Quarterly

S122.3.s Banks in U.S.-affiliated areas

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    Q4 1945    
 
 
    Q1 2026
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total financial assets 		Q1 2026 151,915 Millions of U.S. Dollars 160,626 Millions of U.S. Dollars 169,239 Millions of U.S. Dollars Mil. of U.S. $
line 2
Reserves at Federal Reserve 		Q1 2026 4,805 Millions of U.S. Dollars 5,206 Millions of U.S. Dollars 6,438 Millions of U.S. Dollars Mil. of U.S. $
line 3
Debt securities 		Q1 2026 74,560 Millions of U.S. Dollars 75,777 Millions of U.S. Dollars 80,769 Millions of U.S. Dollars Mil. of U.S. $
line 4
Treasury securities 		Q1 2026 25,607 Millions of U.S. Dollars 24,704 Millions of U.S. Dollars 23,782 Millions of U.S. Dollars Mil. of U.S. $
line 5
Agency- and GSE-backed securities 		Q1 2026 13,430 Millions of U.S. Dollars 13,420 Millions of U.S. Dollars 14,250 Millions of U.S. Dollars Mil. of U.S. $
line 6
Municipal securities 		Q1 2026 207 Millions of U.S. Dollars 206 Millions of U.S. Dollars 122 Millions of U.S. Dollars Mil. of U.S. $
line 7
Corporate and foreign bonds 		Q1 2026 35,316 Millions of U.S. Dollars 37,447 Millions of U.S. Dollars 42,615 Millions of U.S. Dollars Mil. of U.S. $
line 8
Loans 		Q1 2026 51,900 Millions of U.S. Dollars 53,791 Millions of U.S. Dollars 46,313 Millions of U.S. Dollars Mil. of U.S. $
line 9
Depository institution loans n.e.c. 		Q1 2026 28,505 Millions of U.S. Dollars 29,609 Millions of U.S. Dollars 22,976 Millions of U.S. Dollars Mil. of U.S. $
line 10
Home mortgages 		Q1 2026 12,255 Millions of U.S. Dollars 12,631 Millions of U.S. Dollars 12,118 Millions of U.S. Dollars Mil. of U.S. $
line 11
Commercial mortgages 		Q1 2026 11,140 Millions of U.S. Dollars 11,551 Millions of U.S. Dollars 11,219 Millions of U.S. Dollars Mil. of U.S. $
line 12
Miscellaneous assets 		Q1 2026 19,664 Millions of U.S. Dollars 24,791 Millions of U.S. Dollars 34,645 Millions of U.S. Dollars Mil. of U.S. $
line 13
Total liabilities 		Q1 2026 144,770 Millions of U.S. Dollars 153,414 Millions of U.S. Dollars 160,812 Millions of U.S. Dollars Mil. of U.S. $
line 14
Net interbank liabilities 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 15
Checkable deposits 		Q1 2026 54,480 Millions of U.S. Dollars 56,059 Millions of U.S. Dollars 57,029 Millions of U.S. Dollars Mil. of U.S. $
line 16
Time and savings deposits 		Q1 2026 34,006 Millions of U.S. Dollars 34,891 Millions of U.S. Dollars 33,945 Millions of U.S. Dollars Mil. of U.S. $
line 17
Miscellaneous liabilities 		Q1 2026 56,284 Millions of U.S. Dollars 62,464 Millions of U.S. Dollars 69,838 Millions of U.S. Dollars Mil. of U.S. $
Memo:
line 18
Uninsured deposits 		Q1 2026 47,864 Millions of U.S. Dollars 48,360 Millions of U.S. Dollars 48,830 Millions of U.S. Dollars Mil. of U.S. $
   

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