Quarterly

L.215 Depository Institution Loans Not Elsewhere Classified

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
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    Q4 1945    
 
 
    Q4 2025
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total liabilities 		Q4 2025 5,828,274 Millions of U.S. Dollars 5,609,330 Millions of U.S. Dollars 5,274,027 Millions of U.S. Dollars Mil. of U.S. $
line 2
Household sector 		Q4 2025 234,722 Millions of U.S. Dollars 233,718 Millions of U.S. Dollars 347,489 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial corporate business 		Q4 2025 1,137,472 Millions of U.S. Dollars 1,106,456 Millions of U.S. Dollars 1,157,975 Millions of U.S. Dollars Mil. of U.S. $
line 4
Nonfinancial noncorporate business 		Q4 2025 1,731,914 Millions of U.S. Dollars 1,723,514 Millions of U.S. Dollars 1,711,985 Millions of U.S. Dollars Mil. of U.S. $
line 5
Domestic financial sectors 		Q4 2025 815,369 Millions of U.S. Dollars 781,129 Millions of U.S. Dollars 620,183 Millions of U.S. Dollars Mil. of U.S. $
line 6
Finance companies 		Q4 2025 270,107 Millions of U.S. Dollars 268,979 Millions of U.S. Dollars 258,789 Millions of U.S. Dollars Mil. of U.S. $
line 7
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
line 8
Brokers and dealers 		Q4 2025 541,803 Millions of U.S. Dollars 507,396 Millions of U.S. Dollars 352,933 Millions of U.S. Dollars Mil. of U.S. $
line 9
Funding corporations 		Q4 2025 44 Millions of U.S. Dollars 1,281 Millions of U.S. Dollars 3,583 Millions of U.S. Dollars Mil. of U.S. $
line 10
Rest of the world 		Q4 2025 1,788,073 Millions of U.S. Dollars 1,647,567 Millions of U.S. Dollars 1,324,703 Millions of U.S. Dollars Mil. of U.S. $
line 11
Foreign official institutions 		Q4 2025 6,089 Millions of U.S. Dollars 4,357 Millions of U.S. Dollars 3,041 Millions of U.S. Dollars Mil. of U.S. $
line 12
Foreign nonfinancial corporations 		Q4 2025 191,323 Millions of U.S. Dollars 185,304 Millions of U.S. Dollars 192,713 Millions of U.S. Dollars Mil. of U.S. $
line 13
Foreign nondepository financial institutions 		Q4 2025 1,590,661 Millions of U.S. Dollars 1,457,906 Millions of U.S. Dollars 1,128,949 Millions of U.S. Dollars Mil. of U.S. $
line 14
Total assets 		Q4 2025 5,828,274 Millions of U.S. Dollars 5,609,330 Millions of U.S. Dollars 5,274,027 Millions of U.S. Dollars Mil. of U.S. $
line 15
Monetary authority 		Q4 2025 95 Millions of U.S. Dollars 1,352 Millions of U.S. Dollars 4,563 Millions of U.S. Dollars Mil. of U.S. $
line 16
U.S.-chartered depository institutions 		Q4 2025 4,612,613 Millions of U.S. Dollars 4,457,155 Millions of U.S. Dollars 4,122,621 Millions of U.S. Dollars Mil. of U.S. $
line 17
Foreign banking offices in U.S. 		Q4 2025 1,163,067 Millions of U.S. Dollars 1,098,337 Millions of U.S. Dollars 1,030,305 Millions of U.S. Dollars Mil. of U.S. $
line 18
Banks in U.S.-affiliated areas 		Q4 2025 29,609 Millions of U.S. Dollars 28,960 Millions of U.S. Dollars 23,525 Millions of U.S. Dollars Mil. of U.S. $
line 19
Credit unions 		Q4 2025 22,890 Millions of U.S. Dollars 23,526 Millions of U.S. Dollars 93,013 Millions of U.S. Dollars Mil. of U.S. $
   

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