Annual

L.220 Commercial Mortgages

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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Please select a date range

    1945    
 
 
    2024
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total liabilities 		2024 3,836,478 Millions of U.S. Dollars 3,772,900 Millions of U.S. Dollars 3,772,900 Millions of U.S. Dollars Mil. of U.S. $
line 2
Nonprofit organizations 		2024 507,073 Millions of U.S. Dollars 494,126 Millions of U.S. Dollars 494,126 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial corporate business 		2024 1,151,782 Millions of U.S. Dollars 1,121,386 Millions of U.S. Dollars 1,121,386 Millions of U.S. Dollars Mil. of U.S. $
line 4
Nonfinancial noncorporate business 		2024 2,177,623 Millions of U.S. Dollars 2,157,388 Millions of U.S. Dollars 2,157,388 Millions of U.S. Dollars Mil. of U.S. $
line 5
REITs 		2024 226,783 Millions of U.S. Dollars 232,176 Millions of U.S. Dollars 232,176 Millions of U.S. Dollars Mil. of U.S. $
line 6
Total assets 		2024 3,836,478 Millions of U.S. Dollars 3,772,900 Millions of U.S. Dollars 3,772,900 Millions of U.S. Dollars Mil. of U.S. $
line 7
Household sector 		2024 1,534 Millions of U.S. Dollars 1,509 Millions of U.S. Dollars 1,509 Millions of U.S. Dollars Mil. of U.S. $
line 8
Nonfinancial corporate business 		2024 18,524 Millions of U.S. Dollars 18,440 Millions of U.S. Dollars 18,440 Millions of U.S. Dollars Mil. of U.S. $
line 9
Nonfinancial noncorporate business 		2024 15,442 Millions of U.S. Dollars 15,065 Millions of U.S. Dollars 15,065 Millions of U.S. Dollars Mil. of U.S. $
line 10
Federal government 		2024 90,372 Millions of U.S. Dollars 86,289 Millions of U.S. Dollars 86,289 Millions of U.S. Dollars Mil. of U.S. $
line 11
State and local governments 		2024 18,694 Millions of U.S. Dollars 18,272 Millions of U.S. Dollars 18,272 Millions of U.S. Dollars Mil. of U.S. $
line 12
U.S.-chartered depository institutions 		2024 2,166,641 Millions of U.S. Dollars 2,147,900 Millions of U.S. Dollars 2,147,900 Millions of U.S. Dollars Mil. of U.S. $
line 13
Foreign banking offices in U.S. 		2024 90,291 Millions of U.S. Dollars 87,800 Millions of U.S. Dollars 87,800 Millions of U.S. Dollars Mil. of U.S. $
line 14
Banks in U.S.-affiliated areas 		2024 11,424 Millions of U.S. Dollars 10,888 Millions of U.S. Dollars 10,888 Millions of U.S. Dollars Mil. of U.S. $
line 15
Property-casualty insurance companies 		2024 32,440 Millions of U.S. Dollars 32,935 Millions of U.S. Dollars 32,935 Millions of U.S. Dollars Mil. of U.S. $
line 16
Life insurance companies 		2024 505,522 Millions of U.S. Dollars 486,484 Millions of U.S. Dollars 486,484 Millions of U.S. Dollars Mil. of U.S. $
line 17
Private pension funds 		2024 23,810 Millions of U.S. Dollars 21,242 Millions of U.S. Dollars 21,242 Millions of U.S. Dollars Mil. of U.S. $
line 18
State and local govt. retirement funds 		2024 1,771 Millions of U.S. Dollars 1,636 Millions of U.S. Dollars 1,636 Millions of U.S. Dollars Mil. of U.S. $
line 19
Agency- and GSE-backed mortgage pools 		2024 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 20
ABS issuers 		2024 445,418 Millions of U.S. Dollars 424,087 Millions of U.S. Dollars 424,087 Millions of U.S. Dollars Mil. of U.S. $
line 21
Finance companies 		2024 22,257 Millions of U.S. Dollars 23,088 Millions of U.S. Dollars 23,088 Millions of U.S. Dollars Mil. of U.S. $
line 22
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
   

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