Quarterly

f.3.1.s Open market paper

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/
To easily map the Board series IDs to FRED series IDs, see the DDP-FRED Crosswalk available at: https://www.federalreserve.gov/data/data-download-fred-information.htm

   

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    Q4 1945    
 
 
    Q2 2026
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total liabilities 		Q2 2026 1,450,562 Millions of U.S. Dollars 1,425,934 Millions of U.S. Dollars 1,383,192 Millions of U.S. Dollars Mil. of U.S. $
line 2
Commercial paper 		Q2 2026 1,450,562 Millions of U.S. Dollars 1,425,934 Millions of U.S. Dollars 1,383,192 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial corporate business 		Q2 2026 256,534 Millions of U.S. Dollars 284,416 Millions of U.S. Dollars 253,909 Millions of U.S. Dollars Mil. of U.S. $
line 4
Foreign issues in U.S. 		Q2 2026 375,949 Millions of U.S. Dollars 350,375 Millions of U.S. Dollars 332,600 Millions of U.S. Dollars Mil. of U.S. $
line 5
Nonfinancial 		Q2 2026 28,050 Millions of U.S. Dollars 35,910 Millions of U.S. Dollars 31,174 Millions of U.S. Dollars Mil. of U.S. $
line 6
Financial 		Q2 2026 347,899 Millions of U.S. Dollars 314,465 Millions of U.S. Dollars 301,426 Millions of U.S. Dollars Mil. of U.S. $
line 7
Financial business 		Q2 2026 818,079 Millions of U.S. Dollars 791,143 Millions of U.S. Dollars 796,683 Millions of U.S. Dollars Mil. of U.S. $
line 8
U.S.-chartered depository institutions 		Q2 2026 185,159 Millions of U.S. Dollars 179,507 Millions of U.S. Dollars 206,793 Millions of U.S. Dollars Mil. of U.S. $
line 9
Foreign banking offices in U.S. 		Q2 2026 144,072 Millions of U.S. Dollars 160,668 Millions of U.S. Dollars 178,690 Millions of U.S. Dollars Mil. of U.S. $
line 10
ABS issuers 		Q2 2026 250,041 Millions of U.S. Dollars 216,416 Millions of U.S. Dollars 175,343 Millions of U.S. Dollars Mil. of U.S. $
line 11
Finance companies 		Q2 2026 60,479 Millions of U.S. Dollars 57,706 Millions of U.S. Dollars 65,487 Millions of U.S. Dollars Mil. of U.S. $
line 12
REITs 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 13
Holding companies 		Q2 2026 10,963 Millions of U.S. Dollars 12,142 Millions of U.S. Dollars 9,793 Millions of U.S. Dollars Mil. of U.S. $
line 14
Funding corporations 		Q2 2026 167,365 Millions of U.S. Dollars 164,704 Millions of U.S. Dollars 160,577 Millions of U.S. Dollars Mil. of U.S. $
line 15
Bankers’ acceptances 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 16
U.S.-chartered depository institutions 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 17
Foreign banking offices in U.S. 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 18
Total assets 		Q2 2026 1,450,562 Millions of U.S. Dollars 1,425,934 Millions of U.S. Dollars 1,383,192 Millions of U.S. Dollars Mil. of U.S. $
line 19
Nonfinancial corporate business 		Q2 2026 300,827 Millions of U.S. Dollars 258,828 Millions of U.S. Dollars 222,242 Millions of U.S. Dollars Mil. of U.S. $
line 20
State and local governments 		Q2 2026 315,448 Millions of U.S. Dollars 309,331 Millions of U.S. Dollars 300,059 Millions of U.S. Dollars Mil. of U.S. $
line 21
Monetary authority 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 22
U.S.-chartered depository institutions 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 23
Foreign banking offices in U.S. 		Q2 2026 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars 0 Millions of U.S. Dollars Mil. of U.S. $
line 24
Credit unions 		Q2 2026 264 Millions of U.S. Dollars 262 Millions of U.S. Dollars 100 Millions of U.S. Dollars Mil. of U.S. $
line 25
Property-casualty insurance companies 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 26
Life insurance companies 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 27
Private pension funds 		Q2 2026 35,351 Millions of U.S. Dollars 34,813 Millions of U.S. Dollars 33,944 Millions of U.S. Dollars Mil. of U.S. $
line 28
State and local govt. retirement funds 		Q2 2026 6,826 Millions of U.S. Dollars 6,433 Millions of U.S. Dollars 12,373 Millions of U.S. Dollars Mil. of U.S. $
line 29
Money market funds 		Q2 2026 314,374 Millions of U.S. Dollars 301,972 Millions of U.S. Dollars 312,735 Millions of U.S. Dollars Mil. of U.S. $
line 30
Mutual funds 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 31
Government-sponsored enterprises 		Q2 2026 8,385 Millions of U.S. Dollars 8,141 Millions of U.S. Dollars 8,086 Millions of U.S. Dollars Mil. of U.S. $
line 32
Brokers and dealers 		Q2 2026 54,151 Millions of U.S. Dollars 52,909 Millions of U.S. Dollars 46,690 Millions of U.S. Dollars Mil. of U.S. $
line 33
Funding corporations 		Q2 2026 153,537 Millions of U.S. Dollars 212,951 Millions of U.S. Dollars 217,039 Millions of U.S. Dollars Mil. of U.S. $
line 34
Rest of the world 		Q2 2026 173,515 Millions of U.S. Dollars 158,511 Millions of U.S. Dollars 145,819 Millions of U.S. Dollars Mil. of U.S. $
   

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