Federal Reserve Economic Data

Quarterly

L.225 Trade Credit


The Financial Accounts (formerly known as the Flow of Funds accounts) are a set of financial accounts used to track the sources and uses of funds by sector. They are a component of a system of macroeconomic accounts including the National Income and Product accounts (NIPA) and balance of payments accounts, all of which serve as a comprehensive set of information on the economy’s performance.(1) Some important inferences that can be drawn from the Financial accounts are the financial strength of a given sector, new economic trends, changes in the composition of wealth, and development of new financial instruments over time.(1)
Sectors are compiled into three categories: households, nonfinancial businesses, and banks. The sources of funds for a sector are its internal funds (savings from income after consumption) and external funds (loans from banks and other financial intermediaries). (1) Funds for a given sector are used for its investments in physical and financial assets. Dividing sources and uses of funds into two categories helps the staff of the Federal Reserve System pay particular attention to external sources of funds and financial uses of funds.(2) One example is whether households are borrowing more from banks—or in other words, whether household debt is rising. Another example might be whether banks are using more of their funds to provide loans to consumers. Transactions within a sector are not shown in the accounts; however, transactions between sectors are.(2) Monitoring the external flows of funds provides insights into a sector’s health and the performance of the economy as a whole.
Data for the Financial accounts are compiled from a large number of reports and publications, including regulatory reports such as those submitted by banks, tax filings, and surveys conducted by the Federal Reserve System.(2) The Financial accounts are published quarterly as a set of tables in the Federal Reserve’s Z.1 statistical release.
(1) Teplin, Albert M. “The U.S. Flow of Funds Accounts and Their Uses.” Federal Reserve Bulletin, July 2001; http://www.federalreserve.gov/pubs/bulletin/2001/0701lead.pdf.
(2) Board of Governors of the Federal Reserve System. “Guide to the Flow of Funds Accounts.” 2000, http://www.federalreserve.gov/apps/fof/.

For questions on the data, please contact the data source: https://www.federalreserve.gov/apps/ContactUs/feedback.aspx?refurl=/releases/z1/%
For questions on FRED functionality, please contact: https://fred.stlouisfed.org/contactus/


   

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    Q4 1945    
 
 
    Q1 2025
Line Name Q1 2025 Q4 2024 Q1 2024 Units
line 1
Total trade payables
8,345,653 Millions of Dollars 8,193,850 Millions of Dollars 7,770,464 Millions of Dollars Mil. of $
line 2
Nonprofit organizations
565,103 Millions of Dollars 557,592 Millions of Dollars 535,173 Millions of Dollars Mil. of $
line 3
Nonfinancial corporate business
4,021.730 Billions of Dollars 3,951.730 Billions of Dollars 3,731.218 Billions of Dollars Bil. of $
line 4
Nonfinancial noncorporate business
875.499 Billions of Dollars 870.909 Billions of Dollars 860.212 Billions of Dollars Bil. of $
line 5
Federal government
632,130 Millions of Dollars 615,751 Millions of Dollars 582,842 Millions of Dollars Mil. of $
line 6
State and local governments
1,387,784 Millions of Dollars 1,369,277 Millions of Dollars 1,315,099 Millions of Dollars Mil. of $
line 7
Property-casualty insurance companies
134,875 Millions of Dollars 131,647 Millions of Dollars 142,919 Millions of Dollars Mil. of $
line 8
Life insurance companies
606,044 Millions of Dollars 580,872 Millions of Dollars 493,725 Millions of Dollars Mil. of $
line 9
Brokers and dealers
26,561 Millions of Dollars 23,055 Millions of Dollars 21,266 Millions of Dollars Mil. of $
line 10
Rest of the world
95,927 Millions of Dollars 93,017 Millions of Dollars 88,010 Millions of Dollars Mil. of $
line 11
Total trade receivables
8,970,023 Millions of Dollars 8,744,147 Millions of Dollars 8,368,761 Millions of Dollars Mil. of $
line 12
Nonprofit organizations
452,587 Millions of Dollars 443,942 Millions of Dollars 417,788 Millions of Dollars Mil. of $
line 13
Nonfinancial corporate business
5,464.890 Billions of Dollars 5,307.661 Billions of Dollars 5,100.243 Billions of Dollars Bil. of $
line 14
Nonfinancial noncorporate business
1,229.023 Billions of Dollars 1,221.394 Billions of Dollars 1,197.938 Billions of Dollars Bil. of $
line 15
Federal government
112,757 Millions of Dollars 111,241 Millions of Dollars 110,690 Millions of Dollars Mil. of $
line 16
State and local governments
342,806 Millions of Dollars 337,585 Millions of Dollars 321,400 Millions of Dollars Mil. of $
line 17
Property-casualty insurance companies
311,983 Millions of Dollars 298,004 Millions of Dollars 311,702 Millions of Dollars Mil. of $
line 18
Life insurance companies
151,412 Millions of Dollars 151,489 Millions of Dollars 146,432 Millions of Dollars Mil. of $
line 19
ABS issuers
51,188 Millions of Dollars 49,865 Millions of Dollars 45,583 Millions of Dollars Mil. of $
line 20
Rest of the world
853,377 Millions of Dollars 822,966 Millions of Dollars 716,985 Millions of Dollars Mil. of $
line 21
Discrepancy
-624,370 Millions of Dollars -550,297 Millions of Dollars -598,297 Millions of Dollars Mil. of $
   

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