Annual

S12.s Domestic financial sectors

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1945    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		2025 156,669,341 Millions of U.S. Dollars 144,070,856 Millions of U.S. Dollars 144,070,856 Millions of U.S. Dollars Mil. of U.S. $
line 2
U.S. official reserve assets 		2025 30,256 Millions of U.S. Dollars 28,261 Millions of U.S. Dollars 28,261 Millions of U.S. Dollars Mil. of U.S. $
line 3
SDR certificates 		2025 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars 15,200 Millions of U.S. Dollars Mil. of U.S. $
line 4
Treasury currency 		2025 1,481 Millions of U.S. Dollars 1,478 Millions of U.S. Dollars 1,478 Millions of U.S. Dollars Mil. of U.S. $
line 5
Foreign deposits 		2025 0 Millions of U.S. Dollars 3,716 Millions of U.S. Dollars 3,716 Millions of U.S. Dollars Mil. of U.S. $
line 6
Net interbank assets 		2025 4,433,571 Millions of U.S. Dollars 4,299,110 Millions of U.S. Dollars 4,299,110 Millions of U.S. Dollars Mil. of U.S. $
line 7
Checkable deposits and currency 		2025 799,684 Millions of U.S. Dollars 717,128 Millions of U.S. Dollars 717,128 Millions of U.S. Dollars Mil. of U.S. $
line 8
Time and savings deposits 		2025 861,870 Millions of U.S. Dollars 857,849 Millions of U.S. Dollars 857,849 Millions of U.S. Dollars Mil. of U.S. $
line 9
Money market fund shares 		2025 1,302,006 Millions of U.S. Dollars 1,148,032 Millions of U.S. Dollars 1,148,032 Millions of U.S. Dollars Mil. of U.S. $
line 10
Federal funds and security repos 		2025 6,362,677 Millions of U.S. Dollars 5,498,575 Millions of U.S. Dollars 5,498,575 Millions of U.S. Dollars Mil. of U.S. $
line 11
Debt securities 		2025 37,635,661 Millions of U.S. Dollars 34,422,990 Millions of U.S. Dollars 34,422,990 Millions of U.S. Dollars Mil. of U.S. $
line 12
Open market paper 		2025 715,551 Millions of U.S. Dollars 625,248 Millions of U.S. Dollars 625,248 Millions of U.S. Dollars Mil. of U.S. $
line 13
Treasury securities 		2025 14,470,103 Millions of U.S. Dollars 13,080,556 Millions of U.S. Dollars 13,080,556 Millions of U.S. Dollars Mil. of U.S. $
line 14
Agency- and GSE-backed securities 		2025 9,005,891 Millions of U.S. Dollars 8,419,938 Millions of U.S. Dollars 8,419,938 Millions of U.S. Dollars Mil. of U.S. $
line 15
Municipal securities 		2025 2,002,371 Millions of U.S. Dollars 1,919,786 Millions of U.S. Dollars 1,919,786 Millions of U.S. Dollars Mil. of U.S. $
line 16
Corporate and foreign bonds 		2025 11,441,745 Millions of U.S. Dollars 10,377,462 Millions of U.S. Dollars 10,377,462 Millions of U.S. Dollars Mil. of U.S. $
line 17
Loans 		2025 37,138,113 Millions of U.S. Dollars 35,215,818 Millions of U.S. Dollars 35,215,818 Millions of U.S. Dollars Mil. of U.S. $
line 18
Depository institution loans n.e.c. 		2025 5,832,746 Millions of U.S. Dollars 5,284,792 Millions of U.S. Dollars 5,284,792 Millions of U.S. Dollars Mil. of U.S. $
line 19
Other loans and advances 		2025 6,945,796 Millions of U.S. Dollars 6,350,713 Millions of U.S. Dollars 6,350,713 Millions of U.S. Dollars Mil. of U.S. $
line 20
Mortgages 		2025 20,856,265 Millions of U.S. Dollars 20,178,510 Millions of U.S. Dollars 20,178,510 Millions of U.S. Dollars Mil. of U.S. $
line 21
Consumer credit 		2025 3,509,018 Millions of U.S. Dollars 3,414,680 Millions of U.S. Dollars 3,414,680 Millions of U.S. Dollars Mil. of U.S. $
line 22
Corporate equities 		2025 39,663,650 Millions of U.S. Dollars 34,163,438 Millions of U.S. Dollars 34,163,438 Millions of U.S. Dollars Mil. of U.S. $
line 23
Mutual fund shares 		2025 7,720,050 Millions of U.S. Dollars 7,416,303 Millions of U.S. Dollars 7,416,303 Millions of U.S. Dollars Mil. of U.S. $
line 24
Trade receivables 		2025 513,400 Millions of U.S. Dollars 499,358 Millions of U.S. Dollars 499,358 Millions of U.S. Dollars Mil. of U.S. $
line 25
Life insurance reserves 		2025 618,836 Millions of U.S. Dollars 612,809 Millions of U.S. Dollars 612,809 Millions of U.S. Dollars Mil. of U.S. $
line 26
Pension entitlements 		2025 693,225 Millions of U.S. Dollars 704,706 Millions of U.S. Dollars 704,706 Millions of U.S. Dollars Mil. of U.S. $
line 27
U.S. direct investment abroad 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 28
Miscellaneous assets 		2025 13,917,174 Millions of U.S. Dollars 14,072,146 Millions of U.S. Dollars 14,072,146 Millions of U.S. Dollars Mil. of U.S. $
line 29
Total liabilities 		2025 135,621,389 Millions of U.S. Dollars 127,472,230 Millions of U.S. Dollars 127,472,230 Millions of U.S. Dollars Mil. of U.S. $
line 30
Net interbank liabilities 		2025 5,078,621 Millions of U.S. Dollars 4,881,476 Millions of U.S. Dollars 4,881,476 Millions of U.S. Dollars Mil. of U.S. $
line 31
Checkable deposits and currency 		2025 12,105,797 Millions of U.S. Dollars 10,415,493 Millions of U.S. Dollars 10,415,493 Millions of U.S. Dollars Mil. of U.S. $
line 32
Time and savings deposits 		2025 13,158,627 Millions of U.S. Dollars 13,695,679 Millions of U.S. Dollars 13,695,679 Millions of U.S. Dollars Mil. of U.S. $
line 33
Money market fund shares 		2025 8,190,235 Millions of U.S. Dollars 7,243,180 Millions of U.S. Dollars 7,243,180 Millions of U.S. Dollars Mil. of U.S. $
line 34
Federal funds and security repos 		2025 4,412,212 Millions of U.S. Dollars 4,216,672 Millions of U.S. Dollars 4,216,672 Millions of U.S. Dollars Mil. of U.S. $
line 35
Debt securities 		2025 18,498,614 Millions of U.S. Dollars 17,904,604 Millions of U.S. Dollars 17,904,604 Millions of U.S. Dollars Mil. of U.S. $
line 36
Open market paper 		2025 827,297 Millions of U.S. Dollars 718,540 Millions of U.S. Dollars 718,540 Millions of U.S. Dollars Mil. of U.S. $
line 37
Agency- and GSE-backed securities 		2025 12,465,886 Millions of U.S. Dollars 12,254,123 Millions of U.S. Dollars 12,254,123 Millions of U.S. Dollars Mil. of U.S. $
line 38
Corporate and foreign bonds 		2025 5,205,431 Millions of U.S. Dollars 4,931,941 Millions of U.S. Dollars 4,931,941 Millions of U.S. Dollars Mil. of U.S. $
line 39
Loans 		2025 2,559,864 Millions of U.S. Dollars 2,329,221 Millions of U.S. Dollars 2,329,221 Millions of U.S. Dollars Mil. of U.S. $
line 40
Depository institution loans n.e.c. 		2025 815,928 Millions of U.S. Dollars 620,186 Millions of U.S. Dollars 620,186 Millions of U.S. Dollars Mil. of U.S. $
line 41
Other loans and advances 		2025 1,752,947 Millions of U.S. Dollars 1,711,244 Millions of U.S. Dollars 1,711,244 Millions of U.S. Dollars Mil. of U.S. $
line 42
Mortgages 		2025 228,573 Millions of U.S. Dollars 247,171 Millions of U.S. Dollars 247,171 Millions of U.S. Dollars Mil. of U.S. $
line 43
Mutual fund shares 		2025 23,635,408 Millions of U.S. Dollars 21,684,710 Millions of U.S. Dollars 21,684,710 Millions of U.S. Dollars Mil. of U.S. $
line 44
Trade payables 		2025 726,258 Millions of U.S. Dollars 735,574 Millions of U.S. Dollars 735,574 Millions of U.S. Dollars Mil. of U.S. $
line 45
Life insurance reserves 		2025 2,589,661 Millions of U.S. Dollars 2,576,601 Millions of U.S. Dollars 2,576,601 Millions of U.S. Dollars Mil. of U.S. $
line 46
Pension entitlements 		2025 34,835,603 Millions of U.S. Dollars 32,893,756 Millions of U.S. Dollars 32,893,756 Millions of U.S. Dollars Mil. of U.S. $
line 47
Taxes payable 		2025 127,834 Millions of U.S. Dollars 103,856 Millions of U.S. Dollars 103,856 Millions of U.S. Dollars Mil. of U.S. $
line 48
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 49
Miscellaneous liabilities 		2025 9,567,469 Millions of U.S. Dollars 8,672,879 Millions of U.S. Dollars 8,672,879 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 50
Market value of corporate equities 		2025 23,208,721 Millions of U.S. Dollars 19,096,324 Millions of U.S. Dollars 19,096,324 Millions of U.S. Dollars Mil. of U.S. $
line 51
Equity in noncorporate business 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
   

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