Annual

L.128 Finance Companies


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/


   

Please select a date range

    1945    
 
 
    2025
Line Name Period Value Preceding
Period
Year Ago
from Period
Units
line 1
Total financial assets
2025 2,891,672 Millions of U.S. Dollars 2,678,873 Millions of U.S. Dollars 2,678,873 Millions of U.S. Dollars Mil. of U.S. $
line 2
Checkable deposits and currency
2025 12,961 Millions of U.S. Dollars 12,373 Millions of U.S. Dollars 12,373 Millions of U.S. Dollars Mil. of U.S. $
line 3
Time and savings deposits
2025 38,882 Millions of U.S. Dollars 37,118 Millions of U.S. Dollars 37,118 Millions of U.S. Dollars Mil. of U.S. $
line 4
Debt securities (corporate and foreign bonds)
2025 21,217 Millions of U.S. Dollars 21,042 Millions of U.S. Dollars 21,042 Millions of U.S. Dollars Mil. of U.S. $
line 5
Loans
2025 1,748,717 Millions of U.S. Dollars 1,767,037 Millions of U.S. Dollars 1,767,037 Millions of U.S. Dollars Mil. of U.S. $
line 6
Other loans and advances
2025 711,855 Millions of U.S. Dollars 702,287 Millions of U.S. Dollars 702,287 Millions of U.S. Dollars Mil. of U.S. $
line 7
Mortgages
2025 318,930 Millions of U.S. Dollars 324,349 Millions of U.S. Dollars 324,349 Millions of U.S. Dollars Mil. of U.S. $
line 8
Consumer credit
2025 717,881 Millions of U.S. Dollars 739,421 Millions of U.S. Dollars 739,421 Millions of U.S. Dollars Mil. of U.S. $
line 9
U.S. direct investment abroad
. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 10
Miscellaneous assets
2025 503,419 Millions of U.S. Dollars 403,763 Millions of U.S. Dollars 403,763 Millions of U.S. Dollars Mil. of U.S. $
line 11
Total liabilities
2025 2,228,106 Millions of U.S. Dollars 2,124,591 Millions of U.S. Dollars 2,124,591 Millions of U.S. Dollars Mil. of U.S. $
line 12
Debt securities
2025 1,214,193 Millions of U.S. Dollars 1,220,475 Millions of U.S. Dollars 1,220,475 Millions of U.S. Dollars Mil. of U.S. $
line 13
Open market paper
2025 57,944 Millions of U.S. Dollars 67,787 Millions of U.S. Dollars 67,787 Millions of U.S. Dollars Mil. of U.S. $
line 14
Corporate bonds
2025 1,156,249 Millions of U.S. Dollars 1,152,688 Millions of U.S. Dollars 1,152,688 Millions of U.S. Dollars Mil. of U.S. $
line 15
Loans
2025 270,360 Millions of U.S. Dollars 259,976 Millions of U.S. Dollars 259,976 Millions of U.S. Dollars Mil. of U.S. $
line 16
Depository institution loans n.e.c.
2025 270,107 Millions of U.S. Dollars 258,789 Millions of U.S. Dollars 258,789 Millions of U.S. Dollars Mil. of U.S. $
line 17
Other loans and advances
2025 202 Millions of U.S. Dollars 207 Millions of U.S. Dollars 207 Millions of U.S. Dollars Mil. of U.S. $
line 18
Taxes payable
2025 20,251 Millions of U.S. Dollars 18,438 Millions of U.S. Dollars 18,438 Millions of U.S. Dollars Mil. of U.S. $
line 19
Foreign direct investment in U.S.
. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 20
Miscellaneous liabilities
2025 717,342 Millions of U.S. Dollars 619,579 Millions of U.S. Dollars 619,579 Millions of U.S. Dollars Mil. of U.S. $
line 21
Investment by parent
2025 176,687 Millions of U.S. Dollars 148,365 Millions of U.S. Dollars 148,365 Millions of U.S. Dollars Mil. of U.S. $
line 22
Other
2025 540,655 Millions of U.S. Dollars 471,214 Millions of U.S. Dollars 471,214 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 23
Consumer leases not included above
2025 219,603 Millions of U.S. Dollars 204,064 Millions of U.S. Dollars 204,064 Millions of U.S. Dollars Mil. of U.S. $
   

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