Quarterly

F2.4.s Other deposits

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/
To easily map the Board series IDs to FRED series IDs, see the DDP-FRED Crosswalk available at: https://www.federalreserve.gov/data/data-download-fred-information.htm

   

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    Q4 1945    
 
 
    Q2 2026
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total liabilities 		Q2 2026 13,385,878 Millions of U.S. Dollars 13,345,859 Millions of U.S. Dollars 13,787,136 Millions of U.S. Dollars Mil. of U.S. $
line 2
U.S.-chartered depository institutions 		Q2 2026 10,571,106 Millions of U.S. Dollars 10,586,750 Millions of U.S. Dollars 11,116,816 Millions of U.S. Dollars Mil. of U.S. $
line 3
Foreign banking offices in U.S. 		Q2 2026 1,057,223 Millions of U.S. Dollars 1,010,369 Millions of U.S. Dollars 989,232 Millions of U.S. Dollars Mil. of U.S. $
line 4
Banks in U.S.-affiliated areas 		Q2 2026 35,186 Millions of U.S. Dollars 34,006 Millions of U.S. Dollars 34,741 Millions of U.S. Dollars Mil. of U.S. $
line 5
Credit unions 		Q2 2026 1,722,363 Millions of U.S. Dollars 1,714,734 Millions of U.S. Dollars 1,646,347 Millions of U.S. Dollars Mil. of U.S. $
line 6
Total assets 		Q2 2026 13,385,878 Millions of U.S. Dollars 13,345,859 Millions of U.S. Dollars 13,787,136 Millions of U.S. Dollars Mil. of U.S. $
line 7
Household sector 		Q2 2026 9,097,764 Millions of U.S. Dollars 9,185,035 Millions of U.S. Dollars 9,754,093 Millions of U.S. Dollars Mil. of U.S. $
line 8
Nonfinancial business 		Q2 2026 2,200,978 Millions of U.S. Dollars 2,144,417 Millions of U.S. Dollars 1,953,945 Millions of U.S. Dollars Mil. of U.S. $
line 9
Corporate 		Q2 2026 503,962 Millions of U.S. Dollars 471,203 Millions of U.S. Dollars 382,296 Millions of U.S. Dollars Mil. of U.S. $
line 10
Noncorporate 		Q2 2026 1,697,016 Millions of U.S. Dollars 1,673,214 Millions of U.S. Dollars 1,571,649 Millions of U.S. Dollars Mil. of U.S. $
line 11
Federal government 		Q2 2026 1,739 Millions of U.S. Dollars 1,518 Millions of U.S. Dollars 1,488 Millions of U.S. Dollars Mil. of U.S. $
line 12
State and local governments 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 13
Domestic financial sectors 		Q2 2026 958,762 Millions of U.S. Dollars 900,764 Millions of U.S. Dollars 929,406 Millions of U.S. Dollars Mil. of U.S. $
line 14
Private pension funds 		Q2 2026 14,696 Millions of U.S. Dollars 14,467 Millions of U.S. Dollars 14,095 Millions of U.S. Dollars Mil. of U.S. $
line 15
State and local govt. retirement funds 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 16
Money market funds 		Q2 2026 306,649 Millions of U.S. Dollars 283,038 Millions of U.S. Dollars 303,331 Millions of U.S. Dollars Mil. of U.S. $
line 17
Government-sponsored enterprises 		Q2 2026 34,278 Millions of U.S. Dollars 30,783 Millions of U.S. Dollars 28,600 Millions of U.S. Dollars Mil. of U.S. $
line 18
Finance companies 		Q2 2026 34,390 Millions of U.S. Dollars 40,539 Millions of U.S. Dollars 43,510 Millions of U.S. Dollars Mil. of U.S. $
line 19
Holding companies 		Q2 2026 573,882 Millions of U.S. Dollars 537,786 Millions of U.S. Dollars 544,860 Millions of U.S. Dollars Mil. of U.S. $
line 20
Rest of the world 		Q2 2026 785,269 Millions of U.S. Dollars 762,748 Millions of U.S. Dollars 786,832 Millions of U.S. Dollars Mil. of U.S. $
   

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