Federal Reserve Economic Data

Annual

F.204 Checkable Deposits and Currency

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1946    
 
 
    2024
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Net change in liabilities 		2024 525,969 Millions of U.S. Dollars 79,705 Millions of U.S. Dollars 79,705 Millions of U.S. Dollars Mil. of U.S. $
line 2
Monetary authority 		2024 -20,326 Millions of U.S. Dollars 319,663 Millions of U.S. Dollars 319,663 Millions of U.S. Dollars Mil. of U.S. $
line 3
Federal government cash and deposits 		2024 -46,778 Millions of U.S. Dollars 322,202 Millions of U.S. Dollars 322,202 Millions of U.S. Dollars Mil. of U.S. $
line 4
Due to government-sponsored enterprises 		2024 -1,076 Millions of U.S. Dollars 3,446 Millions of U.S. Dollars 3,446 Millions of U.S. Dollars Mil. of U.S. $
line 5
Deposits due to foreign 		2024 -4 Millions of U.S. Dollars 757 Millions of U.S. Dollars 757 Millions of U.S. Dollars Mil. of U.S. $
line 6
Currency outside banks 		2024 22,816 Millions of U.S. Dollars 40,530 Millions of U.S. Dollars 40,530 Millions of U.S. Dollars Mil. of U.S. $
line 7
U.S.-chartered depository institutions 		2024 501,262 Millions of U.S. Dollars -240,140 Millions of U.S. Dollars -240,140 Millions of U.S. Dollars Mil. of U.S. $
line 8
Federal government deposits 		2024 329 Millions of U.S. Dollars 3,755 Millions of U.S. Dollars 3,755 Millions of U.S. Dollars Mil. of U.S. $
line 9
Deposits due to foreign 		2024 27,645 Millions of U.S. Dollars 1,897 Millions of U.S. Dollars 1,897 Millions of U.S. Dollars Mil. of U.S. $
line 10
Private domestic deposits 		2024 458,290 Millions of U.S. Dollars -260,947 Millions of U.S. Dollars -260,947 Millions of U.S. Dollars Mil. of U.S. $
line 11
Foreign banking offices in U.S. 		2024 39,480 Millions of U.S. Dollars 9,936 Millions of U.S. Dollars 9,936 Millions of U.S. Dollars Mil. of U.S. $
line 12
Deposits due to foreign 		2024 -1,839 Millions of U.S. Dollars 42 Millions of U.S. Dollars 42 Millions of U.S. Dollars Mil. of U.S. $
line 13
Private domestic deposits 		2024 41,319 Millions of U.S. Dollars 9,894 Millions of U.S. Dollars 9,894 Millions of U.S. Dollars Mil. of U.S. $
line 14
Banks in U.S.-affiliated areas 		2024 -3,515 Millions of U.S. Dollars 3,068 Millions of U.S. Dollars 3,068 Millions of U.S. Dollars Mil. of U.S. $
line 15
Credit unions 		2024 9,068 Millions of U.S. Dollars -12,822 Millions of U.S. Dollars -12,822 Millions of U.S. Dollars Mil. of U.S. $
line 16
Net change in assets 		2024 525,969 Millions of U.S. Dollars 79,705 Millions of U.S. Dollars 79,705 Millions of U.S. Dollars Mil. of U.S. $
line 17
Household sector 		2024 186,706 Millions of U.S. Dollars -152,373 Millions of U.S. Dollars -152,373 Millions of U.S. Dollars Mil. of U.S. $
line 18
Nonfinancial business 		2024 309,777 Millions of U.S. Dollars -67,570 Millions of U.S. Dollars -67,570 Millions of U.S. Dollars Mil. of U.S. $
line 19
Corporate 		2024 280,056 Millions of U.S. Dollars -86,525 Millions of U.S. Dollars -86,525 Millions of U.S. Dollars Mil. of U.S. $
line 20
Noncorporate 		2024 29,611 Millions of U.S. Dollars 12,041 Millions of U.S. Dollars 12,041 Millions of U.S. Dollars Mil. of U.S. $
line 21
Federal government 		2024 -49,017 Millions of U.S. Dollars 321,194 Millions of U.S. Dollars 321,194 Millions of U.S. Dollars Mil. of U.S. $
line 22
State and local governments 		2024 14,998 Millions of U.S. Dollars 15,155 Millions of U.S. Dollars 15,155 Millions of U.S. Dollars Mil. of U.S. $
line 23
Domestic financial sectors 		2024 34,673 Millions of U.S. Dollars -59,769 Millions of U.S. Dollars -59,769 Millions of U.S. Dollars Mil. of U.S. $
line 24
Property-casualty insurance companies 		2024 2,134 Millions of U.S. Dollars 7,886 Millions of U.S. Dollars 7,886 Millions of U.S. Dollars Mil. of U.S. $
line 25
Life insurance companies 		2024 7,312 Millions of U.S. Dollars 24,944 Millions of U.S. Dollars 24,944 Millions of U.S. Dollars Mil. of U.S. $
line 26
Private pension funds 		2024 -3,663 Millions of U.S. Dollars -4,339 Millions of U.S. Dollars -4,339 Millions of U.S. Dollars Mil. of U.S. $
line 27
Federal government retirement funds 		2024 305 Millions of U.S. Dollars 218 Millions of U.S. Dollars 218 Millions of U.S. Dollars Mil. of U.S. $
line 28
State and local govt. retirement funds 		2024 25,532 Millions of U.S. Dollars -2,063 Millions of U.S. Dollars -2,063 Millions of U.S. Dollars Mil. of U.S. $
line 29
Money market funds 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 30
Government-sponsored enterprises 		2024 1,596 Millions of U.S. Dollars -22,129 Millions of U.S. Dollars -22,129 Millions of U.S. Dollars Mil. of U.S. $
line 31
Finance companies 		2024 -3,518 Millions of U.S. Dollars 4,999 Millions of U.S. Dollars 4,999 Millions of U.S. Dollars Mil. of U.S. $
line 32
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 33
Brokers and dealers 		2024 -902 Millions of U.S. Dollars -20,510 Millions of U.S. Dollars -20,510 Millions of U.S. Dollars Mil. of U.S. $
line 34
Rest of the world 		2024 27,290 Millions of U.S. Dollars 19,293 Millions of U.S. Dollars 19,293 Millions of U.S. Dollars Mil. of U.S. $
line 35
Checkable deposits 		2024 25,802 Millions of U.S. Dollars 2,696 Millions of U.S. Dollars 2,696 Millions of U.S. Dollars Mil. of U.S. $
line 36
Currency 		2024 1,488 Millions of U.S. Dollars 16,597 Millions of U.S. Dollars 16,597 Millions of U.S. Dollars Mil. of U.S. $
line 37
Mail float 		2024 2,029 Millions of U.S. Dollars 5,025 Millions of U.S. Dollars 5,025 Millions of U.S. Dollars Mil. of U.S. $
   

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