Annual

F.215 Depository Institution Loans Not Elsewhere Classified

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    1946    
 
 
    2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Net change in liabilities 		2025 589,796 Millions of U.S. Dollars 210,879 Millions of U.S. Dollars 210,879 Millions of U.S. Dollars Mil. of U.S. $
line 2
Household sector 		2025 -9,767 Millions of U.S. Dollars 14,232 Millions of U.S. Dollars 14,232 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial corporate business 		2025 99,446 Millions of U.S. Dollars 36,802 Millions of U.S. Dollars 36,802 Millions of U.S. Dollars Mil. of U.S. $
line 4
Nonfinancial noncorporate business 		2025 19,929 Millions of U.S. Dollars 8,613 Millions of U.S. Dollars 8,613 Millions of U.S. Dollars Mil. of U.S. $
line 5
Domestic financial sectors 		2025 114,186 Millions of U.S. Dollars 30,374 Millions of U.S. Dollars 30,374 Millions of U.S. Dollars Mil. of U.S. $
line 6
Finance companies 		2025 11,318 Millions of U.S. Dollars 25,571 Millions of U.S. Dollars 25,571 Millions of U.S. Dollars Mil. of U.S. $
line 7
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 8
Brokers and dealers 		2025 107,870 Millions of U.S. Dollars 10,614 Millions of U.S. Dollars 10,614 Millions of U.S. Dollars Mil. of U.S. $
line 9
Funding corporations 		2025 -3,539 Millions of U.S. Dollars -3,851 Millions of U.S. Dollars -3,851 Millions of U.S. Dollars Mil. of U.S. $
line 10
Rest of the world 		2025 356,970 Millions of U.S. Dollars 126,695 Millions of U.S. Dollars 126,695 Millions of U.S. Dollars Mil. of U.S. $
line 11
Foreign official institutions 		2025 3,048 Millions of U.S. Dollars -255 Millions of U.S. Dollars -255 Millions of U.S. Dollars Mil. of U.S. $
line 12
Foreign nonfinancial corporations 		2025 14,210 Millions of U.S. Dollars 4,632 Millions of U.S. Dollars 4,632 Millions of U.S. Dollars Mil. of U.S. $
line 13
Foreign nondepository financial institutions 		2025 339,712 Millions of U.S. Dollars 122,318 Millions of U.S. Dollars 122,318 Millions of U.S. Dollars Mil. of U.S. $
line 14
Net change in assets 		2025 589,796 Millions of U.S. Dollars 210,879 Millions of U.S. Dollars 210,879 Millions of U.S. Dollars Mil. of U.S. $
line 15
Monetary authority 		2025 -4,468 Millions of U.S. Dollars -4,926 Millions of U.S. Dollars -4,926 Millions of U.S. Dollars Mil. of U.S. $
line 16
U.S.-chartered depository institutions 		2025 461,592 Millions of U.S. Dollars 151,503 Millions of U.S. Dollars 151,503 Millions of U.S. Dollars Mil. of U.S. $
line 17
Foreign banking offices in U.S. 		2025 132,762 Millions of U.S. Dollars 65,153 Millions of U.S. Dollars 65,153 Millions of U.S. Dollars Mil. of U.S. $
line 18
Banks in U.S.-affiliated areas 		2025 -264 Millions of U.S. Dollars 2,631 Millions of U.S. Dollars 2,631 Millions of U.S. Dollars Mil. of U.S. $
line 19
Credit unions 		2025 174 Millions of U.S. Dollars -3,482 Millions of U.S. Dollars -3,482 Millions of U.S. Dollars Mil. of U.S. $
   

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