Federal Reserve Economic Data

Quarterly

L.113 Banks in U.S.-Affiliated Areas


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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    Q4 1945    
 
 
    Q1 2025
Millions of Dollars
Line Name Period Value Preceding
Period
Year Ago
from Period
line 1
Total financial assets
Q1 2025 166,308 167,584 157,318
line 2
Reserves at Federal Reserve
Q1 2025 6,438 6,207 5,646
line 3
Debt securities
Q1 2025 80,769 79,221 74,052
line 4
Treasury securities
Q1 2025 23,782 22,812 23,109
line 5
Agency- and GSE-backed securities
Q1 2025 14,250 14,679 15,178
line 6
Municipal securities
Q1 2025 122 101 111
line 7
Corporate and foreign bonds
Q1 2025 42,615 41,629 35,654
line 8
Loans
Q1 2025 45,043 47,138 44,059
line 9
Depository institution loans n.e.c.
Q1 2025 22,508 23,525 21,251
line 10
Home mortgages
Q1 2025 11,717 12,189 11,788
line 11
Commercial mortgages
Q1 2025 10,818 11,424 11,020
line 12
Miscellaneous assets
Q1 2025 33,008 33,741 32,441
line 13
Total liabilities
Q1 2025 158,040 159,030 148,927
line 14
Net interbank liabilities
. . . .
line 15
Checkable deposits
Q1 2025 55,655 57,440 55,945
line 16
Time and savings deposits
Q1 2025 32,571 33,693 34,110
line 17
Miscellaneous liabilities
Q1 2025 69,814 67,897 58,872
Memo:
line 18
Uninsured deposits
Q1 2025 48,144 48,772 47,030
   

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