Quarterly

F4.5a.s One-to-four-family residential mortgages

The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/

   

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    Q4 1945    
 
 
    Q1 2026
Line Name Period Value Preceding
Period 		Year Ago
from Period 		Units
line 1
Total liabilities 		Q1 2026 14,818,207 Millions of U.S. Dollars 14,774,824 Millions of U.S. Dollars 14,419,296 Millions of U.S. Dollars Mil. of U.S. $
line 2
Household sector 		Q1 2026 13,820,984 Millions of U.S. Dollars 13,783,209 Millions of U.S. Dollars 13,448,100 Millions of U.S. Dollars Mil. of U.S. $
line 3
Nonfinancial corporate business 		Q1 2026 19,629 Millions of U.S. Dollars 19,489 Millions of U.S. Dollars 19,274 Millions of U.S. Dollars Mil. of U.S. $
line 4
Nonfinancial noncorporate business 		Q1 2026 977,594 Millions of U.S. Dollars 972,126 Millions of U.S. Dollars 951,922 Millions of U.S. Dollars Mil. of U.S. $
line 5
Total assets 		Q1 2026 14,818,207 Millions of U.S. Dollars 14,774,824 Millions of U.S. Dollars 14,419,296 Millions of U.S. Dollars Mil. of U.S. $
line 6
Household sector 		Q1 2026 50,003 Millions of U.S. Dollars 50,875 Millions of U.S. Dollars 53,491 Millions of U.S. Dollars Mil. of U.S. $
line 7
Nonfinancial corporate business 		Q1 2026 29,459 Millions of U.S. Dollars 29,423 Millions of U.S. Dollars 29,285 Millions of U.S. Dollars Mil. of U.S. $
line 8
Nonfinancial noncorporate business 		Q1 2026 24,370 Millions of U.S. Dollars 23,894 Millions of U.S. Dollars 22,686 Millions of U.S. Dollars Mil. of U.S. $
line 9
Federal government 		Q1 2026 70,437 Millions of U.S. Dollars 70,995 Millions of U.S. Dollars 69,383 Millions of U.S. Dollars Mil. of U.S. $
line 10
State and local governments 		Q1 2026 127,753 Millions of U.S. Dollars 127,753 Millions of U.S. Dollars 122,153 Millions of U.S. Dollars Mil. of U.S. $
line 11
U.S.-chartered depository institutions 		Q1 2026 3,013,905 Millions of U.S. Dollars 3,024,243 Millions of U.S. Dollars 2,966,274 Millions of U.S. Dollars Mil. of U.S. $
line 12
Foreign banking offices in U.S. 		Q1 2026 1,133 Millions of U.S. Dollars 1,107 Millions of U.S. Dollars 953 Millions of U.S. Dollars Mil. of U.S. $
line 13
Banks in U.S.-affiliated areas 		Q1 2026 12,255 Millions of U.S. Dollars 12,631 Millions of U.S. Dollars 12,118 Millions of U.S. Dollars Mil. of U.S. $
line 14
Credit unions 		Q1 2026 821,670 Millions of U.S. Dollars 809,903 Millions of U.S. Dollars 764,800 Millions of U.S. Dollars Mil. of U.S. $
line 15
Life insurance companies 		Q1 2026 158,791 Millions of U.S. Dollars 159,041 Millions of U.S. Dollars 130,202 Millions of U.S. Dollars Mil. of U.S. $
line 16
Private pension funds 		Q1 2026 2,019 Millions of U.S. Dollars 1,984 Millions of U.S. Dollars 1,846 Millions of U.S. Dollars Mil. of U.S. $
line 17
State and local govt. retirement funds 		Q1 2026 2,170 Millions of U.S. Dollars 2,108 Millions of U.S. Dollars 1,836 Millions of U.S. Dollars Mil. of U.S. $
line 18
Government-sponsored enterprises 		Q1 2026 6,777,226 Millions of U.S. Dollars 6,784,828 Millions of U.S. Dollars 6,765,220 Millions of U.S. Dollars Mil. of U.S. $
line 19
Agency- and GSE-backed mortgage pools 		Q1 2026 2,769,579 Millions of U.S. Dollars 2,742,282 Millions of U.S. Dollars 2,602,026 Millions of U.S. Dollars Mil. of U.S. $
line 20
ABS issuers 		Q1 2026 545,802 Millions of U.S. Dollars 525,844 Millions of U.S. Dollars 491,033 Millions of U.S. Dollars Mil. of U.S. $
line 21
Finance companies 		Q1 2026 281,638 Millions of U.S. Dollars 283,329 Millions of U.S. Dollars 288,361 Millions of U.S. Dollars Mil. of U.S. $
line 22
REITs 		. . Millions of Dollars . Millions of Dollars . Millions of Dollars Mil. of $
Memo:
line 23
Home equity loans included above 		Q1 2026 625,531 Millions of U.S. Dollars 623,000 Millions of U.S. Dollars 570,382 Millions of U.S. Dollars Mil. of U.S. $
line 24
U.S.-chartered depository institutions 		Q1 2026 346,206 Millions of U.S. Dollars 351,920 Millions of U.S. Dollars 330,602 Millions of U.S. Dollars Mil. of U.S. $
line 25
Foreign banking offices in U.S. 		Q1 2026 637 Millions of U.S. Dollars 479 Millions of U.S. Dollars 395 Millions of U.S. Dollars Mil. of U.S. $
line 26
Credit unions 		Q1 2026 184,018 Millions of U.S. Dollars 181,226 Millions of U.S. Dollars 162,425 Millions of U.S. Dollars Mil. of U.S. $
line 27
ABS issuers 		Q1 2026 38,343 Millions of U.S. Dollars 32,709 Millions of U.S. Dollars 19,288 Millions of U.S. Dollars Mil. of U.S. $
line 28
Finance companies 		Q1 2026 56,327 Millions of U.S. Dollars 56,666 Millions of U.S. Dollars 57,672 Millions of U.S. Dollars Mil. of U.S. $
   

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