Quarterly

F.215 Depository Institution Loans Not Elsewhere Classified

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    Q4 1946    
 
 
    Q3 2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Net change in liabilities 		Q3 2025 366,941 Millions of U.S. Dollars 823,525 Millions of U.S. Dollars 101,586 Millions of U.S. Dollars Mil. of U.S. $
line 2
Household sector 		Q3 2025 -37,620 Millions of U.S. Dollars 176 Millions of U.S. Dollars 2,160 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial corporate business 		Q3 2025 31,688 Millions of U.S. Dollars 241,981 Millions of U.S. Dollars -52,742 Millions of U.S. Dollars Mil. of U.S. $
line 4
Nonfinancial noncorporate business 		Q3 2025 -32,319 Millions of U.S. Dollars 32,332 Millions of U.S. Dollars 164 Millions of U.S. Dollars Mil. of U.S. $
line 5
Domestic financial sectors 		Q3 2025 162,060 Millions of U.S. Dollars 133,668 Millions of U.S. Dollars 68,132 Millions of U.S. Dollars Mil. of U.S. $
line 6
Finance companies 		Q3 2025 49,364 Millions of U.S. Dollars -9,920 Millions of U.S. Dollars 61,500 Millions of U.S. Dollars Mil. of U.S. $
line 7
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 8
Brokers and dealers 		Q3 2025 120,868 Millions of U.S. Dollars 143,896 Millions of U.S. Dollars 13,820 Millions of U.S. Dollars Mil. of U.S. $
line 9
Funding corporations 		Q3 2025 -3,940 Millions of U.S. Dollars -2,116 Millions of U.S. Dollars -3,704 Millions of U.S. Dollars Mil. of U.S. $
line 10
Rest of the world 		Q3 2025 237,144 Millions of U.S. Dollars 400,472 Millions of U.S. Dollars 90,572 Millions of U.S. Dollars Mil. of U.S. $
line 11
Foreign official institutions 		Q3 2025 1,248 Millions of U.S. Dollars 4,828 Millions of U.S. Dollars 892 Millions of U.S. Dollars Mil. of U.S. $
line 12
Foreign nonfinancial corporations 		Q3 2025 -8,916 Millions of U.S. Dollars 28,132 Millions of U.S. Dollars -2,524 Millions of U.S. Dollars Mil. of U.S. $
line 13
Foreign nondepository financial institutions 		Q3 2025 244,812 Millions of U.S. Dollars 367,512 Millions of U.S. Dollars 92,204 Millions of U.S. Dollars Mil. of U.S. $
line 14
Net change in assets 		Q3 2025 366,941 Millions of U.S. Dollars 823,525 Millions of U.S. Dollars 101,586 Millions of U.S. Dollars Mil. of U.S. $
line 15
Monetary authority 		Q3 2025 -7,176 Millions of U.S. Dollars -2,292 Millions of U.S. Dollars -6,112 Millions of U.S. Dollars Mil. of U.S. $
line 16
U.S.-chartered depository institutions 		Q3 2025 322,148 Millions of U.S. Dollars 594,097 Millions of U.S. Dollars 75,590 Millions of U.S. Dollars Mil. of U.S. $
line 17
Foreign banking offices in U.S. 		Q3 2025 48,855 Millions of U.S. Dollars 231,028 Millions of U.S. Dollars 28,627 Millions of U.S. Dollars Mil. of U.S. $
line 18
Banks in U.S.-affiliated areas 		Q3 2025 972 Millions of U.S. Dollars -2,420 Millions of U.S. Dollars 1,740 Millions of U.S. Dollars Mil. of U.S. $
line 19
Credit unions 		Q3 2025 2,143 Millions of U.S. Dollars 3,112 Millions of U.S. Dollars 1,741 Millions of U.S. Dollars Mil. of U.S. $
   

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