Quarterly

S122.s Private depository institutions

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/
To easily map the Board series IDs to FRED series IDs, see the DDP-FRED Crosswalk available at: https://www.federalreserve.gov/data/data-download-fred-information.htm

   

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    Q4 1945    
 
 
    Q2 2026
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		Q2 2026 30,030,809 Millions of U.S. Dollars 29,732,492 Millions of U.S. Dollars 28,566,920 Millions of U.S. Dollars Mil. of U.S. $
line 2
Vault cash 		Q2 2026 79,191 Millions of U.S. Dollars 77,114 Millions of U.S. Dollars 76,611 Millions of U.S. Dollars Mil. of U.S. $
line 3
Reserves at Federal Reserve 		Q2 2026 2,904,754 Millions of U.S. Dollars 2,954,990 Millions of U.S. Dollars 2,945,640 Millions of U.S. Dollars Mil. of U.S. $
line 4
Federal funds and security repos 		Q2 2026 818,863 Millions of U.S. Dollars 814,855 Millions of U.S. Dollars 816,915 Millions of U.S. Dollars Mil. of U.S. $
line 5
Debt securities 		Q2 2026 6,616,507 Millions of U.S. Dollars 6,572,541 Millions of U.S. Dollars 6,324,183 Millions of U.S. Dollars Mil. of U.S. $
line 6
Open market paper 		Q2 2026 264 Millions of U.S. Dollars 262 Millions of U.S. Dollars 100 Millions of U.S. Dollars Mil. of U.S. $
line 7
Treasury securities 		Q2 2026 2,040,941 Millions of U.S. Dollars 2,049,594 Millions of U.S. Dollars 1,848,931 Millions of U.S. Dollars Mil. of U.S. $
line 8
Agency- and GSE-backed securities 		Q2 2026 3,195,153 Millions of U.S. Dollars 3,203,931 Millions of U.S. Dollars 3,155,672 Millions of U.S. Dollars Mil. of U.S. $
line 9
Municipal securities 		Q2 2026 361,830 Millions of U.S. Dollars 360,082 Millions of U.S. Dollars 363,680 Millions of U.S. Dollars Mil. of U.S. $
line 10
Corporate and foreign bonds 		Q2 2026 1,018,319 Millions of U.S. Dollars 958,672 Millions of U.S. Dollars 955,800 Millions of U.S. Dollars Mil. of U.S. $
line 11
Loans 		. . Millions of U.S. Dollars . Millions of U.S. Dollars . Millions of U.S. Dollars Mil. of U.S. $
line 12
Depository institution loans n.e.c. 		Q2 2026 6,236,223 Millions of U.S. Dollars 6,071,567 Millions of U.S. Dollars 5,523,093 Millions of U.S. Dollars Mil. of U.S. $
line 13
Other loans and advances 		Q2 2026 29,716 Millions of U.S. Dollars 29,376 Millions of U.S. Dollars 30,723 Millions of U.S. Dollars Mil. of U.S. $
line 14
Mortgages 		Q2 2026 7,325,414 Millions of U.S. Dollars 7,255,886 Millions of U.S. Dollars 7,115,074 Millions of U.S. Dollars Mil. of U.S. $
line 15
Consumer credit 		Q2 2026 2,789,536 Millions of U.S. Dollars 2,736,627 Millions of U.S. Dollars 2,695,567 Millions of U.S. Dollars Mil. of U.S. $
line 16
Corporate equities 		Q2 2026 102,471 Millions of U.S. Dollars 95,645 Millions of U.S. Dollars 84,978 Millions of U.S. Dollars Mil. of U.S. $
line 17
Mutual fund shares 		Q2 2026 24,729 Millions of U.S. Dollars 18,292 Millions of U.S. Dollars 18,367 Millions of U.S. Dollars Mil. of U.S. $
line 18
Life insurance reserves 		Q2 2026 216,509 Millions of U.S. Dollars 214,895 Millions of U.S. Dollars 210,017 Millions of U.S. Dollars Mil. of U.S. $
line 19
U.S. direct investment abroad 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 20
Miscellaneous assets 		Q2 2026 604,383 Millions of U.S. Dollars 673,990 Millions of U.S. Dollars 715,906 Millions of U.S. Dollars Mil. of U.S. $
line 21
Total liabilities 		Q2 2026 27,794,472 Millions of U.S. Dollars 27,484,181 Millions of U.S. Dollars 26,465,389 Millions of U.S. Dollars Mil. of U.S. $
line 22
Net interbank liabilities 		Q2 2026 2,159,192 Millions of U.S. Dollars 2,271,226 Millions of U.S. Dollars 2,097,842 Millions of U.S. Dollars Mil. of U.S. $
line 23
Checkable deposits 		Q2 2026 9,034,858 Millions of U.S. Dollars 8,829,604 Millions of U.S. Dollars 7,471,931 Millions of U.S. Dollars Mil. of U.S. $
line 24
Time and savings deposits 		Q2 2026 13,385,878 Millions of U.S. Dollars 13,345,859 Millions of U.S. Dollars 13,787,136 Millions of U.S. Dollars Mil. of U.S. $
line 25
Federal funds and security repos 		Q2 2026 821,943 Millions of U.S. Dollars 763,237 Millions of U.S. Dollars 813,607 Millions of U.S. Dollars Mil. of U.S. $
line 26
Debt securities 		Q2 2026 573,456 Millions of U.S. Dollars 578,198 Millions of U.S. Dollars 649,970 Millions of U.S. Dollars Mil. of U.S. $
line 27
Open market paper 		Q2 2026 329,231 Millions of U.S. Dollars 340,175 Millions of U.S. Dollars 385,483 Millions of U.S. Dollars Mil. of U.S. $
line 28
Corporate bonds 		Q2 2026 244,225 Millions of U.S. Dollars 238,023 Millions of U.S. Dollars 264,487 Millions of U.S. Dollars Mil. of U.S. $
line 29
Loans (other loans and advances) 		Q2 2026 599,409 Millions of U.S. Dollars 525,723 Millions of U.S. Dollars 559,333 Millions of U.S. Dollars Mil. of U.S. $
line 30
Taxes payable (net) 		Q2 2026 77,936 Millions of U.S. Dollars 67,409 Millions of U.S. Dollars 58,361 Millions of U.S. Dollars Mil. of U.S. $
line 31
Foreign direct investment in U.S. 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 32
Miscellaneous liabilities 		Q2 2026 1,126,948 Millions of U.S. Dollars 1,088,291 Millions of U.S. Dollars 1,012,744 Millions of U.S. Dollars Mil. of U.S. $
line 33
Investment by holding companies 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 34
Investment by funding corporations 		Q2 2026 107,278 Millions of U.S. Dollars 122,107 Millions of U.S. Dollars 122,660 Millions of U.S. Dollars Mil. of U.S. $
line 35
Other 		Q2 2026 892,263 Millions of U.S. Dollars 853,085 Millions of U.S. Dollars 786,480 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 36
Consumer leases not included above 		Q2 2026 11,713 Millions of U.S. Dollars 11,098 Millions of U.S. Dollars 11,013 Millions of U.S. Dollars Mil. of U.S. $
line 37
Uninsured deposits 		Q2 2026 10,044,665 Millions of U.S. Dollars 9,617,270 Millions of U.S. Dollars 9,041,650 Millions of U.S. Dollars Mil. of U.S. $
   

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