Federal Reserve Economic Data

Annual

L.215 Depository Institution Loans Not Elsewhere Classified


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

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Please select a date range

    1945    
 
 
    2024
Millions of Dollars
Line Name Period Value Preceding
Period
Year Ago
from Period
line 1
Total liabilities
2024 5,161,153 4,806,976 4,806,976
line 2
Household sector
2024 350,992 475,304 475,304
line 3
Nonfinancial corporate business
2024 1,158,786 1,244,308 1,244,308
line 4
Nonfinancial noncorporate business
2024 1,712,088 1,703,447 1,703,447
line 5
Domestic financial sectors
2024 617,747 426,908 426,908
line 6
Finance companies
2024 258,789 233,218 233,218
line 7
REITs
. . . .
line 8
Brokers and dealers
2024 350,336 179,418 179,418
line 9
Funding corporations
2024 3,583 7,434 7,434
line 10
Rest of the world
2024 1,321,540 957,009 957,009
line 11
Foreign official institutions
2024 3,041 3,296 3,296
line 12
Foreign nonfinancial corporations
2024 192,251 206,424 206,424
line 13
Foreign nondepository financial institutions
2024 1,126,248 747,289 747,289
line 14
Total assets
2024 5,161,153 4,806,976 4,806,976
line 15
Monetary authority
2024 4,563 9,489 9,489
line 16
U.S.-chartered depository institutions
2024 4,009,834 3,714,946 3,714,946
line 17
Foreign banking offices in U.S.
2024 1,030,305 965,153 965,153
line 18
Banks in U.S.-affiliated areas
2024 23,525 20,894 20,894
line 19
Credit unions
2024 92,926 96,494 96,494
   

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