Quarterly

F4.5c.t Commercial mortgages


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/
To easily map the Board series IDs to FRED series IDs, see the DDP-FRED Crosswalk available at: https://www.federalreserve.gov/data/data-download-fred-information.htm


   

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    Q4 1946    
 
 
    Q2 2026
Line Name Period Value Preceding
Period
Year Ago
from Period
Units
line 1
Net borrowing
Q2 2026 102,764 Millions of U.S. Dollars 167,096 Millions of U.S. Dollars 132,069 Millions of U.S. Dollars Mil. of U.S. $
line 2
Nonprofit organizations
Q2 2026 16,132 Millions of U.S. Dollars 44,264 Millions of U.S. Dollars 33,384 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial corporate business
Q2 2026 55,727 Millions of U.S. Dollars 82,934 Millions of U.S. Dollars 62,786 Millions of U.S. Dollars Mil. of U.S. $
line 4
Nonfinancial noncorporate business
Q2 2026 30,905 Millions of U.S. Dollars 39,898 Millions of U.S. Dollars 35,899 Millions of U.S. Dollars Mil. of U.S. $
line 5
REITs
Q2 2026 -24,288 Millions of U.S. Dollars -14,612 Millions of U.S. Dollars -21,288 Millions of U.S. Dollars Mil. of U.S. $
line 6
Net change in assets
Q2 2026 102,764 Millions of U.S. Dollars 167,096 Millions of U.S. Dollars 132,069 Millions of U.S. Dollars Mil. of U.S. $
line 7
Household sector
Q2 2026 24 Millions of U.S. Dollars 56 Millions of U.S. Dollars 52 Millions of U.S. Dollars Mil. of U.S. $
line 8
Nonfinancial corporate business
Q2 2026 3,348 Millions of U.S. Dollars 3,220 Millions of U.S. Dollars 2,872 Millions of U.S. Dollars Mil. of U.S. $
line 9
Nonfinancial noncorporate business
Q2 2026 1,052 Millions of U.S. Dollars 1,840 Millions of U.S. Dollars 1,220 Millions of U.S. Dollars Mil. of U.S. $
line 10
Federal government
Q2 2026 3,520 Millions of U.S. Dollars 2,480 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 11
State and local governments
Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 1,144 Millions of U.S. Dollars Mil. of U.S. $
line 12
U.S.-chartered depository institutions
Q2 2026 76,644 Millions of U.S. Dollars 63,376 Millions of U.S. Dollars 39,988 Millions of U.S. Dollars Mil. of U.S. $
line 13
Foreign banking offices in U.S.
Q2 2026 196 Millions of U.S. Dollars 7,456 Millions of U.S. Dollars 11,288 Millions of U.S. Dollars Mil. of U.S. $
line 14
Banks in U.S.-affiliated areas
Q2 2026 240 Millions of U.S. Dollars -1,644 Millions of U.S. Dollars 428 Millions of U.S. Dollars Mil. of U.S. $
line 15
Property-casualty insurance companies
Q2 2026 1,168 Millions of U.S. Dollars 948 Millions of U.S. Dollars 3,684 Millions of U.S. Dollars Mil. of U.S. $
line 16
Life insurance companies
Q2 2026 25,392 Millions of U.S. Dollars -2,340 Millions of U.S. Dollars 26,445 Millions of U.S. Dollars Mil. of U.S. $
line 17
Private pension funds
Q2 2026 -1,497 Millions of U.S. Dollars -6,544 Millions of U.S. Dollars -1,544 Millions of U.S. Dollars Mil. of U.S. $
line 18
State and local govt. retirement funds
Q2 2026 0 Millions of U.S. Dollars 284 Millions of U.S. Dollars 232 Millions of U.S. Dollars Mil. of U.S. $
line 19
Agency- and GSE-backed mortgage pools
Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 20
ABS issuers
Q2 2026 38,373 Millions of U.S. Dollars 93,812 Millions of U.S. Dollars 49,696 Millions of U.S. Dollars Mil. of U.S. $
line 21
Finance companies
Q2 2026 -448 Millions of U.S. Dollars 1,396 Millions of U.S. Dollars -460 Millions of U.S. Dollars Mil. of U.S. $
line 22
REITs
. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
   

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