Quarterly

S11.2.s Nonfinancial noncorporate business

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

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    Q4 1945    
 
 
    Q1 2026
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		Q1 2026 10,702,112 Millions of U.S. Dollars 10,470,658 Millions of U.S. Dollars 9,945,132 Millions of U.S. Dollars Mil. of U.S. $
line 2
Checkable deposits and currency 		Q1 2026 561,596 Millions of U.S. Dollars 551,209 Millions of U.S. Dollars 524,623 Millions of U.S. Dollars Mil. of U.S. $
line 3
Time and savings deposits 		Q1 2026 1,651,796 Millions of U.S. Dollars 1,619,558 Millions of U.S. Dollars 1,537,691 Millions of U.S. Dollars Mil. of U.S. $
line 4
Money market fund shares 		Q1 2026 156,688 Millions of U.S. Dollars 153,630 Millions of U.S. Dollars 145,864 Millions of U.S. Dollars Mil. of U.S. $
line 5
Debt securities 		Q1 2026 96,446 Millions of U.S. Dollars 94,564 Millions of U.S. Dollars 89,784 Millions of U.S. Dollars Mil. of U.S. $
line 6
Treasury securities 		Q1 2026 92,201 Millions of U.S. Dollars 90,402 Millions of U.S. Dollars 85,832 Millions of U.S. Dollars Mil. of U.S. $
line 7
Municipal securities 		Q1 2026 4,245 Millions of U.S. Dollars 4,162 Millions of U.S. Dollars 3,952 Millions of U.S. Dollars Mil. of U.S. $
line 8
Loans 		Q1 2026 66,984 Millions of U.S. Dollars 65,676 Millions of U.S. Dollars 62,355 Millions of U.S. Dollars Mil. of U.S. $
line 9
Mortgages 		Q1 2026 66,984 Millions of U.S. Dollars 65,676 Millions of U.S. Dollars 62,355 Millions of U.S. Dollars Mil. of U.S. $
line 10
Consumer credit 		Q1 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 11
Trade receivables 		Q1 2026 1,437,351 Millions of U.S. Dollars 1,409,298 Millions of U.S. Dollars 1,338,060 Millions of U.S. Dollars Mil. of U.S. $
line 12
Miscellaneous assets 		Q1 2026 6,711,666 Millions of U.S. Dollars 6,556,968 Millions of U.S. Dollars 6,227,949 Millions of U.S. Dollars Mil. of U.S. $
line 13
Insurance receivables 		Q1 2026 200,167 Millions of U.S. Dollars 200,265 Millions of U.S. Dollars 194,800 Millions of U.S. Dollars Mil. of U.S. $
line 14
Equity investment in GSEs 		Q1 2026 19,585 Millions of U.S. Dollars 19,755 Millions of U.S. Dollars 18,806 Millions of U.S. Dollars Mil. of U.S. $
line 15
Other 		Q1 2026 6,486,749 Millions of U.S. Dollars 6,356,703 Millions of U.S. Dollars 6,033,149 Millions of U.S. Dollars Mil. of U.S. $
line 16
Total liabilities 		Q1 2026 13,711,246 Millions of U.S. Dollars 13,504,056 Millions of U.S. Dollars 12,932,014 Millions of U.S. Dollars Mil. of U.S. $
line 17
Loans 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 18
Depository institution loans n.e.c. 		Q1 2026 1,798,305 Millions of U.S. Dollars 1,767,066 Millions of U.S. Dollars 1,739,966 Millions of U.S. Dollars Mil. of U.S. $
line 19
Other loans and advances 		Q1 2026 540,416 Millions of U.S. Dollars 537,054 Millions of U.S. Dollars 500,153 Millions of U.S. Dollars Mil. of U.S. $
line 20
Mortgages 		Q1 2026 5,794,324 Millions of U.S. Dollars 5,752,868 Millions of U.S. Dollars 5,579,226 Millions of U.S. Dollars Mil. of U.S. $
line 21
Trade payables 		Q1 2026 878,023 Millions of U.S. Dollars 870,259 Millions of U.S. Dollars 849,316 Millions of U.S. Dollars Mil. of U.S. $
line 22
Taxes payable 		Q1 2026 260,971 Millions of U.S. Dollars 257,051 Millions of U.S. Dollars 247,097 Millions of U.S. Dollars Mil. of U.S. $
line 23
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 24
Miscellaneous liabilities 		Q1 2026 4,434,951 Millions of U.S. Dollars 4,315,566 Millions of U.S. Dollars 4,012,397 Millions of U.S. Dollars Mil. of U.S. $
   

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