Federal Reserve Economic Data

Annual

L.203 Net Interbank Transactions


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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Please select a date range

    1945    
 
 
    2024
Millions of Dollars
Line Name Period Value Preceding
Period
Year Ago
from Period
line 1
Total liabilities
2024 4,882,129 5,302,178 5,302,178
line 2
Monetary authority
. . . .
line 3
U.S.-chartered depository institutions
2024 518,031 666,982 666,982
line 4
Foreign banking offices in U.S.
2024 1,471,735 1,500,437 1,500,437
line 5
Banks in U.S.-affiliated areas
. . . .
line 6
Credit unions
. . . .
line 7
Total assets
2024 6,195,178 6,734,858 6,734,858
line 8
Monetary authority
2024 22,233 149,663 149,663
line 9
U.S.-chartered depository institutions
. . . .
line 10
Foreign banking offices in U.S.
. . . .
line 11
Banks in U.S.-affiliated areas
2024 6,207 6,566 6,566
line 12
Credit unions
2024 135,206 124,696 124,696
line 13
Rest of the world
2024 1,893,599 1,959,848 1,959,848
line 14
Discrepancy
2024 -16,176 -27,433 -27,433
Memo:
Vault cash:
line 15
Liab.: Monetary authority
2024 86,453 83,762 83,762
Asset:
line 16
U.S.-chartered depository institutions
2024 86,449 83,758 83,758
line 17
Foreign banking offices in U.S.
2024 4 4 4
Depository institution reserves:
line 18
Liab.: Monetary authority
2024 2,892,363 3,134,759 3,134,759
Asset:
line 19
U.S.-chartered depository institutions
2024 1,843,538 1,987,050 1,987,050
line 20
Foreign banking offices in U.S.
2024 907,412 1,016,447 1,016,447
line 21
Banks in U.S.-affiliated areas
2024 6,207 6,566 6,566
line 22
Credit unions
2024 135,206 124,696 124,696
Other transactions with the monetary authority
line 23
Liab: U.S.-chartered depository institutions
2024 22,233 149,663 149,663
Asset:
line 24
Monetary authority
2024 22,233 149,663 149,663
line 25
Federal Reserve float
2024 -1,089 -556 -556
line 26
Loans to member banks
2024 8,649 134,047 134,047
Transactions with banks in foreign countries (net):
Liab:
line 27
U.S.-chartered depository institutions (net)
. . . .
line 28
Due to foreign affiliates
2024 453,065 485,078 485,078
line 29
- Due from foreign affiliates
2024 439,424 455,435 455,435
line 30
Foreign banking offices in U.S. (net)
. . . .
line 31
Due to foreign affiliates
2024 1,421,043 1,453,063 1,453,063
line 32
- Due from foreign affiliates
2024 755,940 845,331 845,331
Less
line 33
Deposits at foreign banks
2024 30,975 35,861 35,861
line 34
U.S.-chartered depository institutions
2024 19,787 22,752 22,752
line 35
Foreign banking offices in U.S.
2024 11,188 13,109 13,109
line 36
Loans to foreign banks
2024 55,861 52,448 52,448
line 37
U.S.-chartered depository institutions
2024 22,705 23,871 23,871
line 38
Foreign banking offices in U.S.
2024 33,156 28,577 28,577
line 39
Plus: Loans from foreign banks
2024 19,491 21,707 21,707
line 40
U.S.-chartered depository institutions
2024 8,606 11,378 11,378
line 41
Foreign banking offices in U.S.
2024 10,885 10,329 10,329
line 42
Asset: Rest of the world
2024 1,893,599 1,959,848 1,959,848
Transactions between U.S. depository institutions (net)
line 43
U.S.-chartered depository institutions (net)
. . . .
line 44
Due to :
2024 48,800 37,035 37,035
line 45
Foreign banking offices in U.S.
2024 19,577 20,682 20,682
line 46
Banks in U.S.-affiliated areas
2024 1,274 1,331 1,331
line 47
Credit unions
2024 44,125 42,455 42,455
line 48
- Due from: Foreign banking offices in U.S.
2024 39,807 37,045 37,045
line 49
Unallocated
2024 -16,176 -27,433 -27,433
   

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