245,776 Millions of U.S. Dollars 245,776 Millions of U.S. Dollars Mil. of U.S. $
line 3
Checkable deposits and currency 		2024 2,156,658 Millions of U.S. Dollars 1,876,602 Millions of U.S. Dollars 1,876,602 Millions of U.S. Dollars Mil. of U.S. $
line 4
Time and savings deposits 		2024 418,475 Millions of U.S. Dollars 433,998 Millions of U.S. Dollars 433,998 Millions of U.S. Dollars Mil. of U.S. $
line 5
Money market fund shares 		2024 962,177 Millions of U.S. Dollars 873,704 Millions of U.S. Dollars 873,704 Millions of U.S. Dollars Mil. of U.S. $
line 6
Security repurchase agreements 		2024 45,871 Millions of U.S. Dollars 27,018 Millions of U.S. Dollars 27,018 Millions of U.S. Dollars Mil. of U.S. $
line 7
Debt securities 		2024 408,501 Millions of U.S. Dollars 400,061 Millions of U.S. Dollars 400,061 Millions of U.S. Dollars Mil. of U.S. $
line 8
Commercial paper 		2024 206,558 Millions of U.S. Dollars 209,834 Millions of U.S. Dollars 209,834 Millions of U.S. Dollars Mil. of U.S. $
line 9
Treasury securities 		2024 122,096 Millions of U.S. Dollars 111,424 Millions of U.S. Dollars 111,424 Millions of U.S. Dollars Mil. of U.S. $
line 10
Agency- and GSE-backed securities 		2024 40,699 Millions of U.S. Dollars 37,141 Millions of U.S. Dollars 37,141 Millions of U.S. Dollars Mil. of U.S. $
line 11
Municipal securities 		2024 25,751 Millions of U.S. Dollars 24,907 Millions of U.S. Dollars 24,907 Millions of U.S. Dollars Mil. of U.S. $
line 12
Loans 		2024 145,223 Millions of U.S. Dollars 141,232 Millions of U.S. Dollars 141,232 Millions of U.S. Dollars Mil. of U.S. $
line 13
Mortgages 		2024 48,114 Millions of U.S. Dollars 47,896 Millions of U.S. Dollars 47,896 Millions of U.S. Dollars Mil. of U.S. $
line 14
Consumer credit 		2024 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 15
Corporate equities 		2024 3,249,896 Millions of U.S. Dollars 2,913,842 Millions of U.S. Dollars 2,913,842 Millions of U.S. Dollars Mil. of U.S. $
line 16
Mutual fund shares 		2024 404,454 Millions of U.S. Dollars 325,191 Millions of U.S. Dollars 325,191 Millions of U.S. Dollars Mil. of U.S. $
line 17
Trade receivables 		2024 5,332,963 Millions of U.S. Dollars 5,244,725 Millions of U.S. Dollars 5,244,725 Millions of U.S. Dollars Mil. of U.S. $
line 18
U.S. direct investment abroad 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 19
Miscellaneous assets 		2024 11,274,741 Millions of U.S. Dollars 11,340,721 Millions of U.S. Dollars 11,340,721 Millions of U.S. Dollars Mil. of U.S. $
line 20
Insurance receivables 		2024 561,672 Millions of U.S. Dollars 520,032 Millions of U.S. Dollars 520,032 Millions of U.S. Dollars Mil. of U.S. $
line 21
Equity in GSEs 		2024 2,085 Millions of U.S. Dollars 1,924 Millions of U.S. Dollars 1,924 Millions of U.S. Dollars Mil. of U.S. $
line 22
Investment in finance company affiliates 		2024 142,979 Millions of U.S. Dollars 153,358 Millions of U.S. Dollars 153,358 Millions of U.S. Dollars Mil. of U.S. $
line 23
Other 		2024 10,570,090 Millions of U.S. Dollars 10,667,331 Millions of U.S. Dollars 10,667,331 Millions of U.S. Dollars Mil. of U.S. $
line 24
Total liabilities 		2024 30,047,709 Millions of U.S. Dollars 29,646,045 Millions of U.S. Dollars 29,646,045 Millions of U.S. Dollars Mil. of U.S. $
line 25
Debt securities 		2024 8,507,106 Millions of U.S. Dollars 8,243,890 Millions of U.S. Dollars 8,243,890 Millions of U.S. Dollars Mil. of U.S. $
line 26
Commercial paper 		2024 196,313 Millions of U.S. Dollars 217,959 Millions of U.S. Dollars 217,959 Millions of U.S. Dollars Mil. of U.S. $
line 27
Municipal securities 		2024 636,196 Millions of U.S. Dollars 623,147 Millions of U.S. Dollars 623,147 Millions of U.S. Dollars Mil. of U.S. $
line 28
Corporate bonds 		2024 7,178,587 Millions of U.S. Dollars 6,923,942 Millions of U.S. Dollars 6,923,942 Millions of U.S. Dollars Mil. of U.S. $
line 29
Loans 		2024 5,203,618 Millions of U.S. Dollars 5,141,500 Millions of U.S. Dollars 5,141,500 Millions of U.S. Dollars Mil. of U.S. $
line 30
Depository institution loans n.e.c. 		2024 1,156,854 Millions of U.S. Dollars 1,243,868 Millions of U.S. Dollars 1,243,868 Millions of U.S. Dollars Mil. of U.S. $
line 31
Other loans and advances 		2024 2,639,267 Millions of U.S. Dollars 2,528,079 Millions of U.S. Dollars 2,528,079 Millions of U.S. Dollars Mil. of U.S. $
line 32
Mortgages 		2024 1,407,497 Millions of U.S. Dollars 1,369,553 Millions of U.S. Dollars 1,369,553 Millions of U.S. Dollars Mil. of U.S. $
line 33
Trade payables 		2024 3,956,144 Millions of U.S. Dollars 3,852,249 Millions of U.S. Dollars 3,852,249 Millions of U.S. Dollars Mil. of U.S. $
line 34
Taxes payable 		2024 238,976 Millions of U.S. Dollars 249,704 Millions of U.S. Dollars 249,704 Millions of U.S. Dollars Mil. of U.S. $
line 35
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 36
Miscellaneous liabilities 		2024 11,788,132 Millions of U.S. Dollars 11,843,634 Millions of U.S. Dollars 11,843,634 Millions of U.S. Dollars Mil. of U.S. $
line 37
Pension fund contributions payable 		2024 81,119 Millions of U.S. Dollars 77,343 Millions of U.S. Dollars 77,343 Millions of U.S. Dollars Mil. of U.S. $
line 38
Claims of pension fund on sponsor 		2024 191,970 Millions of U.S. Dollars 293,906 Millions of U.S. Dollars 293,906 Millions of U.S. Dollars Mil. of U.S. $
line 39
Other 		2024 11,515,043 Millions of U.S. Dollars 11,472,385 Millions of U.S. Dollars 11,472,385 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 40
Market value of equities 		2024 62,728,651 Millions of U.S. Dollars 51,743,045 Millions of U.S. Dollars 51,743,045 Millions of U.S. Dollars Mil. of U.S. $
line 41
Total liquid assets 		2024 7,899,741 Millions of U.S. Dollars 7,136,851 Millions of U.S. Dollars 7,136,851 Millions of U.S. Dollars Mil. of U.S. $
line 42
Total short-term liabilities 		2024 8,187,554 Millions of U.S. Dollars 8,091,859 Millions of U.S. Dollars 8,091,859 Millions of U.S. Dollars Mil. of U.S. $
line 43
Liquid assets/short-term liabilities (percent) 		2024 96.48475 Percent 88.19792 Percent 88.19792 Percent %
line 44
Short-term debt/total debt (percent) 		2024 29.11906 Percent 29.80792 Percent 29.80792 Percent %
   

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