Annual

S1281.1.s Life insurance companies: general accounts

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/
To easily map the Board series IDs to FRED series IDs, see the DDP-FRED Crosswalk available at: https://www.federalreserve.gov/data/data-download-fred-information.htm

   

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    1945    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		2025 7,574,044 Millions of U.S. Dollars 7,124,892 Millions of U.S. Dollars 7,124,892 Millions of U.S. Dollars Mil. of U.S. $
line 2
Checkable deposits and currency 		2025 123,378 Millions of U.S. Dollars 102,960 Millions of U.S. Dollars 102,960 Millions of U.S. Dollars Mil. of U.S. $
line 3
Money market fund shares 		2025 74,364 Millions of U.S. Dollars 65,785 Millions of U.S. Dollars 65,785 Millions of U.S. Dollars Mil. of U.S. $
line 4
Security repurchase agreements 		2025 4,635 Millions of U.S. Dollars 5,394 Millions of U.S. Dollars 5,394 Millions of U.S. Dollars Mil. of U.S. $
line 5
Debt securities 		2025 3,859,717 Millions of U.S. Dollars 3,584,761 Millions of U.S. Dollars 3,584,761 Millions of U.S. Dollars Mil. of U.S. $
line 6
Open market paper 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 7
Treasury securities 		2025 161,237 Millions of U.S. Dollars 144,016 Millions of U.S. Dollars 144,016 Millions of U.S. Dollars Mil. of U.S. $
line 8
Agency- and GSE-backed securities 		2025 192,258 Millions of U.S. Dollars 183,610 Millions of U.S. Dollars 183,610 Millions of U.S. Dollars Mil. of U.S. $
line 9
Municipal securities 		2025 154,763 Millions of U.S. Dollars 157,764 Millions of U.S. Dollars 157,764 Millions of U.S. Dollars Mil. of U.S. $
line 10
Corporate and foreign bonds 		2025 3,329,357 Millions of U.S. Dollars 3,073,444 Millions of U.S. Dollars 3,073,444 Millions of U.S. Dollars Mil. of U.S. $
line 11
Loans 		2025 1,046,851 Millions of U.S. Dollars 991,607 Millions of U.S. Dollars 991,607 Millions of U.S. Dollars Mil. of U.S. $
line 12
Other loans and advances 		2025 192,246 Millions of U.S. Dollars 181,341 Millions of U.S. Dollars 181,341 Millions of U.S. Dollars Mil. of U.S. $
line 13
Mortgages 		2025 849,970 Millions of U.S. Dollars 804,872 Millions of U.S. Dollars 804,872 Millions of U.S. Dollars Mil. of U.S. $
line 14
Corporate equities 		2025 155,329 Millions of U.S. Dollars 133,665 Millions of U.S. Dollars 133,665 Millions of U.S. Dollars Mil. of U.S. $
line 15
Mutual fund shares 		2025 11,189 Millions of U.S. Dollars 7,382 Millions of U.S. Dollars 7,382 Millions of U.S. Dollars Mil. of U.S. $
line 16
Trade receivables 		2025 147,691 Millions of U.S. Dollars 151,447 Millions of U.S. Dollars 151,447 Millions of U.S. Dollars Mil. of U.S. $
line 17
Life insurance reserves 		2025 316,636 Millions of U.S. Dollars 320,765 Millions of U.S. Dollars 320,765 Millions of U.S. Dollars Mil. of U.S. $
line 18
Pension entitlements 		2025 692,428 Millions of U.S. Dollars 703,909 Millions of U.S. Dollars 703,909 Millions of U.S. Dollars Mil. of U.S. $
line 19
U.S. direct investment abroad 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 20
Miscellaneous assets 		2025 858,574 Millions of U.S. Dollars 800,618 Millions of U.S. Dollars 800,618 Millions of U.S. Dollars Mil. of U.S. $
line 21
Total liabilities 		2025 7,094,012 Millions of U.S. Dollars 6,775,973 Millions of U.S. Dollars 6,775,973 Millions of U.S. Dollars Mil. of U.S. $
line 22
Security repurchase agreements 		2025 35,969 Millions of U.S. Dollars 41,684 Millions of U.S. Dollars 41,684 Millions of U.S. Dollars Mil. of U.S. $
line 23
Loans (other loans and advances) 		2025 173,659 Millions of U.S. Dollars 156,705 Millions of U.S. Dollars 156,705 Millions of U.S. Dollars Mil. of U.S. $
line 24
Trade payables 		2025 567,001 Millions of U.S. Dollars 580,828 Millions of U.S. Dollars 580,828 Millions of U.S. Dollars Mil. of U.S. $
line 25
Life insurance reserves 		2025 2,069,511 Millions of U.S. Dollars 2,059,310 Millions of U.S. Dollars 2,059,310 Millions of U.S. Dollars Mil. of U.S. $
line 26
Pension entitlements 		2025 2,281,152 Millions of U.S. Dollars 2,182,350 Millions of U.S. Dollars 2,182,350 Millions of U.S. Dollars Mil. of U.S. $
line 27
Taxes payable 		2025 5,734 Millions of U.S. Dollars 5,381 Millions of U.S. Dollars 5,381 Millions of U.S. Dollars Mil. of U.S. $
line 28
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 29
Miscellaneous liabilities 		2025 1,958,162 Millions of U.S. Dollars 1,746,600 Millions of U.S. Dollars 1,746,600 Millions of U.S. Dollars Mil. of U.S. $
   

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