Annual

L.105 General Government

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

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    1945    
 
 
    2024
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		2024 9,804,623 Millions of U.S. Dollars 9,319,505 Millions of U.S. Dollars 9,319,505 Millions of U.S. Dollars Mil. of U.S. $
line 2
U.S. official reserve assets 		2024 892,721 Millions of U.S. Dollars 759,027 Millions of U.S. Dollars 759,027 Millions of U.S. Dollars Mil. of U.S. $
line 3
Checkable deposits and currency 		2024 1,119,056 Millions of U.S. Dollars 1,151,648 Millions of U.S. Dollars 1,151,648 Millions of U.S. Dollars Mil. of U.S. $
line 4
Time and savings deposits 		2024 375,573 Millions of U.S. Dollars 375,546 Millions of U.S. Dollars 375,546 Millions of U.S. Dollars Mil. of U.S. $
line 5
Money market fund shares 		2024 81,912 Millions of U.S. Dollars 72,034 Millions of U.S. Dollars 72,034 Millions of U.S. Dollars Mil. of U.S. $
line 6
Security repurchase agreements 		2024 220,549 Millions of U.S. Dollars 211,660 Millions of U.S. Dollars 211,660 Millions of U.S. Dollars Mil. of U.S. $
line 7
Debt securities 		2024 2,506,313 Millions of U.S. Dollars 2,415,607 Millions of U.S. Dollars 2,415,607 Millions of U.S. Dollars Mil. of U.S. $
line 8
Open market paper 		2024 264,375 Millions of U.S. Dollars 264,557 Millions of U.S. Dollars 264,557 Millions of U.S. Dollars Mil. of U.S. $
line 9
Treasury securities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 10
Agency- and GSE-backed securities 		2024 424,840 Millions of U.S. Dollars 410,284 Millions of U.S. Dollars 410,284 Millions of U.S. Dollars Mil. of U.S. $
line 11
Municipal securities 		2024 45,774 Millions of U.S. Dollars 43,873 Millions of U.S. Dollars 43,873 Millions of U.S. Dollars Mil. of U.S. $
line 12
Corporate and foreign bonds 		2024 304,786 Millions of U.S. Dollars 298,503 Millions of U.S. Dollars 298,503 Millions of U.S. Dollars Mil. of U.S. $
line 13
Loans 		2024 2,586,229 Millions of U.S. Dollars 2,470,647 Millions of U.S. Dollars 2,470,647 Millions of U.S. Dollars Mil. of U.S. $
line 14
Mortgages 		2024 417,577 Millions of U.S. Dollars 404,425 Millions of U.S. Dollars 404,425 Millions of U.S. Dollars Mil. of U.S. $
line 15
Consumer credit 		2024 1,517,974 Millions of U.S. Dollars 1,462,190 Millions of U.S. Dollars 1,462,190 Millions of U.S. Dollars Mil. of U.S. $
line 16
Other loans and advances 		2024 552,072 Millions of U.S. Dollars 512,496 Millions of U.S. Dollars 512,496 Millions of U.S. Dollars Mil. of U.S. $
line 17
Corporate equities 		2024 453,877 Millions of U.S. Dollars 385,910 Millions of U.S. Dollars 385,910 Millions of U.S. Dollars Mil. of U.S. $
line 18
Mutual fund shares 		2024 65,433 Millions of U.S. Dollars 62,728 Millions of U.S. Dollars 62,728 Millions of U.S. Dollars Mil. of U.S. $
line 19
Trade receivables 		2024 455,948 Millions of U.S. Dollars 437,704 Millions of U.S. Dollars 437,704 Millions of U.S. Dollars Mil. of U.S. $
line 20
Taxes receivable 		2024 725,865 Millions of U.S. Dollars 677,716 Millions of U.S. Dollars 677,716 Millions of U.S. Dollars Mil. of U.S. $
line 21
Miscellaneous assets 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 22
Total liabilities 		2024 41,873,820 Millions of U.S. Dollars 39,857,931 Millions of U.S. Dollars 39,857,931 Millions of U.S. Dollars Mil. of U.S. $
line 23
SDR allocations 		2024 149,795 Millions of U.S. Dollars 154,107 Millions of U.S. Dollars 154,107 Millions of U.S. Dollars Mil. of U.S. $
line 24
SDR certificates 		2024 15,200 Millions of U.S. Dollars 5,200 Millions of U.S. Dollars 5,200 Millions of U.S. Dollars Mil. of U.S. $
line 25
Treasury currency 		2024 53,103 Millions of U.S. Dollars 52,616 Millions of U.S. Dollars 52,616 Millions of U.S. Dollars Mil. of U.S. $
line 26
Debt securities 		2024 31,520,750 Millions of U.S. Dollars 29,509,373 Millions of U.S. Dollars 29,509,373 Millions of U.S. Dollars Mil. of U.S. $
line 27
Treasury securities 		2024 28,139,470 Millions of U.S. Dollars 26,226,569 Millions of U.S. Dollars 26,226,569 Millions of U.S. Dollars Mil. of U.S. $
line 28
Budget agency securities 		2024 20,455 Millions of U.S. Dollars 20,177 Millions of U.S. Dollars 20,177 Millions of U.S. Dollars Mil. of U.S. $
line 29
Municipal securities 		2024 3,360,825 Millions of U.S. Dollars 3,262,627 Millions of U.S. Dollars 3,262,627 Millions of U.S. Dollars Mil. of U.S. $
line 30
Loans 		2024 3,593,967 Millions of U.S. Dollars 3,366,861 Millions of U.S. Dollars 3,366,861 Millions of U.S. Dollars Mil. of U.S. $
line 31
Multifamily residential mortgages 		2024 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 32
Other loans and advances 		2024 3,482,275 Millions of U.S. Dollars 3,249,332 Millions of U.S. Dollars 3,249,332 Millions of U.S. Dollars Mil. of U.S. $
line 33
Trade payables 		2024 1,987,318 Millions of U.S. Dollars 1,882,996 Millions of U.S. Dollars 1,882,996 Millions of U.S. Dollars Mil. of U.S. $
line 34
Insurance reserves 		2024 56,507 Millions of U.S. Dollars 54,333 Millions of U.S. Dollars 54,333 Millions of U.S. Dollars Mil. of U.S. $
line 35
Miscellaneous liabilities 		2024 4,512,380 Millions of U.S. Dollars 4,837,645 Millions of U.S. Dollars 4,837,645 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 36
Total financial assets (consolidated) 		2024 8,168,223 Millions of U.S. Dollars 7,761,438 Millions of U.S. Dollars 7,761,438 Millions of U.S. Dollars Mil. of U.S. $
line 37
Total liabilities (consolidated) 		2024 40,237,420 Millions of U.S. Dollars 38,299,864 Millions of U.S. Dollars 38,299,864 Millions of U.S. Dollars Mil. of U.S. $
   

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